Capital Life Indonesia
PT Capital Life Indonesia is a company engaged in financial services and focuses on the life insurance industry and pension funds to provide optimal life protection solutions and financial planning for your future and your family.
Supported by professional employees, reliable marketers, and the latest technology, Capital Life provides the best and quality service with attractive product innovations that can meet the protection and pension needs of customers.
Affiliated with PT Bank Capital Indonesia Tbk, Capital Life is a subsidiary of PT Capital Financial Indonesia Tbk, a national company that provides integrated financial services. PT Capital Financial Indonesia Tbk also houses other subsidiaries such as PT Capital Asset Management, PT Capital Global Ventura, PT Capital Life Syariah, and PT Toko Modal Mitra Usaha.
Capital Life obtained an operating license in the Life Insurance business field on May 5, 2014, No. KEP-32 / D.05 / 2014, from the Financial Services Authority (OJK) of the Republic of Indonesia and registered as a member of the Indonesian Life Insurance Association (AAJI).
Capital Life is committed to implementing high standards and good corporate governance in running the company according to regulations, so that the company can develop and grow safely, profitable for customers and shareholders and all other stakeholders.
PT Capital Life Indonesia, as the best choice in financial planning and your future. Capital Financial Indonesia CASA
Tokomodal
"A solution provider by bringing together lenders for SME's businesses recipients”
Tokomodal is a brand of PT Toko Modal Mitra Usaha. We are committed to
provide solutions for productive business people so they be able to
improve their business by providing additional working capital.
Tokomodal provides a solution by bringing together lenders and
borrowers directly through an online system, shortens the process time
and cost so that it will provides maximum results for all parties. Capital Financial Indonesia CASA
Capital Asset Management
PT Capital Asset Management is an Investment Manager company from the
business group PT Bank Capital Indonesia, Tbk which has obtained a
business activity permit as an Investment Manager on May 16, 2013 under
number: KEP-19 / D.04 / 2013 from the Financial Services Authority of
the Republic of Indonesia. Capital Financial Indonesia CASA
Capital Life Syariah
"PT Capital Life Syariah is part of the Capital Financial Group and sister company PT Bank Capital Indonesia Tbk.”
Part of the Capital Financial Group and sister company PT Bank Capital Indonesia Tbk. This national group of companies focuses on the integrated financial services industry. PT Capital Life Syariah already has an operational permit from OJK under KEP-18 / D.05 / 2017.
PT Capital Life Syariah is registered and supervised by the Otoritas Jasa Keuangan Republik Indonesia (OJK). Capital Financial Indonesia CASA
Capital Global Ventura
Venture capital company, which is a business group of the Capital
Financial Group and sister company of PT Bank Capital Indonesia Tbk.”
PT Capital Global Ventura is a venture capital company, which is a business group of the Capital Financial Group and sister company of PT Bank Capital Indonesia Tbk. This national group of companies focuses on the integrated financial services industry. PT Capital Global Ventura had a business operation permit on July 1, 2016 with number KEP-58 / D-05/2016 from the Otoritas Jasa keuangan Republik Indonesia.
We provide solutions for your business capital through financing facilities and equity participation, to grow together into a sustainable business while still paying attention to the values of high integrity, prudence, and excellent service for business partners. Information about us and our products is contained in this website. Capital Financial Indonesia CASA
Code of Conduct
The Company’s Code of Conduct is an elaboration of the basic principles of professional personal conduct that are essential for concrete translation by all human resources in the Company in carrying out its daily duties and obligations.
Implementation of the Code of Conduct in the Company is followed by the mechanism of the Whistleblowing System, which is a reporting media for violations of ethical codes and disciplinary regulatory policies.
The Company has a Code of Conduct which describes the ethical standards within the context of both business ethics and work ethics and behavior that should be used as guidelines by all levels of the Company.
The Code of Conduct Guidelines contains the following:
a. Objectives of the Code of Conduct;
b. Corporate Values;
c. Confidentiality;
d. Conflict of Interest;
e. Abuse of position;
f. Misuse of information;
g. Healthy practices in relationships with business a partners;
h. Integrity;
i. Implementation of Anti Fraud strategy;
j. Supervision and sanctions.
The Code of Conduct is applicable to the Board of Commissioners, the
Directors, and all employees of the Company. All individuals in the
Company shall read and understand the Code of Conduct and sign a
Statement containing the following:
• Corporate Confidentiality;
• Prevention of Conflict of Interest;
• Prevention of power abuse;
• Prevention of misuse of information;
• Fair practices in connection with customers and/ or business partners;
• Avoid Insider Trading;
• Maintain integrity; and
• Implementation of Anti Fraud strategy. Capital Financial Indonesia CASA
CORPORATE SOCIAL RESPONSIBILITY POLICY
"Company is committed to carry out its social responsibility to the
customers, employees, communities and the environment wherever the
Company operates in a consistent and sustainable manner.”
PT Capital Financial Indonesia Tbk. is very aware of the needs to express social responsibility and build harmonious relationships both with customers and the surrounding community. This responsibility is directly impacting on the sustainability of the Company's business. Therefore, the Company is committed to carry out its social responsibility to the customers, employees, communities and the environment wherever the Company operates in a consistent and sustainable manner. This commitment is the embodiment of the Company’s mission to deliver optimal added values to all stakeholders, while also aiming to improve the quality of life and the welfare of Indonesian people.
In April 2017, the Company through its subsidiary, PT Capital Asset Manajemen, organized Capital Market Education seminar held at Trisakti University, which was attended by 90 participants. The aim of the seminar is to increase understanding on financial management and mutual fund investment, as well as to provide updates on the most recent economic conditions, to students and educational institutions.
Besides, on 19 December 2017 the Company visited HOME, a social organization that focuses on education as well as health, economy, welfare and other social activities dedicated to the lower income sector of community who live in the slum areas in Cilincing Village, North Jakarta. HOME is addressed on Jalan Cilincing Bakti No.57 RT/RW 011/006, Cilincing Village, Cilincing Sub-district, North Jakarta, and the Company’s contribution amounted to Rp50.000.000 in total. Capital Financial Indonesia CASA
TOKOMODAL SOCIALIZATION TO LOMBOK
On August 14-16, 2019, the Tokomodal team expanded together with the Alfamikro team to Lombok. Located in DC Alfamart Lombok and attended by 27 Alfamart (OBA) target outlets and 23 Member Relations Officer (MRO) from Alfamart.
The name of the venue is Retail Management Training and Tokomodal Launching. "Tokomodal first approached the Lombok area. We need to take a more intensive approach and clear information and with Alfamikro, our partners, we can also jointly support the OBA and MRO in order to advance their business and career." Pak Herald, Tokomodal Director.
The product knowledge that we provide must be understood and understood by the OBA and MRO. The enthusiasm from OBA and MRO regarding Tokomodal services is quite large so there are lots of questions from them about the benefits of using Tokomodal services in Alfamikro applications
"We are very pleased with OBA Lombok who received Tokomodal very well. They actively asked questions and wanted to quickly use Tokomodal facilities," continued Mr. Herald.
On August 15 and 16, Tokomodal carried out socialization to prospective users of Tokomodal stalls. These stalls, which have become loyal users of Alfamikro and Tokomodal, had the opportunity to approach and hold a live demo to OBA.
"Overall, OBA Lombok can be one of the benchmarks for the development of Tokomodal services in the future," concluded Mr. Herald. Capital Financial Indonesia CASA
CAPITAL LIFE STILL REFUSE USE AGENT
"For the record, until May 2018 yesterday Capital Life posted a premium of Rp 3.1 trillion”
(kontan.co.id)
Agency distribution channels are one of the backbones of business for a number of life insurance players. But this is not the case with PT Capital Life Indonesia.
Capital Life President Director Antony Japari said his company still had no plans to enter the marketing channel. Even though this company just got a capital injection of Rp 2 trillion which can be used for business expansion.
According to him, the Capital Life business will still rely a lot on the bancassurance channel. According to Antony, there are several reasons for his side not to turn to the agency channel. Among these are the costs if you have to recruit experienced salespeople from other insurance companies.
Meanwhile, to educate new agents is also not without risk. Because this method requires no time.
"On the other hand, the characteristics of bancassurance are quite in accordance with our business strategy so far," he said recently.
Not surprisingly, the canal is the backbone of the company with a contribution of more than 95% of the total premiums earned. While the rest is contributed by a number of other channels such as alternative distribution.
For the record, until May 2018 yesterday Capital Life posted a
premium of Rp 3.1 trillion. This number jumped 52% compared to the same
period in 2017 yesterday. While until 2018, the company sets a figure of
Rp 6.5 trillion as the premium target to be achieved. Capital Financial Indonesia CASA
Capital Financial Indonesia CASA