Zoom Meeting, Chat, Room, Workspaces, Phone System, Video Webwinar, App Marketplace, Education, Finance, Goverment and Healtcare

Download for Windows - Zoom


Zoom was founded by Eric Yuan, a former corporate vice president for Cisco Webex. He left Cisco in April 2011 with 40 engineers to start a new company, originally named Saasbee, Inc. The company had trouble finding investors because many people thought the videotelephony market was already saturated. In June 2011, the company raised $3 million of seed money from WebEx founder Subrah Iyar, former Cisco SVP and General Counsel Dan Scheinman, and venture capitalists Matt Ocko, Logo of TSVC, and Bill Tai.

In May 2012, the company changed its name to Zoom. In September 2012, Zoom launched a beta version that could host conferences with up to 15 video participants. In November 2012, the company signed Stanford University as its first customer. The service was launched in January 2013 after the company raised a $6 million Series A round from Qualcomm Ventures, Yahoo! founder Jerry Yang, WebEx founder Subrah Iyar, and former Cisco SVP and General Counsel Dan Scheinman. Zoom launched version 1.0 of the program allowing the maximum number of participants per conference to be 25. By the end of its first month, Zoom had 400,000 users and by May 2013 it had 1 million users.


In July 2013, Zoom established partnerships with B2B collaboration software providers, such as Redbooth (then Teambox), and also created a program named Works with Zoom, which established partnerships with Logitech, Vaddio, and InFocus. In September 2013, the company raised $6.5 million in a Series B round from Facebook, Waze, and existing investors. At that time, it had 3 million users. By June 2014, Zoom had 10 million users.citation needed

On February 4, 2015, the company received US$30 million in Series C funding from investors including Emergence Capital, Horizons Ventures (Li Ka-shing), Qualcomm Ventures, Jerry Yang, and Patrick Soon-Shiong. At that time, Zoom had 40 million users, with 65,000 organizations subscribed and a total of 1 billion meeting minutes since it was established.Over the course of 2015 and 2016, the company integrated its software with Slack, Salesforce, and Skype for Business. With version 2.5 in October 2015, Zoom increased the maximum number of participants allowed per conference to 50 and later to 1,000 for business customers. In November 2015, former president of RingCentral David Berman was named president of the company, and Peter Gassner, the founder and CEO of Veeva Systems, joined Zoom's board of directors.

In January 2017, the company raised US$100 million in Series D funding from Sequoia Capital at a US$1 billion valuation, making it a so-called unicorn. In April 2017, Zoom launched a scalable telehealth product allowing doctors to host remote consultations with patients. In May, Zoom announced integration with Polycom's conferencing systems, enabling features such as multiple screen and device meetings, HD and wireless screen sharing, and calendar integration with Microsoft Outlook, Google Calendar, and iCal. From September 25-27, 2017, Zoom hosted Zoomtopia 2017, its first annual user conference. At this conference, Zoom announced a partnership with Meta to integrate Zoom with augmented reality, integration with Slack and Workplace by Facebook, and first steps towards an artificial intelligencespeech recognition program.

On April 18, 2019, the company became a public company via an initial public offering. After pricing at US$36 per share, the share price increased over 72% on the first day of trading. The company was valued at US$16 billion by the end of its first day of trading. Prior to the IPO, Dropbox invested $5 million in Zoom.

During the COVID-19 pandemic, Zoom saw a major increase in usage for remote work, distance education, and online social relations. Thousands of educational institutions switched to online classes using Zoom.The company offered its services for free to K–12 schools in many countries. By February 2020, Zoom had gained 2.22 million users in 2020 — more users than it amassed in the entirety of 2019. On one day in March 2020, the Zoom app was downloaded 2.13 million times. Daily average users rose from about 10 million in December 2019 to about 200 million in March 2020,with 300 million daily meeting participants by the end of April 2020. This led to an increase in the company's stock price in early 2020, despite a general stock market downturn. Zoom stock went from less than $70 per share in January 2020 to $150 per share by the end of March, giving the company a market value of $42 billion.

On May 7, 2020, Zoom announced that it had acquired Keybase, a company specializing in end-to-end encryption.

Zoom has been criticized for "security lapses and poor design choices" that have resulted in heightened scrutiny of its software. The company has also been criticized for its privacy and corporate data sharing policies. Security researchers and reporters have criticized the company for its lack of transparency and poor encryption practices. Zoom initially claimed to use "end-to-end encryption" in its marketing materials, but later clarified it meant "from Zoom end point to Zoom end point" (meaning effectively between Zoom servers and Zoom clients), which The Intercept described as misleading and "dishonest".

In March 2020, New York State Attorney General Letitia James launched an inquiry into Zoom's privacy and security practices; the inquiry was closed on May 7, 2020, with Zoom not admitting wrongdoing, but agreeing to take added security measures. Also in May 2020, the Federal Trade Commission announced that it was looking into Zoom's privacy practices.

In April 2020, Citizen Lab warned that having much of Zoom's research and development in China could "open up Zoom to pressure from Chinese authorities." In June 2020, Zoom was criticized for closing multiple accounts of U.S. and Hong-Kong based groups, including that of human rights activist Zhou Fengsuo, commemorating the 1989 Tiananmen Square protests. The accounts were later re-opened. Zoom alleged that it has to "comply with local laws," even "the laws of governments opposed to free speech." Zoom subsequently admitted to shutting down activist accounts at the request of the Chinese government. In response, a bi-partisan group of U.S. senators requested clarification of the incident from the company. 

Zoom Video Communications, Inc. (Zoom) is an American communications technology company headquartered in San Jose, California. It provides videotelephony and online chat services through a cloud-based peer-to-peer software platform and is used for teleconferencing, telecommuting, distance education, and social relations.[2][3] Zoom's business strategy focuses on providing an easier to use product than competitors, as well as cost savings, which include minimizing computational costs at the infrastructure level and having a high degree of employee efficiency. 

Eric Yuan, a former Cisco Webex engineer and executive, founded Zoom in 2011, and launched its software in 2013. Zoom's aggressive revenue growth, and perceived ease-of-use and reliability of its software, resulted in a $1 billion valuation in 2017, making it a "unicorn" company.The company first became profitable in 2019. In 2019, the company completed an initial public offering. The company joined the NASDAQ-100 stock index on April 30, 2020.

Beginning in early 2020, Zoom's software saw increased use following the quarantine measures adopted in response to the COVID-19 pandemic. Its software products have faced public and media scrutiny related to security and privacy issues. A large part of Zoom's workforce is based in China, which has given rise to surveillance and censorship concerns.

In January 2020, Zoom had over 2,500 employees, 1,396 are in the United States and 1,136 are in their international locations. Although 700 employees within a subsidiary work in China and develop Zoom software. The company ranked second place in Glassdoor's 2019 "Best Places to Work" survey.

Zoom's product development team is largely based in China, where an average entry-level tech salary is one-third of American salaries, which is a key driver of its profitability. Zoom's R&D costs are 10 percent of total revenue, less than half of the median percentage among its peers. Zoom Meeting, Chat, Room, Workspaces, Phone System, Video Webwinar, App Marketplace, Education, Finance, Goverment and Healtcar


Zoom Meetings & Chat

Enterprise video conferencing with real-time messaging and content sharing



GCM Encryption is here






With AES 256-bit GCM encryption, Zoom will provide increased protection for meeting data and resistance against tampering.

Simplified video conferencing and messaging across any device

Unparalleled usability

Enable quick adoption with meeting capabilities that make it easy to start, join, and collaborate across any device.

Join anywhere, on any device

Zoom Meetings syncs with your calendar system and delivers streamlined enterprise-grade video conferencing from desktop and mobile.

Powerful meeting security

Robust security settings for hosts and admins ensure disruption-free meetings. Find resources around Zoom security and privacy here, and learn more about powerful new security features included in Zoom 5.0.

Built for modern teams

HD video and audio
Bring HD video and audio to your meetings with support for up to 1000 video participants and 49 videos on screen.

Built-in collaboration tools
Multiple participants can share their screens simultaneously and co-annotate for a more interactive meeting.

Meet securely
encryption for all meetings, role-based user security, password protection, waiting rooms, and place attendee on hold.

Recording and transcripts
Record your meetings locally or to the cloud, with searchable transcripts.

Streamlined calendaring
Support scheduling or starting meetings from Outlook, Gmail, or iCal.

Team Chat
Chat with groups, searchable history, integrated file sharing, and 10 year archive. Easily escalate into 1:1 or group calls.

Customers who switch to Zoom report an increase in performance, trust, and engagement

92% report an increase in performance
82% report a greater sense of trust
91% report a greater sense of engagement
85% saw an increase in video usage

Modernize your meeting solution

Zoom Meetings for desktop and mobile provides the tools to make every meeting a great one.

  • Focus on your meeting – click record to leave the note taking to Zoom’s auto-generated, searchable transcripts
  • Share and play videos with full audio and video transmit without uploading the content
  • Look meeting-ready with Virtual Backgrounds and Touch Up My Appearance

Download Zoom Mobile Apps for iPhone or Android
Download Zoom Client for Meetings
Zoom Meeting, Chat, Room, Workspaces, Phone System, Video Webwinar, App Marketplace, Education, Finance, Goverment and Healtcare



Rooms and Workspaces



Zoomrooms

Conference rooms that make it easy to run or join video meetings with a tap of a button

$49/month subscription fee per room


Have existing video conference room systems?

Zoom Conference Room Connector lets you join Zoom Meetings directly from existing (SIP or H.323) conference room systems, such as Polycom, Cisco, or Lifesize equipment.

Zoom Rooms

Ideal for the best conference room experience optimized for modern use cases

Conference Room Connector

Ideal for leveraging existing room system hardware and bringing to the Zoom Cloud

An unrelenting focus on usability

Zoom Rooms tackles the three biggest pain points of the conference room: Starting a meeting, booking a meeting, and sharing content.


HD Video and Audio

Flawless video across desktop, mobile, and room systems One-click wireless share

Wireless content sharing with a click of a button One-touch to join

Quickly join meetings with both video and audio Powerful meeting security

Robust security settings ensure disruption-free meetings.

Enterprise-grade wireless sharing integrated into your room

Zoom Rooms allows you to easily share multiple desktops simultaneously in the room and provides a variety of simple, wireless sharing options for guests and people on your network.

One-click proximity share
Multi-share
Option to share via browser
Integrated into room A/V

Interactive whiteboarding capabilities with Zoom Rooms for Touch

Bring interactive whiteboarding into your Zoom Meetings so participants can view and co-annotate on a blank whiteboard or over shared content.

  • Co-annotate across desktop, mobile, and Zoom Rooms
  • Save whiteboarding sessions
  • Open up to 12 whiteboards at a time

Optimized for every room size

Zoom makes it easier than ever to scale video to every room. From all-in-one kits and devices for your huddle rooms to customized A/V systems for your training rooms, combine Zoom’s cloud platform with the hardware that best fits your need.

Focus/Executive Rooms
Huddle Rooms
Conference Rooms

Training Rooms

Zoom Meeting, Chat, Room, Workspaces, Phone System, Video Webwinar, App Marketplace, Education, Finance, Goverment and Healtcare

Phone System

Enterprise cloud phone system





Unlocking the power of video-first unified communications

When leading enterprises trust Zoom to deliver their cloud phone solution—there’s no compromise when it comes reliability, usability, and security.


Contact sales to get started with Zoom Phone today!



Video Webinars

Full-featured, easy to use, online events



Keep your audience engaged

Zoom’s video quality and reliability means everyone has a seamless experience. Unique multimedia and interactivity features leads to better engagement.

Streamline your marketing automation

Nurture lasting relationships with your audience by integrating Zoom Video Webinars with leading CRM, video platforms, and marketing automation systems such as Marketo, Eloqua, Pardot, Salesforce, Kaltura, and Panopto.

Monetize your webinars

Zoom Video Webinars provides the option to monetize your webinars through our integrations with PayPal, Eventbrite, and CVent.

Put your brand front and center

Customize and brand your emails and registration forms to maximize visibility across attendee touchpoints.

Learn more about managing your attendees' experience with Zoom's digital event best practices.

Expanded Audio

Add integrated global toll-free telephone calling to your webinars. You can select one or multiple countries (120+ countries available) for premium toll-free audio.

Hardware to optimize your webinar experience

Upgrade your audio and video quality with headsets, webcams, and more Zoom Meeting, Chat, Room, Workspaces, Phone System, Video Webwinar, App Marketplace, Education, Finance, Goverment and Healtcare

App Marketplace

Integrations and bots to use with Zoom

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Zoom App Marketplace
Competition Winner

Docket is a meeting-focused workspace for collaborative agenda creation, decision documentation, and action item tracking.


Student engagement and learning

Virtual tutoring, advising, career counseling, office hours, study hall, and mentoring give students opportunities to learn beyond the classroom.

Read this white paper that examines the value of video communications in education.

Virtual and hybrid classes

Enhance and expand classes with powerful collaboration tools, including video breakout rooms, multi-sharing, polling, and group chats. Create and repurpose video content into easily-digested hosted videos that allow students to learn at their own pace.

Watch how the University of San Francisco uses Zoom for their hybrid classes.

Campus and school district communications

Cost efficient cloud conference room connectors allow administrative staff and faculty across the school and/or district to meet face-to-face for better alignment and clarity.

See more ways to use Zoom in your school district.

Emergency preparedness and system-wide notifications

Connect dispersed schools and campuses for important announcements, safety information, and events via audio and video. Zoom Meeting, Chat, Room, Workspaces, Phone System, Video Webwinar, App Marketplace, Education, Finance, Goverment and Healtcare

Zoom for Financial Services

Increase productivity and reduce costs with secure, frictionless video communications

https://us04web.zoom.us/docs/image/new/verticals/finance/img-collaborate_20e37fd.jpg



Collaborate with partners and external advisors

Build trust and engagement with partners and external advisors across the globe with video communications.

See how Zoom has improved Nasdaq’s client engagement with face-to-face video meetings. Zoom Meeting, Chat, Room, Workspaces, Phone System, Video Webwinar, App Marketplace, Education, Finance, Goverment and Healtcare


Zoom for Government

Increase productivity and reduce costs with our secure video platform

https://us04web.zoom.us/docs/image/new/verticals/government/img-bolsteragency_529bfbc.jpg




Cost-effective, modern video communications

Zoom’s secure video communications solution is easy to deploy, manage, and scale. With consistent and reliable high-quality video, even in low-bandwidth environments, government departments and agencies can reduce costs, improve efficiency, enhance internal collaboration, and extend citizen services.

Expand government services with video collaboration

Boost productivity

Drastically reduce travel costs with virtual meetings, recruiting, employee training, and community outreach.

Maximize your resources

Utilize resources and hardware you already have; expand your capabilities and community offerings.

Extend citizen services

Increase citizen engagement and education with real-time video communications.

Zoom solutions for government

HD Video and Audio

Exceptional clarity and quality for meetings, hearings, health, and emergency services.

Security and encryption

Zoom enables FERPA compliance and provides 256-bit AES encryption.

Recorded session review

Save your meetings for consultation and review

Any device and operating system

With consistent high-quality video, even in low-bandwidth environments, meeting participants may join virtually, from any device, boosting attendance and engagement.

Enhanced collaboration features

Collaborate with other agencies and teams by annotating directly on the shared screen so that notations are visible to all attendees.

Accessibility for all participants

Ensure that everyone can participate equitably with closed captioning and keyboard shortcuts

Unify your phone, chat, meetings and video with one platform

Enterprise Cloud Phone System

Zoom Phone supports traditional business phone system features delivered with a streamlined user experience to modernize employee and customer interaction

Centralized management

Quickly provision and manage users and intelligently monitor business interactions with an easy-to-use centralized administration portal

Secure and reliable

The globally distributed Zoom cloud platform delivers secure HD Voice with enterprise-class reliability and quality of service to ensure every call is perfect

Expand justice services

Save time and increase public safety with video parole hearings, arraignments, prison visitation, and witness testimony.

Bolster agency communications

Reduces travel costs and encourage collaboration across agencies, for meetings, recruiting, and training with video collaboration.

Read about how Monroe County used Zoom to communicate across the Florida keys after hurricane Irma.

Real-time emergency response

Law enforcement and emergency services can utilize video communications to share real-time, on-site live video to assess services needed and deploy the appropriate resources. Zoom Meeting, Chat, Room, Workspaces, Phone System, Video Webwinar, App Marketplace, Education, Finance, Goverment and Healtcare


Zoom Launches Hardware as a Service Program


Zoom Meeting, Chat, Room, Workspaces, Phone System, Video Webwinar, App Marketplace, Education, Finance, Goverment and Healtcare



Bank Yudha Bhakti BBYB

Starting with the existence of PAKTO 27/1988, namely with the ease of establishing a new bank, it was anticipated by holding a "Coordination Meeting" between the Ministry of Defense and Security, Perum ASABRI, Pepabri and Developers on December 1, 1988, given the funds owned by the Ministry of Defense and Security in particular , and the KPR project at that time was considered quite potential, whereas on the other hand the number of partners within the Department of Defense / Armed Forces was estimated to be very helpful if a new Bank establishment could be realized. Subsequently on January 9, 1989 a proposal was made to form a bank to the Minister of Defense and Security, and in principle the Minister of Defense agreed to develop and conduct further explorations. The proposal was followed up with a meeting and discussion with Menpera, Managing Director of Government Commercial Banks and Managing Director of National Private Commercial Banks.

From the results of the meeting between Menpera, Managing Director of the Government Commercial Bank and Managing Director of the National Private Commercial Bank, a Minister of Defense and Defense Number: Sprin / 146 / I / 1989 was issued on January 28, 1989, which instructed the President Director of ASABRI - Mayjen TNI Tjok P. Swastika and Chairperson of the KPR Project of the Ministry of Defense and Defense - Lt. Gen. (Ret.) Sarwono Widyo Hoetomo, to compile a Feasibility Study on the establishment of the Bank, with the main objective of improving the welfare of ASABRI Soldiers and Civil Servants in the Ministry of Defense / Armed Forces.

In preparation for the planning for the establishment of the Banking Business Entity, in February 1989 several meetings were held with the LPPI Management Consultant, Managing Director of Perum ASABRI cq. The Director of Engineering and Director General of Domestic Monetary, as a conclusion that in the context of preparing the establishment of the Bank, the LPPI Management Consultant used was assigned to conduct a Feasibility study and to collaborate with Bank Niaga.

After going through several stages of preparation for the establishment of the Ministry of Defense and Security, starting with the preparation for the application for approval in principle for the establishment of the Bank, licensing, funding, procurement of personnel and all other evaluators, as well as after the holding of the first General Meeting of Shareholders on July 26, 1989, bearing in mind the August 14 1989 has received the Principle Approval for Establishing a Commercial Bank from the Minister of Finance Number: S-982 / MK.13 / 1989 on August 14, 1989, and on September 1, 1989 received a recommendation letter from Bank Indonesia with number: 22/530 / UUPS / PSbD regarding Preparations for the Establishment of a Commercial Bank PT. Bank Yudha Bhakti which refers to the letter of the Minister of Finance Number: S-982 / MK.13 / 1989 dated August 14, 1989 concerning Approval in Principle of Establishment of a Commercial Bank PT. Bank Yudha Bhakti in Jakarta, on September 14, 1989 the Second General Shareholders' Meeting was held again, which resulted in important decisions including: Adding another Cooperative Center as Founder / Shareholder, namely the DEPHANKAM PUSKOP and the endorsement of the Bank's "LOGO".

On October 23, 1989 obtained a Letter of Recommendation from the Minister of Cooperatives with Number: 266 / M / X / 1989, which gave permission to INKOPAD, INKOPAL, INKOPAU, INKOPPOL, INKOPPABRI, PUSKOP MABES TNI, and PUSKOP DEPHANKAM to establish the Bank and since 9th January 1990 Bank Yudha Bhakti starts operations.

Since entering the Indonesian banking industry until mid-1997, when the monetary economic crisis began to hit Indonesia and was felt by all industrial sectors, the banking industry also experienced a significant impact. This is marked by the liquidation of several national private banks. But the monetary crisis did not have a significant effect on the Bank, even the Bank could capture positive opportunities in the presence of the crisis. In fact, during the crisis period, the Bank was able to be classified as a "A" bank, so there was no need for rescue efforts with recap bonds from the government. Starting in 2001 the Bank was able to expand on an ongoing basis with the opening of Branch Offices and Sub-Branch Offices in Java and Sumatra.

In terms of capital, banks which were originally only owned by the Cooperative Parent and Cooperative Centers within the TNI / POLRI and the Ministry of Defense and Security, due to the need to strengthen capital, the influx of private investors is inevitable. The Bank also continues to gradually fertilize capital both organically and fresh money in order to meet the capital requirements required by Bank Indonesia.

Furthermore, the development and dynamics of capital requirements eventually led the Bank to change its status to a public company by the entry of new investors from the public through an effective Initial Public Offering (IPO) process since the initial listing of its shares on the Indonesia Stock Exchange on January 13, 2015. The Bank also re-added capital by making a Limited Public Offering I ("PUT I") to the Shareholders by giving Pre-emptive Rights in Semester I of 2016. Up to Semester I of 2016 the Bank has an authorized capital of Rp. 1,500,000,000,000 (one trillion five hundred billion rupiah) which had been placed and fully paid by the shareholders in the amount of Rp. 402,425,600,000, - in which PT Gozco Capital and PT Asabri (Persero) are shareholders with ownership of more than 5% (five percent).

Along with advances in Information Technology, the Bank continues to make improvements to the technology infrastructure that brings business closer to the needs of customers. Another thing that management does is always to improve the work culture (corporate culture) based on capabilities and needs so that it can have a positive impact on the Bank's performance optimally.

The increase in issued / paid-up capital of the Company as a result of the implementation of Capital Increase without Pre-emptive Rights (PMTHMETD) of 469,951,963 (four hundred sixty nine million nine hundred fifty one thousand nine hundred sixty three Rupiah), all of which was taken part by PT Akulaku Silvrr Indonesia. The results of the implementation of Capital Increase without Pre-emptive Rights (PMTHMETD) were announced on the Indonesia Stock Exchange website and the Issuer's website (website) on March 26, 2019.

In the middle of 2019 the Company will effectively carry out corporation action on LPO II. The increase in the issued / paid up capital of the Company as a result of the implementation of a limited public offering II to shareholders with preemptive rights (LPO II) of 499,603,954 (four hundred nine recovered nine million six hundred three thousand nine hundred fifty four Rupiah) .

As a strategy to face future challenges, since 2019 the Company together with PT Akulaku Silvrr Indonesia (Akulaku) as one of the shareholders is preparing to develop business and transform towards digital banking.
This is also a form of the Company's readiness to face the challenges of the financial industry in the future, which will be more dominated by digital transactions.

At present, the top three majority shareholders in PT Bank Yudha Bhakti, namely: PT Akulaku Silvrr Indonesia with shares ownership of 24.08%, PT Gozco Capital with 21.76%, and PT ASABRI (Persero) with 20.13% Bank Yudha Bhakti BBYB


Vision
Becoming a solid retail bank, to grow and develop in a sustainable.

Mission
Being able to create an optimal value for shareholders and stakeholders in general. Bank Yudha Bhakti BBYB

Corporate Social Responsibility or Corporate Social Responsibility (hereinafter abbreviated CSR) for the Bank Yudha Bhakti is a concept that the Bank had some form of responsibility to all stakeholders, which include consumer / customers, employees, shareholders, and the environment in all aspects of Bank operations which includes economic, social and environmental. Generally, CSR is responsibilty’s company for community beyond its economic responsibility.

Other than that, the company has commitment to carry out Good Corporate Governance (GCG) through CSR implementation as a company concern in social and environmental scope and sustainable participation.

In the implementation of CSR, the Company continuously strives to implement several things including sustainability, whereby the Company will strive to consistently design CSR programs that have a sustainable impact, in addition the Company also strives that the designed CSR program is a long-term program, whereby it should be realized that a business can grow because of the support of the social atmosphere of the surrounding environment, so the CSR program is a program that is done as a form of maintenance of good relations with the community. Therefore, the CSR program of the Company is expected to have a positive impact on the community, both economically, environmentally and socially.

In running the business the company is not always put business interests alone. Bank Yudha Bhakti very aware that there are other responsibilities that must be implemented as a business entity which is also a part of the community. Responsibility is to improve the quality of people and the environment. To that end, each year the Bank Yudha Bhakti always organizes various CSR programs on a regular basis as a form of concern for the quality of people’s lives.

Bank Yudha Bhakti CSR program is intended to support the establishment of a harmonious and balanced relationship between the company and the community, in accordance with the values, norms and culture. As a company that interact with the public, the company gives more value to the community as stakeholders. To that end, companies incorporate CSR program as part of the company’s business processes.

The provisions about CSR are arranged by Directors’ Decree No. SKEP/154A/SET/BYB/IX/2016 dated on September 22, 2016 about performance guidelines of Corporate Social Responsibility (CSR) PT Bank Yudha Bakti, Tbk. Refer to Directors’ decision is expected that CSR program can be carried out well and as a realization of company commitment of continuous CSR program.

CSR programs which are held by company are the activities which are carried out with routine or intidential, such as:

  •       Visits and regular allowances to orphaned homes;
  •       Visits and regular allowances to the nursing home;
  •       Mass treatment for disadvantaged communities, particularly in  the vicinity of the Company's office network;
  •    Mass circumcision for children from disadvantaged families, especially in the vicinity of the Company's office network;
  •    Renovation house, especially for retired house of TNI, POLRI and / or PNS selected;
  •    The distribution of basic foods for retired TNI, POLRI and / or selected civil servants;
  •   Implementation of blood donor by the management and employees of the Company;
  •     Implementation of financial literacy education to the consumers and public;
  •    Provision of health services in several branches and sub-branches for the retired of TNI, POLRI or PNS;
  •     Provision of health services for employees of the Company who located in the Headquarters;
  •     Organizing training and education for all employees both inhouse training and by involving outside teachers;
  •    Submission of donations of animal Qur'ban to mosques around the environment of the Company;
  • Submission of donations for natural disaster victim;

The realization of CSR program until December 2016 with a total value of Rp. 660.261.955,- (six hundred sixty million two hundred and sixty one thousand nine hundred fifty five rupiah), with carrying out activitivies for instance the distribution of animal Qurban to some mosques and cooperatives of TNI/POLRI to welcome Idul Adha 1437 H, annual social service to the 10 orphanages in Jakarta area and its surrounding, implementation of renovation house for 5 retired of TNI/POLRI or PNS who were chosen based on some criteria, distribution of Lebaran packages to the clients and retired of TNI/POLRI or PNS which were channeled through company’s office network, implementation of education and training for employee, implementation of financial literacy education for member of POLRI, and implementation the health services for employee and retired of TNI/POLRI or PNS who were registered in the Headquarters and another company’s office network.

The programs and activities of CSR which are held by company are a realization and commitment of company in sustainable principle, as well as how the company can be solution giver in a public environment. Besides, the company can also give the contribution to the improvement of living standard and society welfare generally and the retired especially, also to increase the society understanding of financial literacy. So that, it is expected for stkeholders can feel the benefits of CSR program and implementation as success indicator CSR program itself. Therefore, the company will always keep its commitment in the coming year while still improving and being prioritized to the stakeholders’ interests more broadly through another CSR program. Bank Yudha Bhakti BBYB

Time Deposit

You want to invest funds in a safe and reliable and profitable place. Deposit Rupiah is the answer, because it is the right deposit products. Reliable and have competitive interest rates so your investment can quickly grow.

Time Deposits are deposits of third parties to the disbursed Bank in accordance with the terms agreed between the Customer and the Bank and may be opened by an Individual Customer, a Business Entity and other entities.

Requirement:

Individual

  • Fill out and sign the application of “Aplikasi Pembukaan Deposito Berjangka”
  • Indonesian Citizen
  • Submit a Copy of NPWP, KTP/KITAS/PASPOR
  • Minimum value of fund placement is Rp. 1.000.000
  • Stamp fee for Deposit opening and disbursement accordance with the provisions applicable
  • Interest is taxable accordance with the provisions applicable.

 

Corporate

  • Fill out and sign the application of “Aplikasi Pembukaan Deposito Berjangka”
  • Submit a copy of identity (KTP/KITAS/PASPOR) of authorized officer
  • Submit a copy of NPWP
  • Submit a copy of company’s deed incorporation and last articles of Association and its change
  • Stamp fee for Deposit opening and disbursement accordance with the provisions applicable
  • Minimum value of fund placement is Rp5.000.000
  • Interest is taxable accordance with the provisions applicable.

 

Benefit/Profit

  • Safe and reliable money saving means.
  • Attractive interest rate and competitive.
  • Safer than saving cash
  • The choice of timeframe can be selected from 1, 3, 6, or 12 months, in which the funds saved should not be cashed before maturity.
  • Bilyet with on behalf of protecting the Customer from possible misuse by other party.
  • Can be used as collateral for credit.
  • If there is a loss on Bilyet Time Deposits, upon the notification of Depositors, the Bank may immediately freeze the Deposit and replace the lost Time Deposit Certificate by enclosing the missing letter from the authorities.
  • Guaranteed by Lembaga Penjamin Simpanan (LPS) Bank Yudha Bhakti BBYB

Deposit On Call

In order your fund in a matter of days can be productive, save your fund in our product it is Deposit on Call / Daily deposit, so Bank Yudha Bakti will give attractive interest rates for your fund. 

Requirement:

Individual

  • Fill out and sign the application of “Aplikasi Pembukaan Deposit On Call”
  • Indonesian Citizen
  • Submit an identity of KTP/KITAS/PASPOR
  • Submit a copy of NPWP
  • Minimum value of fund placement is Rp500.000.000 (five hundred billion)
  • Stamp fee for Deposit opening and disbursement accordance with the provisions applicable.
  • Interest is taxable accordance with the provisions applicable.

Corporate

  • Fill out and sign the application of “Aplikasi Pembukaan Deposit On Call”-
  • Submit a copy of identity (KTP/KITAS/PASPOR) of authorized officer
  • Submit a copy of company’s deed incorporation and last articles of Association and its change
  • Submit a copy of NPWP
  • Minimum value of fund placement is Rp500.000.000 (five hundred billion)
  • Stamp fee for Deposit opening and disbursement accordance with the provisions applicable
  • Interest is taxable accordance with the provisions applicable

Benefit / Profit

  • Safe and reliable money saving means.
  • Attractive interest rate and competitive.
  • Safer than saving cash.
  • Less than a month.
  • Bilyet with on behalf of protecting the Customer from possible misuse by other party.
  • Can be used as collateral for credit.
  • If there is a loss on Bilyet Deposit on Call, upon notification of Depositors, the Bank may immediately freeze the deposit and replace the lost Deposit on Call by attaching the missing certificate from the authorities.
  • Guaranteed by Lembaga Penjamin Simpanan (LPS) Bank Yudha Bhakti

Current Account

Current Account are deposit product in rupiah which has a high degree of flexibility so can be withdrawn anytime during business hours by check, transfer form of Bank Yudha Bakti, or other legitimate forms of payment order.

Current  Account can be used both individual and business entities (PT, Yayasan, FA and CV)

Requirement:

Individual

  • Fill out and sign the GIRO Account Opening Request Form
  • Approve and Sign on Stamp "Terms and Conditions of GIRO Account"
  • Provide the Remark about the Fund Source and the Purpose of Fund Use
  • Include Power of Attorney and Statement Letter if Required
  • 17 Years Up or Married
  • Submit a Copy of Identity (KTP / KITAS / PASPOR)
  • Submit a copy of NPWP
  • Letters of Reference
  • Not included in National Black List Indonesia (DHNI)
  • Initial deposit Rp. 1. 000.000 (one billion rupiah)

 

CORPORATE

  • Fill out and sign the GIRO Account Opening Request Form
  • Approve and sign  on Stamp "Terms and Conditions of GIRO Account"
  • Provide the Remark about the Fund Source and the Purpose of Fund Use
  • Include Power of Attorney and Statement Letter if Required
  • Submit a Copy of Identity (KTP/KITAS/PASPOR) of Authorized Officer
  • Submit a Copy of Company’s Deed Incorporation and Last Articles of Association and Its Change
  • Submit a Copy of NPWP
  • Submit Letter of Appointment of Officials to be Associated with the Bank
  • Example of Company Seal / Stamp
  • Letters of Reference
  • Not Included in National Black List Indonesia (DHNI)
  • Initial Deposit Rp. 1.000.000,- (one billion rupiah)

 

BENEFIT / PROFIT

  • Safe and Reliable Money Saving Means
  • Deposits and Withdrawals Can Be Conducted Throughout Bank Yudha Bhakti Branch
  • Can Know the Balance At Any Time
  • Supporting Business Activities In Conducting Payment Transactions and Receipts
  • Facilitate the Need for Family / Private / Business Transactions
  • Providing Convenience in Transaction
  • Obtain a Progressive and Competitive Giro Service
  • Can Improve Your Prestige
  • Guaranteed By Government (LPS) Bank Yudha Bhakti BBYB

Savings

SAVINGS are deposits in the form of rupiahs that the withdrawal may only be made under certain conditions agreed upon, but can not be withdrawn by Checks, Bilyet Giro, and or other equivalent equipment.

Yudha Bhakti Bank Deposit is only for individual customer but not possible for Corporate / Business Entity Customer and managed in Rupiah currency.

REQUIREMENT:

  • 17 Years UP or Married
  • Fill Out the Application Form
  • Submit a Copy of Identity (KTP/KITAS/PASPOR)
  • Submit a Copy of NPWP (For the Owner)
  • Initial Deposit Rp. 50.000,- (Fifty Thousand Rupiah)

BENEFIT / PROFIT

  • Safe and Reliable Money Saving Means
  • Deposits and Withdrawals Can Be Conducted Throughout Bank Yudha Bhakti Branch
  • Can Know the Balance At Any Time
  • Supporting Business Activities in Conducting Payment Transactions and Receipts
  • Facilitate the Need for Family / Private / Business Transactions
  • Providing Convenience in Transaction
  • Get competitive interest
  • Can Be Used As Credit Guarantee
  • Guaranteed by Government (LPS) Bank Yudha Bhakti BBYB

Credit Rate Interest