Bank Rakyat Indonesia Agroniaga AGRO


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Deeds of Notary Raden Soekarsono SH Number 27 dated September 27, 1989. Bank Articles of Association has been legalized by Minister of Law of Republic of Indonesia under Decree Number C.2-10019.HT.01.01-TH.89 dated October 28, 1989 and announced in Republic of Indonesia State Gazette Number 96, Appendix Number 3303 on December 1, 1989.

Established by Dana Pensiun Perkebunan (Dapenbun) on September 27, 1989, Bank AGRO has important and strategic roles in the development of Indonesia agribusiness sector. As a bank that focuses on the agribusiness financing, since its establishment up to now, the loan portfolio of Bank AGRO is mostly (between 60%-75%) distributed in agribusiness sector, both on farm and off farm.  Bank AGRO that was established based on Notarial Deed Akta Notaris Rd. Soekarsono, S.H., in Jakarta No. 27 dated September 27, 1989 earned business permit from Minister of Finance on December 11, 1989 and started operating commercially on February 8, 1990.



In 2003, Bank AGRO became public company on a basis of the approval of Bapepam-LK No. S-1565/PM/2003 dated June 30, 2003, therefore the name changed to PT Bank Agroniaga Tbk and in the same year listed its shared in Surabaya Stock Exchange, and in 2007, the share of Bank AGRO with tick code AGRO was listed in Indonesia Stock Exchange. In 2006, Bank AGRO upgraded its status to Foreign Exchange Commercial Bank based on the Decree Letter of Bank Indonesia Governor No. 8/41/Kep.GBI/2006 dated on May 8, 2006. On March 3, 2011, with the signing of Acquisition Deed between PT Bank Agroniaga Tbk and Bank Rakyat Indonesia (BRI) with Dapenbun in Jakarta, Bank BRI officially became the Controlling Shareholder of PT Bank Agroniaga Tbk. As manifestation of shared-commitment with Bank BRI, in 2012 during the 23rd anniversary, Bank AGRO transformed its name to BRI AGRO (“BRI AGRO”, or then be named as “Company”).



In its twenty-sixth year’s existence, the Company firmly moves forward altogether with Bank BRI to serve truthfully. To show its commitment, the Company continuously creating synergy with Bank BRI, as shown on the accessibility of all customers that are able to use the Company’s ATM card in all Bank BRI ATM network for free that spread across the nation.  Without distracting the initial focus of the Company, agribusiness still becomes the main business pillar of the Company, but the Company continuously improving to provide complete and excellent services for the customers. The Company’s saving, time deposing and current account as well as grand prize program present to answer the saving and investment needs from the customers, meanwhile the Company’s loan facility can be utilised to develop the customers’ business. In terms of realising the aforementioned objectives, the Company is then supported by several Office Channellings and services enhanced and revitalised. In a current moment, the Company owns 1 Operational Head Office, 16 Branch Offices, 17 Sub-Branch Offices, and 4 Cash Offices. Bank Rakyat Indonesia Agroniaga AGRO


Vision
Become the leading commercial bank with focus on agriculture sector to support agribusiness development in Indonesia. 

Mission
  1. Conducting best banking activities in Small and Medium Enterprises (SMEs) segment especially in agribusiness sector to support community economy improvement by taking into account environmental preservation.
  2. Fulfilling good quality of banking services, supported by prominent IT experts, professional and high integrity Human Resources in implementing good corporate governance.
  3. Providing optimum benefit for stakeholders Bank Rakyat Indonesia Agroniaga AGRO

Saving Account
BRI Agro Bank Savings Products are designed specifically for customers by purveying more flexibility in transactions and providing optimal returns. Bank Rakyat Indonesia Agroniaga AGRO


Current Account
A transaction using scrip (Check / BG) or other warrants (SI) and is available in Rupiah and USD.

The Leverage

  1. Low administrative costs
    1. Rp15,000
    2. Rp25,000 (if Under Minimum Balance)
  2. Initial Deposit:
    1. Individual Rp1 million.
    2. Company Rp2 million.

Opening Requirements

Here are some matters that need preparing to open a giro.
  • Individual
    • Photocopy (ID Card/Driver’s License, Passport) and Tax Registration Number.
  • Company
    • Photocopy of Deed of Establishment/Articles of Association, SIUP, Tax Registration Number, management identity document, the original power of attorney Bank Rakyat Indonesia Agroniaga AGRO

Deposit


Time deposits denominated in Rupiah that can only be withdrawn for a certain period by purveying commendable interest and various other benefits. With an initial deposit of Rp1,000,000 (one million rupiah). For currencies that are validated by BRI Agro banks are IDR and USD.



Leverages of BRI Agro Bank Deposits:


  1. Rolle Over
    1. BRI Agro Bank Deposits can be extended, automatically

  1. Length of Time
    1. With various periods, namely 1, 3, 6, 12 months

  1. Interest Rates
    1. Competitive interest rates with other banks and various interest transfer methods. Interest transfer can be done by 3 methods, namely:
      1. Transfer to BRI Agro Bank Account
      2. Transfer to Other Bank Accounts.
      3. Roll into the Deposit Account.
  2. Placement of Deposits Can Be Done by 3 methods, viz.
    1. Book-entry
    2. Cash
    3. Transfers from Other Banks.

Opening Requirements


Here are some matters that need preparing to open a deposit.

  • Identity
    • Individual:
      • ID Card/KITAS
      • Tax Registration Number (If applicable)
    • Company:
      • Company Ownership Card/that is authorised
      • Power of Attorney (if represented)
      • Deed of Incorporation
      • Deed of Company
      • Business License (SIUP/TDP/SITU/SIUJK/Other)
      • Corporate’s Tax Registration Number
  • Having a Savings Account at BRI Agro Bank
  • Stamp duty
  • Deposit interest tax Bank Rakyat Indonesia Agroniaga AGRO
First Application Based Bank Loans in Indonesia

PINANG (Quiet Loan) makes it easy for you to get a cash loan quickly when unexpected. Withdrawals can go directly into your BRI or BRI AGRO bank account Bank Rakyat Indonesia Agroniaga AGRO

BRI Agro People’s Business Credit
BRI Agro’s Micro People’s Business Credit is a Working Capital Loan and or investment credit to debtors who have productive and decent business with a plafond of > Rp25 million to Rp500 million per debitor Bank Rakyat Indonesia Agroniaga AGRO

BRI Agro Corporate



  1. Working Capital Loans

    Credit facilities to finance business operations including the need for procurement of raw materials, production processes, receivables, and inventories

    The Leverages
    • oTransactions
      Can be done at all BRI Agro’s work units
    • Accessibility
      Accessibility ATM cards can utilise all BRI ATMs throughout Indonesia
    • Competitive interest
      Get competitive interest
    • e-Banking
      Supported by e-Banking facilities (mobile banking, internet banking, CMS, etc.)
    • Automatic transactions
      Can use automatic transaction facilities including Automatic Fund Transfer (AFT), Account Sweep, and Automatic Grab Fund (AGF)
  2. BRI Agro Credit Vendor Financing

    Financing Vendor Loans is a solution to help meet the capital necessities of your financing vendor. Vendor Financing is a credit/loan facility purveyed by the Bank to partner companies on the basis of SPK/SPMK/other work contracts.

    The Leverages
    • Cash Flow
      Advance business cash flow
    • Financing
      Amount of financing up to 100% of the Invoice value
    • Interest Rates
      Competitive interest rates
    • Process
      Easy and speedy process
    • Service
      Can be served at all BRI Agro’s work units
  3. Investment Loans

    Credit facilities to finance capital goods/fixed assets of companies, such as the procurement of machinery, equipment, vehicles, buildings, and others.
    * Residential, apartment, condotel, shop house or office. Valid for purchases (new/used), construction, renovation or take over from other banks

    Business Opening
    • Opening of Business
      Can be used for opening a new business, an existing business or developing a franchise business
    • Reliable Manager
      Financial planning of your business with a reliable Relationship Manager
    • Competitive interest
      Competitive interest rates
  4. Cash Collateral Loans

    Credit facility with a full cash collateral building, that is all collateral in the form of Demand Deposits or Deposits or other cash equivalents.

    The Leverages
    • Fast & Easy Process
      With cash collateral or cash equivalents, the loan application process is faster and easier
    • Low Interest & Cost
      Get competitive interest rates and low fees
    • Collateral varies
      Collateral can be in the form of cash or cash equivalents, such as Bank Indonesia Certificates (SBI) and or Government Securities (SUN) including ORI and SUKUK, Indonesian Government Guarantees under applicable laws and regulations, and Standby Letters of Credit
    • Unlimited Credit Limit
      The credit limit is under the cash or cash equivalent placed
  5. Bank Guarantee

    Assist the smooth running of MSME business players in the execution of an agreed work contract implementation.
    * Residential, apartment, condotel, shop house or office. Valid for purchases (new/used), construction, renovation or take over from other banks

    The Leverages
    • Rapid & Easy Process
      Get credit servants with a quick and easy process
    • Low Interest & Cost
      Get competitive interest rates with BRI Agro Rupiah Deposits
    • Unlimited Credit Limit
      Payment can be made by Automatic Fund Transfer (AFT)/Automatic Grab Fund (AGF)
    • Death Insurance
      Should the debtor pass away, the loan is to be covered by insurance Bank Rakyat Indonesia Agroniaga AGRO
BRI Agro Investment Loans


Credit facilities to finance capital goods/fixed assets of companies, such as the procurement of machinery, equipment, vehicles, buildings, and others.
*Residential, apartment, condotel, shop house or office. Valid for purchases (new/used), construction, renovation or take over from other banks


The Leverage

For more information Call BRI Agro 1500 494

 
1.Business Opening
Can be used for opening a new business, an existing business or developing a franchise business.

 
2. Reliable Manager
Financial planning of your business with a reliable Relationship Manager

3. Competitive Interest

Competitive interest rates Bank Rakyat Indonesia Agroniaga AGRO

BRI Agro Investment Loans 

Credit facilities to finance capital goods/fixed assets of companies, such as the procurement of machinery, equipment, vehicles, buildings, and others.

*Residential, apartment, condotel, shop house or office. Valid for purchases (new/used), construction, renovation or take over from other banks Bank Rakyat Indonesia Agroniaga AGRO


BRI Agro Vendor Financing Loans 



Financing Vendor Loans is a solution to help meet the capital needs of your financing vendor. Vendor Financing is a credit/loan facility administered by the Bank to partner companies based on SPK/SPMK/other work contracts. Bank Rakyat Indonesia Agroniaga AGRO


BRI Agro Plantation Plasma Loans 


Plantation Plasma Loan is an investment credit given by BRI Agro to Primary cooperatives for its members and/or garden owners, through business partners who do not attain the interest from the government.
For more information Call BRI Agro 1500 494 Bank Rakyat Indonesia Agroniaga AGRO


BRI Agro Plantation Plasma Loans 

Plantation Plasma Loan is an investment credit given by BRI Agro to Primary cooperatives for its members and/or garden owners, through business partners who do not attain the interest from the government. Bank Rakyat Indonesia Agroniaga AGRO


BRI Agro Agro Griya Loans

The convenient solution to have your dream home, with new conditions, renovations, you can easily possess.

Loans Objectives:


  • Purchase of Residential Houses, Shop House, Office House, new/old apartments.
  • Renovation
  • Refinancing

Requirements:


  • Credit Application
  • 1 sheet of photos of the applicant and husband/wife
  • Copy of applicant’s ID Card
Duration of up to 15 years  Bank Rakyat Indonesia Agroniaga AGRO


BRI Agro Agro Car Loans 

BRI Agro Bank Car Ownership Loans provides a plausible solution to have your dream car with the condition of a new or used car that you can immediately have, easily and flexibly.

Excellence


  • 1% lightweight provision fee
  • Administrative costs starting from 2%
  • A period of up to 5 years for a New Car KKB, 4 years for a Used Car KKB.
  • Down Payment starting from 25% (under BI regulations)
  • Valid for all brands and types of cars.
  • Competitive interest rates.

Facilities


  • All risk loss insurance

Requirements


  • Fill out the Bank Agro BRI Agro Car Loan application form
  • Indonesian citizens are capable of law.
  • Open a BRI Agro account.
  • Minimum age 21 years old/married
  • Location of residence/work location/business/debtor practice in the city where Branch Office/Sub-Branch Office is located.
  • Attach credit documents Bank Rakyat Indonesia Agroniaga AGRO


BRI Agro Multipurpose Loans

Multipurpose Loans provides a convenient solution for all your needs, education costs, medical expenses, marriage, purchase of electronic equipment, etc.

Excellence


  • 1% lightweight provision fee
  • Administrative costs starting from Rp300,000
  • A period of up to 3 years
  • Collateral can be in the form of land and buildings, vacant land or deposits.
  • SDS credit starting from 10%
  • Competitive interest rates.

Facilities


  • Insurance against collateral objects.

Requirements


  • Fill out the Bank Agro BRI Agro Car Loan application form
  • Indonesian citizens are capable of law.
  • Open a BRI Agro account.
  • Minimum age 21 years old/married
  • Location of residence/work location/business/debtor practice in the city where Branch Office/Sub-Branch Office is located.
  • Attach credit documents Bank Rakyat Indonesia Agroniaga AGRO


BRI Agro Permanent Employee Loans

Bank BRI Agro Employee Loans purveys convenient solutions for your various needs, credit facilities provided to permanent employees, with credit guarantees in the form of the relevant salary/Take Home Pay (THP) and other employees’ rights.

Excellence


  • 1% lightweight provision fee
  • Administrative costs starting from Rp200,000
  • A period of up to 10 years
  • Credit limit based on salary/THP received
  • Competitive interest rates.

Facilities


  • Life insurance and credit for debtors.

Requirements


  • There is cooperation between BRI Agro Bank and the workplace Agency.
  • Fill out the Bank Agro BRI Agro Car Loan application form
  • Indonesian citizens are capable of law.
  • Open a BRI Agro account.
  • Minimum age 21 years old/married
  • Location of residence/work location/business/debtor practice in the city where Branch Office/Sub-Branch Office is located.
  • Attach credit documents Bank Rakyat Indonesia Agroniaga AGRO

BRI Agro Pension Loans

Bank BRI Agro Pension Loans provides an easy solution for your multifarious needs that have been in their retirement age, with a credit guarantee in the form of pension benefits received, monthly.

Excellence


  • 1% lightweight provision fee
  • Administrative costs starting from Rp200,000
  • Period of up to 10 years (maximum age at maturity of 70 years)
  • Credit limit based on pension benefits received
  • Competitive interest rates.

Facilities


  • Life insurance and credit for debtors.

Requirements


  • Having a partnership with the management DAPEN
  • Having documents of:
    • Original Power of Attorney of Pension
    • Retirement Parent Registration Card (KARIP) or Retired Participant Card.
    • Reference/information on pension benefits.
  • The debtor is still registered as a retiree and still receives a pension from the agency concerned.
  • Willing to transfer retirement payment accounts. at BRI Agro Bank
  • Debtor age limit at maturity of 70 years. Bank Rakyat Indonesia Agroniaga AGRO

BRI Agro Retirement Savings Loans

Bank BRI Agro’s SHT Employee Loans delivers easy solutions for your needs to prepare for retirement, such as making an oil palm business, a garage business, a boarding house rental business, and others.
Excellence

  • 1% lightweight provision fee
  • Administrative costs start from Rp200,000
  • A period of up to 15 years before retirement age
  • Credit limit based on salary/THP and benefits for old-age benefits to be received
  • Competitive interest rates.

Facilities


  • Life and credit insurance for debtors and Loss Insurance for credit objects.

Requirements


  • Have a partnership with the Institution where the debtor works
  • Fill out the BRI Agro Employee Credit application form
  • Maximum credit period of 15 years before entering retirement age
  • Indonesian citizens are age-wise
  • Open a BRI Agro account.
  • Location of residence/work location/business/debtor practice in the city where Branch Office/Sub-Branch Office is located.
  • Attach credit documents Bank Rakyat Indonesia Agroniaga AGRO
BRI Agro Trade Finance & services 
BRI Agro Import & Export


Services

    • Issuance of L/C
      • Sight L/C, Usance L/C, UPAS L/C, etc.
      • Sight L/C, Usance L/C, UPAS L/C, etc.
    • Back to Back L/C*
      • Inward Documentary Collection (non-L/C)
      • Documents Against Payment
    • Shipping Guarantee

BRI Agro Financing

    • Pre-Import Financing
      • Suspension of Import Guarantees (PJI)
    • Post – Import Financing
      • Import Working Capital Credit (KMKI)
    • Refinancing L/C

The Leverages

    • Joining the SWIFT (Society of Worldwide Interbank Financial Telecommunication) membership, L/C issued by BRI Agro can be accepted by banks in all countries throughout the world
    • Increase your reliability because the L/C exerted is issued by an international bank
    • Import Financing facilities can increase your credibility in the eyes of suppliers by paying in cash
    • Consultation with our Trade Finance Officer regarding Import transactions
    • The Shipping Guarantee facility mitigates and protects you from demurrage fees due to document delays Bank Rakyat Indonesia Agroniaga AGRO
BRI Agro STANDBY/LC

Standby L/C (SBLC) is a guarantee issued by BRI Agro as Issuing Bank to vouch for the Beneficiary if the Application defaults on the contract/engagement that is the basis for the SBLC issuance.

  • Issuance of Standby L/C
    • BRI Agro serves the issuance of SBLC in the context of providing guarantees (guarantees) based on customer requests for the benefit of other banks or beneficiaries, including guarantees for the provision of credit.

  • Standby L/C Published
    • Advance Payment Standby
    • Commercial Standby
    • Performance Standby
    • Direct Pay Standby

  • Advising Standby L/C
    • BRI Agro serves the delivery of SBLC masters and amendments issued by various banks throughout Indonesia and overseas banks to be directly received by customers.
Criteria
  • Bonafide customers
  • Individual customers are Indonesian citizens domiciled in Indonesia
  • Non-individual customers must be an Indonesian legal entity and domiciled in Indonesia, including foreign investment companies (PMA) and joint ventures (joint ventures)
  • Have an import or business activity whose income is in foreign exchange
  • Have complete legality as a legal entity (company establishment deed and amendments, articles of association and amendments, other legalities) or legality as individuals (ID Card, Family Card, and other legalities) and business legality (SIUP, SITU, TDP, Tax Registration Number, Import Identification Number/API) and other business permits still valid according to the provisions
  • Not included in businesses that are prohibited or eschewed Bank Rakyat Indonesia Agroniaga AGRO

BRI Agro Domestic Credit Letter 
Domestic Credit Letter is an instrument used for domestic trade transactions. Domestic Credit Letter (local LC) is a pledge to pay from the Domestic Credit Letter opening bank to the seller as long as the seller can submit documents following the Domestic Credit Letter terms and conditions.

Services


  • Issuance of Domestic Credit Letter
  • Changes to Domestic Credit Letter
  • Advising Domestic Credit Letter
  • Outward Documentary Collection based on Domestic Credit Letter/non-Domestic Credit Letter
  • Inward Documentary Collection based on non-Domestic Credit Letter Bank Rakyat Indonesia Agroniaga AGRO

BRI Agro Money Changer



BRI Agro Money Changer is a business service for buying and selling foreign banknotes (Banknotes).

Currency Type



BRI Agro Business Service

Bank Guarantee

Bank Guarantees are indirect/non-direct loan facilities* in which BRI Agro Bank vouches for recipients of guarantees (third parties) that customers/debtors can fulfil their obligations to third parties. Specifically, in the Bank Guarantee service, Bank BRI Agro does not charge interest to business customers. 
About
  • Oftentimes the project owner requires a Bank Guarantee (Bank Guarantee) for the certainty of implementation of an agreed contract.
  • Bank BRI Agro is willing to help the burnish operation of businesspeople by issuing bank guarantees in the form of bank guarantees.
General

Specifically given to customers as a guarantee of payment to suppliers who supply products
  • Variety of bank guarantees that can be utilised:
  • BG for Purchasing/Procurement of Raw Materials/Stock of Merchandise and Trade (Agent/Dealer)
  • BG for cigarette excise tax purposes
  • BG for the suspension of payment of import duties and other levies
  • BG for exemption from import duty on investment goods Bank Rakyat Indonesia Agroniaga AGRO

Construction
  • Specifically given to contractors and related to construction loans
  • The maximum period of 1 year
  • Variety of bank guarantees that can be utilized:
  • BG for down payment guarantees (Advanced Payment Bond)
  • BG to guarantee project implementation (Performance Bond)
  • BG for a guarantee of tender (Tender Bond or Bid Bond)
  • BG for maintenance (Maintenance Bond)
Provisions
  • Customer is an Indonesian citizen
  • The customers enclose the Original Principal Agreement between a prospective customer/debtor and the Receiver of a Bank Guarantee/Third Party.
  • Should the entrepreneur’s customers get a BG facility the Counter-guarantee for each Bank Guarantee is in the form of a frozen cash deposit, a minimum of 10% of the BG value issued.
  • If the entrepreneur’s customers get a BG facility the Counter-guarantee for each Bank Guarantee is in the form of a frozen cash deposit, a minimum of 10% of the BG value issued.
  • The maximum duration of the BG is 1 year.
Alternative Cons Warranty
  1. Counter guarantees from overseas banks.
  2. In the form of cash deposits.
  3. Other counter guarantees (Counter immaterial warranties – corporate guarantee and counter warranty material – land/building, vehicles/machinery), which are first processed together with the credit facility. Bank Rakyat Indonesia Agroniaga AGRO

Financial Service

Transfer

Money transfer services in Rupiah and Foreign Currency to other Banks through the BRI Agro system.

  • Transfer Fellow Services transfer money to fellow BRI Agro customers in real-time.
  • Interbank Transfer Services for sending money to other Interbank through RTGS, SKN and also online via BRI Agro Bank E-Channel.
  • Virtual Account Transfer Service of sending transactions through a special account created by the bank in place of the account number at the customer’s request.
Bill Payment

Payment for each bill through BRI ATM and Mobile Banking and BRI Agro Internet Banking. Bill payments include:
  • Telkom Pay Payment of telephone or internet bills from Telkom.
  • Credit Cards Bill payments All bank credit cards.
  • Telephone Bill payment for cellular phones (HALO, XL postpaid, Indosat).
  • Instalment payment instalment bills (WOM).
  • Subscription TV Paying monthly bills for cable TV (MNC VISION, BIG TV, TRANSVISION)
  • Ticket Payment for ticket orders through the website (KAI).
Purchases

Purchases that can be made through BRI ATMs as well as Mobile Banking and BRI Agro Internet Banking. purchases include:

BRI Agro Institutional Service

Cash Management
Enables customers to obtain information about their accounts, conduct liquidity management, and transact online in real-time without place and time restrictions. BRI Agro CMS services are intended for business entities that require banking solutions that are easy to use, modern, secure, and dynamic

Excellence

Layered Security
  • The entire transactions are protected by various security features
Online Transactions
  • Transactions can be done on-line real-time, including at nights and on holidays.
No Installation
  • Completely accessed via the internet without the need to install the application
eTax MPN
  • Completely accessed via the internet without the need to install the application
Overseas Transactions
  • With the SWIFT network, you can send money directly to an account at a bank
Forex Transactions
  • Transactions at BRI Agro CMS are conducted for multifarious major currencies
Complete Movements
  • Information about account history can be attained by customers up to five years back.
Payroll payment feature
  • Make a payment of wages easily with a security mechanism against changes in wage data and the suitability of the account holder’s name.
Automatic liquidity
  • The customer can configure automatic transfers between accounts on a scheduled basis
Miscellaneous Types of Reports

BRI Agro Treasury Service

Various types of treasury services provided by BRI Agro Bank for you, Foreign Exchange

Foreign Exchange

  • Trade between one currency with another currency at the time of delivery on a certain date. The following requirements are some matters that need preparing for Trading Foreign Exchange:
    • Customer
      • Must be a BRI Agro customer
    • Minimum Negotiations
      • Undertake minimum negotiations of USD2,500 or equivalent
    • Documents
      • Complete Documents under applicable regulations
    • Underlying Transactions
      • Have Underlying Transactions under applicable regulations
  • Money Market
  • Where lending and borrowing funds ensue as a means for banks to meet liquidity needs and to take advantage of short-term idle money.
  • Money Market Type
    • Interbank Call Money
      • INTERMEDIATE MARKET MONEY
      • Where lending and borrowing transactions occur between banks and other banks as a means of banks to meet liquidity needs and to take advantage of short-term idle money.
    • Buy and Sell Bank Indonesia Certificates (SBI)
      • It is a Rupiah-denominated Securities issued by Bank Indonesia in recognition of short-term debt. SBI has a period of 1-12 months.
    • Monetary Operations (OM)
      • Money market transaction activities conducted by BI with banks in the context of monetary control.
    • Bank Indonesia Deposit Certificates
      • Securities denominated in Rupiah issued by Bank Indonesia in recognition of the short-term debt that can be traded only between Banks.
    • Negotiation of Deposit On-Call Interest Rates
      • Placement of funds with a flexible period starting from 1 day (overnight) to less than 1 month.

Fixed Income
Debt or bond trading services, both government bonds and a private company or corporate bonds

Buy/Sell
  • Securities trading transactions that provide fixed income in the form of interest (coupons) regularly during the validity period of the bonds and can be traded. If the selling price is higher than the purchase price, it will get a profit difference called capital gain.
Repo/Reverse Debt
  • Conditional sale transactions of securities by the Bank with repurchase obligations under the agreed price and term. Conversely, a reverse repo of debt securities is a conditional purchase transaction by the Bank with a resale obligation under the agreed price and period.
  • Excellence & Procedure
  • Excellence
    • Professional Workforce
      • The ones who are ready to give direction related to your business and the products we have.
    • Efficient
      • Product services according to your needs
    • Device-agnostic
      • The products we have can be tailored to your needs, including Foreign Exchange, Money Market, Fixed Income, Derivative Products
  • Procedure
    • Transactions can be done, easily. You just simply come to the nearest BRI Agro work unit or contact the Dealing Room Treasury and we are ready to provide the best service for you. Bank Rakyat Indonesia Agroniaga AGRO

BRI Agro Transfer & LLG

Money transfer service in the form of rupiah and foreign currencies to other banks through the clearing system through BRI Agro

Rupiah Transaction
  • Transfers at BRI Agro can be done through:
    • Can be done at all BRI Agro’s Branch Offices, and BRI Agro Support Branch Offices

Forex Transaction
  • Outgoing Foreign Currency Transfers:
    • Transfer Valas antar Kantor Cabang BRI Agro
  • Outgoing Foreign Currency Transfers:
    • Communication costs (telex) of USD 5.
    • Provision Fee of USD 30 from the amount transferred in USD.
  • Foreign Currency Transfers amongst BRI Agro Branch Offices:
E Banking Service
BRI Agro ATM of BRI Agro

We get closer to you. You can now do banking transactions throughout BRI ATMs spread throughout Indonesia and other strategic places.

Facilities
  • E-Banking Registration
  • Balance Info
  • Cash withdrawals
  • Change PIN
  • Transfers Between Accounts
  • Pay Bills

Transaction Tips
  • Never give ATM cards and PINs to other people.
  • Revamp your PIN, immediately, with a PIN that you have never used, periodically.
  • Keep the PIN confidential and memorise the PIN by not writing it on your wallet, cellphone, or other places easily readable.
  • ATM as One-Stop Services, then take advantage of ATM features for ease of banking transactions.
  • Credit Purchase Bank Rakyat Indonesia Agroniaga AGRO
BRI Agro Mobile Banking
Services that are to facilitate customers as an alternative electronic channel and can provide convenient services to customers to transact any time, anywhere, and any device.

Feature



BRI Agro Agro Mobile

Services to facilitate customers as an alternative electronic channel that can provide convenient services to customers to transact any time, anywhere, and any device and also a delivery channel using a cellular telephone or website service can be accessed through the address https://ib.briagro.co.id

General Conditions G

BRI Agro Operational Service Car

Banking services on a vehicle that has been designed, properly, which looks alike a Small Office (Mini Mobile Branch) that can move around.

Facilities
  • Savings opening
  • E-banking registration
  • ATM, you can make cash withdrawals, payments, purchases, transfers, and other non-cash transactions
  • MiniATM, then you can do non-cash transactions, card replacement, issuing PIN, Change PIN, etc.
  • BRI Agro Product Information Bank Rakyat Indonesia Agroniaga AGRO


BRI Agro BRIZZI

BRIZZI is an electronic money substitute for cash that functions as a means of payment that can be used to pay for shopping transactions or other transactions made at providers of goods or services.


How To Use

Card Activation
  • The BRIZZI card is to be activated after the first online top-up, automatically.
  • Top Up Online
    • Top-up to wax the nominal balance on the BRIZZI card which can be done on the BRIZZI Toolkit
  • Top Up Deposit
    • Augmenting a deposit balance to BRIZZI can be done at BRI ATMs/other banks (with a transfer menu to another bank), EDC BRIZZI, Mobile Banking, Internet Banking.
  • Operational Car Service
    • Banking services on a vehicle that has been designed in such a way that this service resembles a Small Mobile Office that can move and move around.
Facilities
  • Savings opening.
  • E-banking registration.
  • ATM, you can make cash withdrawals, payments, purchases, transfers and other non-cash transactions
  • MiniATM, then you can do non-cash transactions, card replacements, issuing PINs, Change PIN etc.
  • BRI Agro Product Information.

How To Top Up

ATM
  • Top-up deposit is used to add a deposit balance on the BRIZZI server which can be done at BRI ATMs, ATMs of other banks (with a transfer menu to another bank).

  • EDC
    • Top-up deposit is used to increase the deposit balance on the BRIZZI server which can be done at the BRIZZI EDC.

  • Internet banking
    • Top-up deposit is used to increase the deposit balance on the BRIZZI server which can be done on Internet Banking.


Head Office
Gedung BRI Agro

Jl. Warung Jati Barat No.139
Kel. Kalibata, Kec. Pancoran
Jakarta Selatan.
Telp : (021) 80667600 (Hunting)
Bank Rakyat Indonesia Agroniaga AGRO

BRIZZI









Bank Rakyat Indonesia Agroniaga AGRO





Bank BRI AGRO Company Profile