Asuransi Bintang ASBI



1955

On March 17, 1955 stood one of the pioneer companies in the Indonesia general insurance industry under the name PT. Maskapai Asuransi Bintang.

1984

In 1984, PT Asuransi Bintang started an executive training program, which until now has reached 15 generation by scoring more than 150 executives in general insurance, are scattered in various general insurance companies and insurance brokers in Indonesia.

1992

Conducted changes in the company name into PT Asuransi Bintang Tbk. This is because Asuransi Bintang has been listed on the Jakarta Stock Exchange and has received Permit issuance from Bapepam with No. SP - 061 / SHM / MK.107 / 1989.

1998

Riots in May 1998, provides a very valuable experience for PT Asuransi Bintang Tbk. that in the event the company has completed more than 400 cases simultaneously with good claims.

2002

Events floods hit Jakarta and other areas at the beginning of 2002, PT Asuransi Bintang Tbk. resolve claims of mass due to the flooding properly and quickly.

2006

PT Asuransi Bintang Tbk conducted Limited Public Offering (LPO) is the first to obtain a capital increase in order to achieve the company's business strategy.

2007

To meet and increase customer needs, PT Asuransi Bintang Tbk established a Sharia Business Unit.

2009

PT. Asuransi Bintang Tbk. continue to providing the best service to its customers with completing the payment of claims of terrorism and sabotage (TS) at the JW Marriot hotel within a short time so that the hotel has been able to function normally again.

2011

This year, PT Asuransi Bintang Tbk. revitalizing that characterized by changing their logo that reflects the variety of services provided, the spirit of professionalism and trust, as well as the maturity of experience and a spirit that is always up to date.

2013

PT. Asuransi Bintang Tbk. consistently adapt with the change of era and technologies with the aim of providing the best service to its customers, one of them is with the launch of e-commerce. Asuransi Bintang ASBI

Personal Accident Insurance

Personal Accident Insurance provides insurance against the risk of death, permanent disability, care or treatment costs caused by an accident suffered.

We provide Personal Accident Insurance products that can be tailored to your needs as well as an easy and fast registration and payment process.


Claim Procedure
  • Provide Reports by telephone 1x24 hours, followed by a written report and complete supporting documents
  • Accident report.
  • Police Certificate (if needed)
  • Medical Receipt
Car insurance

Insurance products that protect your car from the risk of physical damage or loss.

We provide Car Insurance products that can be tailored to your needs and with an easy and fast registration and payment process

GUARANTEE

Guarantees provided for Personal Car Insurance, include:

Total Loss Protection

Protection against total loss of damage of at least 75% of the value of the car and / or loss of your car due to theft.
Expansion of Collateral
Total Losses due to: Riots, Riots, Terrorism and Sabotage
Total loss due to: Earthquake, Tsunami and or volcanic eruption
Total Losses due to: Typhoon, Storm, Hail, Flood and or Landslide
Third party legal liability max. Rp. 10,000,000
Accident insurance for 5 people @ Rp. 5,000,000
Medical expenses for 5 people @ Rp. 500,000

Comprehensive Protection

Comprehensive insurance protection against the risk of partial damage and or total loss.
Expansion of Collateral
Total Losses due to: Riots, Riots, Terrorism and Sabotage
Total loss due to: Earthquake, Tsunami and or volcanic eruption
Total Losses due to: Typhoon, Storm, Hail, Flood and or Landslide
Third party legal liability max. Rp. 10,000,000
Accident insurance for 5 people @ Rp. 5,000,000
Medical expenses for 5 people @ Rp. 500,000
Reimbursement of Crane Costs due to Accidents max. 0.5% of the sum insured
Cash compensation of Rp. 500,000 per incident with a maximum of Rp. 1 million


CLAIM PROCEDURE
  • Within 5 x 24 hours the Insured must report the risk event to Bintang Insurance (can be by telephone or email).
  • Complete and submit the Claim Form and, Claim Support Documents requested by PT Asuransi Bintang.
  • PT Asuransi Bintang will verify the Policyholder data along with the Supporting Claim Documents provided. If needed, PT Asuransi Bintang will survey the insured object.
  • If the data of the Policy Holder and Claim Supporting Documents are declared complete, PT Asuransi Bintang will conduct an Analysis of the Claims submitted. And if the Policy Holder's data and Claim Support Document are declared incomplete, PT Asuransi Bintang will re-inform to complete the required data and documents.
  • In max time 30 days after the Claim Support Data and Documents are declared complete, the Policyholder will be informed whether the claim is received (informing the amount of claims to be paid) or rejected (contacting and sending a claim rejection letter Asuransi Bintang ASBI

Home Insurance

This insurance product is specifically designed to protect residential buildings against various risks including fire, lightning strikes, natural disasters, fire and third party legal liability, etc.

We provide Home Insurance products that can be tailored to your needs and with an easy and fast registration and payment process.
OBJECT OF LIABILITY

Houses that are not used for other occupations
GUARANTEE

Guarantees provided for Personal Home Insurance, including:

Basic Package:

Fire, Lightning, Explosion, Aircraft and Smoke Downed
Theft, Robbery, Burglary (according to policy terms and conditions)
Riots, Riots, Terrorism and Sabotage
Third party legal liability of IDR 100,000,000 during the coverage period
Professional Cost / Debris Removal
Medical expenses due to an accident in the insured home of Rp. 1,000,000 per person per event with a maximum of 6 people per incident and the maximum limit is Rp 10,000,000 during the coverage period (applies only if the contents of the house are insured)
Temporary Residential Rental Costs of 10% of the Building Coverage Price (Applies only if the building is insured)
Floods, Storms, Typhoons, and Water Damage

*) Expansion of protection can be given with the approval of Bintang Insurance with premium adjustments

**) Issued with a separate policy

ADDITIONAL INFORMATION

Residential Homes are buildings of private houses, flats or apartments, which are used only as dwellings located at home addresses.
The contents of the building are property that is owned or is the responsibility of the insured and generally contained in the house at the home address.
For houses rented from third parties, apartments or flats, coverage can only be given for building contents.
1 Year Insurance Period
Asuransi Bintang ASBI


Other Products
INDIVIDUAL CAR PERISAY

Perisay Individual Car fully guarantees (Comprehensive / all risk) loss or damage to your vehicle.
PERISAY OF THE HOUSE IS SIMILAR

Perisay Rumah Seinya provides guaranteed protection against the risks of losses due to fire, flooding, looting, theft, terrorism, sabotage, ordinary riots, to riots with political motives (civil commotion). Asuransi Bintang ASBI



Fire and Property insurance

Providing insurance for property in the form of buildings / houses, offices, hotels, factories, shops, etc., along with their contents (furniture, equipment, furniture, machinery, raw material inventory and finished goods, etc.) to the possibility losses caused by the risk of fire, aircraft crash, lightning strike, blasting and smoke.
Extensive Protection

Risks that are protected in the Fire Insurance policy consists of 2 (two) major parts, namely:


A. Protection of Fire Insurance Standards

Fire
The burning of property as a result of fire arising not from intentionality, but does not include fire arising from electrical short-circuit or fire arising from the nature of an object or fire from a forest, bush, reed or peat fire;
Lightning
Damage and / or loss that is directly caused by a lightning strike that causes a fire;
Blasting
Explosion explosion that arises from a rupture or tearing of a vessel or tube, but does not include those caused by explosives;
Airplane crash
Damage and / or loss of insured property as a result of the Fall of an Airplane Objects that fall from an Airplane;
Smoke
Smoke originating from the fire of insured property and / or interests.


B. Property / Industrial All Risk

This insurance product provides protection to your property in the form of buildings / buildings with a variety of uses, such as houses, offices, shops, hotels, even factories / industries and their contents (for example: furniture / equipment / home / office / shop furniture / shops / hotels , machinery, raw material inventory and finished goods of a factory / industry) against sudden and unexpected physical losses / damage caused by all risks other than those excluded by the policy.

Examples of risks excluded in the Property / Industrial All Risks insurance policy:

Damage / loss due to fraud / fraud;
Mysterious and unexplained loss or known loss during inventory;
Damage to the engine due to internal factors (from within the engine);
Damage that occurs gradually;
Damage due to shrinkage, taste changes, or color fading
Damage due to wear (wear) or due to the nature of the goods

Damage / losses due to riots, strikes, work barriers, civil unrest, and the like

However, with the agreement of the insurer and with the addition of premiums, the risk of damage / loss due to riots, strikes, work barriers, civil unrest, and the like can be added as an expansion of risk.


C. Additional Protection or Expansion

With additional premiums, the protection of this Standard Fire Insurance can be expanded with additional protection against risks:

Riots and Strikes, Damages Due to Evil Actions, Car-Hit by Vehicles;
Typhoons, storms, floods and water damage;

Landslide;
Debris Clearing Costs.

D. Earthquake Insurance

Providing protection for insured objects in the form of buildings, machinery, furniture and equipment or stock of goods against the risk of earthquakes, volcanic eruptions, fires and explosions that follow earthquakes or volcanic eruptions, and tsunamis.


PREMIUM DETERMINING FACTORS

The function or use of buildings, including the production process in the building if the building is used for industry / manufacturing;
Location or location of buildings and the surrounding environment;
Building construction
Value of Buildings and / or contents to be insured ("contents" of buildings can be machines, stock items and others);
Desired area of risk protection
Other information relating to ownership of the occupants of the building (whether the owner or tenant, etc.).
Use of buildings
Construction and building height
Earthquake zone of the risk location Asuransi Bintang ASBI


Personal Accident Insurance

Personal Accident Insurance provides protection against the risk of death, permanent disability, and the cost of care or treatment caused by an accident.
Extensive Protection

The protection provided is Death, Permanent Disability either in part or in whole, the cost of care with a maximum of 10% of the amount of benefits for the risk of death due to an accident.
Determinants of Premiums

Profession or occupation
Age
Amount of Sum Insured
Area of Protection requested Asuransi Bintang ASBI


Freight Insurance

As the name implies, this type of insurance provides a guarantee of compensation for the risk of loss that occurs during the transportation of goods from: "place of origin" to "destination".

This movement of goods can consist of one place to another in the same city. Or also the movement of goods between cities, between islands or between countries.

The conveyance that will be used is very influential with the high / low risk and will directly affect the size of the Premium Rate. Asuransi Bintang ASBI

Engineering Insurance

Provide protection for construction works, machinery installations and electronic equipment installations from any risk of loss or damage that may occur during the construction or installation process.

Construction All Risks) This insurance product provides protection against the risk of loss / physical damage that is unexpected and sudden due to a reason other than those excluded by the policy, which occurs during the construction of construction projects until the handover of work from the contractor to the project owner. As for the risks that are protected, among others:

Fire, explosion, lightning strike;

Floods, standing water, hurricanes;
Earthquakes, volcanic eruptions, tsunamis;
Burglary / burglary

Heavy Equipment Insurance


(Heavy Equipment) This insurance product provides protection against the risk of damage and / or losses during operations that may be experienced by the Heavy Equipment from the risk of loss / physical damage that is unexpected and sudden by a cause other than those excluded by the policy, both those that occur during use or at rest, or being disassembled for cleaning, overall maintenance or when moved in the same location, or during a series of operations, or during reassembly after a successful trial.

Heavy equipment are large engine units that can move with their own motions, for example:

Hauler,
Articulated Truck,
Mobile Crane,
etc.

Engine Damage Insurance

(Machinery Breakdown) This product provides protection against machinery from the risk of loss / physical damage that is unexpected and sudden by a cause other than those excluded by the policy, both that occur during use or during breaks, or are being disassembled for purposes cleaning, thorough maintenance or when moved in the same location, or during a series of operations, or during re-installation after a successful trial.

Machines that are the object of protection in this insurance are stationary (immovable) machines, for example:

factory machinery,
electric generator,
etc.

Electronic Equipment Insurance

(Electronic Equipment Insurance) As the name implies, this product is intended to protect electronic equipment from the risk of loss / physical damage that is unexpected and sudden by a cause other than those excluded by the policy, whether that occurs during during use or during a break, or being disassembled for cleaning, overall maintenance or when moved in the same location, or during a series of operations, or during reinstallation after a successful trial.

Examples of electronic equipment:

playing server / ups,
computer set (CPU, Monitor, Printer),
a laptop,
etc

Machine Installation Insurance

(Erection All Risks) Protection of this type of insurance is the same as that provided in Construction Insurance, the difference lies in the insured object, namely the work of the Machine Installation / Installation Asuransi Bintang ASBI


Terrorism and Sabotage Insurance

This product is one of the flagship of PT. Asuransi Bintang, Tbk. because not all insurance companies can provide protection for your property from the risk of loss and / or damage due to terrorism and sabotage, including for prevention, as far as can be given by PT. Asuransi Bintang, Tbk. One of the uniqueness of this product is that you can buy this product separately (stand alone) as a complement to insurance products that you already have from other insurance companies.

Terrorism risk protected in this insurance is an action including but not limited to the use of coercion or violence and or threats using coercion or violence, by a person or group of people either acting alone or on behalf of or relating to an organization or government, with political support , religion, ideology or the like including the intention to influence the government and or make the public or part of the public in fear.

Sabotage is the act of destroying property or obstructing the smooth running of a job or which results in a decrease in the value of work carried out by a person or group acting alone or on behalf of an organization or government in an effort to achieve political, religious, ideological or similar goals including intentions for influence the government and or make the public or part of the public in fear.

ACCEPTATION CONSIDERATION FACTORS

Occupational and Business Insured
Location
Security Asuransi Bintang ASBI

Motor Vehicle Insurance

This insurance product is specifically intended for motor vehicles that operate on the highway, to protect against the risks of loss and / or damage during the use of the motorized vehicle.


Extensive Protection

1. Total Loss Protection

This type of policy will provide protection if the loss and / or damage incurred is Total, that is, if the cost of repairs reaches or more than 75% of the market price of motor vehicles, or motor vehicles are destroyed as a result of protected risk.

2. Comprehensive Protection

This type of policy provides protection for partial and / or partial or total losses and / or damage resulting from a protected risk.
Principal Protection

Collision, Reverse, Slipping, Slipped, Collision
Theft
Fire
The Evil Acts of Others

Expansion of Protection

Legal Responsibility, both to Third Parties and Passengers;
Personal Accidents, both for Drivers and Passengers;
Hurricanes, storms, floods, landslides, hail;
Earthquakes, tsunamis, volcanic eruptions;
Riots, riots, terrorism and sabotage.

Determinants of Premiums

Type and age of motorized vehicles
Price / value of motor vehicles
The use and operational area of ​​motor vehicles
Extensive risk protection requested Asuransi Bintang ASBI


Other Products

INSURANCE SMALL MEDIUM ENTERPRISE (SME)

This product is a product package that is packaged based on Property All Risks Insurance, specifically designed for certain types of businesses, namely: Shops, Pharmacies, Restaurants, Salons, Minimarkets, and several others.
MONEY INSURANCE

This insurance product is devoted to providing protection against money or equivalent to money (for example: checks, traveler's checks, etc.), both in the process of sending (cash in transit) or when stored (cash in safe) in a safe or safe deposit box .
INSURANCE LIABILITY

This type of insurance will provide protection against the risk of loss due to lawsuits / claims from third parties, both in the form of compensation payments and costs during the legal process. Asuransi Bintang ASBI


Bintang Medical Premium Insurance

Insurance This product was launched to meet the needs of all segments of the population who want health protection outside the Government Health Program (BPJS) that is easy and fast in providing health services, attractive and profitable when investment conditions are present there are many risks of uncertainty accompanied by protection of their economic value .

ADVANTAGES

Has more than 1,000 providers throughout Indonesia and abroad;

CASHLESS and Reimbursement;
Payment of Reimbursement Claims Only 14 (fourteen) working days;
Without Health Check;

Complete Guarantee (Inpatient, Outpatient, Dental Care and Childbirth).

How to Join the Program:
Give a photocopy of KTP and KK;
Fill out the SPPAK registration form.
EASE
Use a Swipe Card;
FREE consultation before the Inpatient plan. Asuransi Bintang ASBI


Salaam Safar

Salaam Safar is a Travel Umrah Insurance product that provides benefits on the risk of accidents, the provision of medical services as well as discomfort during the Umrah trip are managed in accordance with Islamic principles so your worship feel peaceful and comfortable

A. Travel Accident
  • Compensation of death and permanent disability due to accident
  • 2. The cost of treatment due to an accident
B. Medical Evacuation
  • Emergency medical evacuation Abroad
  • The follow-up medical care in Indonesia
  • Repatriation
  • Family Visits
  • Repatriation of minors
C. Travel Inconvenience
  • Trip Cancellation
  • Trip Delay
  • Baggage Delay
  • Loss of baggage
  • Loss of personal belongings
  • Loss of travel documents
  • Losing money, checks / traveler's checks Asuransi Bintang ASBI

Bintang Medical Sharia

Bintang Medical Sharia (BMS) is a health insurance product that provides for certain benefits by using the service system or through a provider reimbursements and for employees with or without families who were sick both because of illness or because of accident guaranteed by the policy. BMS products are managed in accordance with Islamic principles
Benefits
  1. Comprehensive health services such as Inpatient, Outpatient, Dental Care, Maternity and Glasses
  2. Participants at least 25 people
  3. Benefit Plan and according to your needs
  4. Contributions (premiums) competitive
  5. Services Specialist Doctors without reference to General Practitioners
  6. Foreign Provider, regardless of the card
  7. Death Benefit Asuransi Bintang ASBI
Head Offices :
Jl. RS Fatmawati No.32, Jakarta 12430
Telp: (021) 7590 2777 (hunting)
Fax: (021) 7656 287, (021) 7590 2555 Asuransi Bintang ASBI

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Asuransi Bintang ASBI