PT Lippo General Insurance Tbk was
originally founded on September 6, 1963 under the name PT Asuransi
Brawidjaja. On October 1, 1982 the company name was changed to PT
Asuransi Marga Pusaka. On January 9, 1991 the company changed its
original business position in Surabaya to Jakarta. Then on July 6 1991
the company name was changed to PT Lippo General Insurance.
After the Public Offering of the
Company's Shares to the public, on April 21, 1997, PT Lippo General
Insurance became a public company, and the company name was completed as
PT Lippo General Insurance Tbk. On July 22, 1997 the shares of PT Lippo
General Insurance Tbk were listed on the Indonesia Stock Exchange
"IDX". Some product categories offered include fire insurance, health
insurance both individuals, families, and company employees, motor
vehicle insurance, freight insurance, and various other insurance.
Since 2013 and until now along with the
progress of business development, PT Lippo General Insurance Tbk
continues to receive awards in several categories from various
institutions, or other prestigious events, including, Media Insurance
Magazine, InfoBank Insurance Award, SWA, Warta Ekonomi, and The National
Customer Service Championship. Lippo General Insurance LPGI
For your convenience, LippoInsurance
Motor Vehicle Insurance products are supported by partner workshops with
a warranty period of 6 months for all repair work and spare parts.
To provide
facilities for users of motor vehicle insurance LippoInsurance. We
provide LippoInsurance Service Center that provides the best of
facilities.
Enjoy the latest services from LippoInsurance for the convenience of receiving and accessing your policy while also participating in preserving the environment.With ePolicy, you can enjoy legal, legally enforced digital policy services that are sent directly to your email address. Lippo General Insurance LPGI
Medicare
Medicare
is a health insurance program specifically designed and tailored to the
needs of the company in order to provide health protection for
employees and families so as to ease the financial burden of employees
which ultimately creates a sense of security and calm for employees and
their families. Lippo General Insurance LPGI
My Health Protection Cashplus
Without a health check
Guarantee Inpatient daily cash benefit of up to 365 days / year
Critical Illness Compensation & surgery
Protection until the age of 70 years (according to the provisions apply)
25% premium discount is automatically applied at each end of the third year
Do you realize that even with health insurance or health costs for
considerable reserves but you will still lose value when the economy and
productivity value in days hospitalized? Especially if you have no
health insurance of course you will lose the fees that are often quite a
burden financially. CashPlus present give peace to you. Lippo General Insurance LPGI
HealthPlus+
We care about you and your family.
Family is the most important part, and health is the main thing in
your life. HealthPlus + for Family is a health insurance product that
provides protection for your family beloved of things unexpected. This
insurance program provides reimbursement of hospitalization and surgery
for a family member who suffered illness or accident.
Facility without cash payment, payment systems with facilities Swipe Card
Cooperation with over 490 Hospitals network spread throughout Indonesia
24/7 Contact Center and Case Monitoring
Experience serving health insurance to more than 250,000 members per year spread across Indonesia
Employees are one of the backbone of the success of your business.Therefore, employee health is very important to help companies grow and develop.To guarantee their health, LippoInsurance provides HealthPlus + Busines insurance products Lippo General Insurance LPGI
HealthPlus+ Micro
It cannot be denied that risks or unexpected events can happen to anyone.In a business entity that consists of people who work in it, it is very important to carry out risk management so that the possibility of loss can be minimized.One of the risks that may occur is illness and accidents.With this risk management, it is hoped that it can reduce unexpected losses.Provides a sense of security from worries due to illness and can provide motivation that can improve performance.
Another advantage that is gained is being the company of choice and increasing bargaining power in the selection of qualified prospective employees so that the company can further increase its competitiveness.This is specifically a concern of the Government with regard to the need for Health Insurance in every organization regulated in Law no.13 of 2003 concerning Manpower so that there will be significant progress in the business world. Lippo General Insurance LPGI
Started off to engage on April 14, 1985, as PT Asuransi Jiwa
Purnamala Internasional Indonesia (PII) that ran a life insurance
business including life insurance business under sharia principle as
well as serving as founder and administrator of a pension fund,
including in sharia principle.
After changing its name twice - as PT Asuransi Jiwa Eka Life
in 1989 and PT Asuransi Jiwa Sinarmas in 2007, PT Asuransi Jiwa Sinarmas
MSIG Tbk. also known as Sinarmas MSIG Life - SMiLe) emerged as a joint
venture life insurance company equally owned at 50% each by PT Sinar Mas
Multiartha Tbk and Japan's insurance powerhouse, Mitsui Sumitomo
Insurance Co., Ltd in 2011. July 9, 2019, PT Asuransi Jiwa Sinarmas MSIG
Tbk. officially registered on the Indonesia Stock Exchange (IDX) and
became a public company with a composition of 80% share ownership by
Mitsui Sumitomo Insurance Co., Ltd., 12.5% PT Sinar Mas Multiartha Tbk
and 7.5% public.
Sinarmas MSIG Life's operational activities are carried out in
65 service and marketing offices, supported by more than 800 employees
and around 8,200 marketers to serve the needs of 1.2 million individual
and group customers for numerous protection and investment product
solutions at various stages of life.
VISION
To be the leading service provider in financial planning and protection in Indonesia
MISSION
To deliver high quality services and customer oriented products through various distribution channels
To ensure long-term profitability
To increase shareholder's value and enhance policyholder's trust
To provide employment opportunities
To create synergies through mutually beneficial partnerships according to the Company's values and philosophy Asuransi Jiwa Sinarmas MSIG LIFE
Good Corporate Governance
Good Corporate Governance is a complete information framework that includes systems and
policies governing asset and risk management to support financial health and achieving the
Company's growth goals, compliance with statutory provisions, human resource development,
safety and environmental management practices and cultural development Company. Asuransi Jiwa Sinarmas MSIG LIFE
INDIVIDUAL INSURANCE
Power Save
PT Asuransi Jiwa Sinarmas MSIG Tbk. presents Power Save - a protection
against the risk of accident as well as multi-purpose investment. The
product is highly suitable for you who care about yours and your family
future.
BENEFIT
Total death benefit received due to accident shall be the Sum Assured*) + Policy Value
Certainty in return on investment with a high rate of returnabove time deposit interest rate.
Flexibility in determining the choice of investment
guarantyperiod (MGI) whereby investment guaranty period optionsinclude 3
months, 6 months, 12 months, and 36 months.
Flexibility in determining the choice of investment
guarantyperiod's maturity date, namely: roll over (extension) of
cashvalue or roll over (extension) of premium only and collectingreturn
on investment or collecting cash value
Premium only and take the investment or take cash value.
Free of withdrawal fees if withdrawals are made when the Investment Guarantee Period is due.
*) Maximum sum assured: IDR 1.000.000.000/USD 100.000
An accident might be unavoidable, but the consequence can be overcome
with with SMiLe Personal Accident. This stand-alone protection which may
also serve as a rider will accompany you throughout your hospital
treatment, suffering physical disability and even death.
The Insured is entitled for the maximum sum assured of IDR 2,000,000,000 or USD 200,000.
The amount of sum assured received will vary, depending on the type of risk opted for an accident:
Risk A The beneficiary will receive 100% sum assured, if the insured dies within the valid insurance period.
Risk B If the insured suffers immediate permanently disability or within 90 days afterwards, the insured will receive:
100% sum assured for total permanent disability
Varied percentage and not more than 100% sum assured (for partial permanent disability)
Risk D The Insured will receive insurance benefit for
the medication or treatment cost from physician or hospital, to the
amount of maximum 10% of sum assured and not exceeding the sum assured
within 1 policy year. Asuransi Jiwa Sinarmas MSIG LIFE
SMiLe Medical
Being healthy is inexpensive. You just need to plan it earlier. With
SMiLe Medical, undergoing in-patient treatment will be easier. Not only
you, we also provide health protection for your other family member.
Nothing is surely more wonderful than seeing your loved ones stay
healthy?
This product protection provides as charged benefit
The
amount of benefit you receive is equivalent to the nominal value
written in the medical bill issued by the hospital, in which the maximum
amount shall refer to the provisions of the policy.
SMiLe Medical may serve as a rider.
BENEFIT
Cashless at partner hospitals in Indonesia, Malaysia, and Singapore
Reimbursement for treatment cost at any hospital worldwide
Discount 2.5% for the Additional Insured
Hospital charges reimbursement
Room charge during in-patient treatment up to IDR 2 million per night
With SMiLe Hospital Protection Plus, you can enjoy the financial
security for in-patient treatment and take pleasure in the easy
hospital service charge payment by using only one card.
BENEFIT
Using Provider card (according to the chosen package) as the payment instrument in provider (partner) hospitals.
Discount 10% for the premium payment of the respective additional insured.
Entitle to receive the sum assured for in-patient treatment coverage with the equivalent amount as chosen by the main insured.
In case of being hospitalized due to illness or accident,
the insured will receive in-patient daily coverage as stated in the
policy provisions. The maximum in-patient treatment period is 180 days
for one policy year.
If the insured has more than one policy which also include
in-patient daily coverage, a maximum of IDR 2,000,000 per day or in a
currency equal to IDR 2,000,000 per day per hospitalization will be
provided. Asuransi Jiwa Sinarmas MSIG LIFE
SMiLe Kid Insurance
The future of your child is wide spread with SMiLe Kid Insurance! Since a
child is 30 days old, you can already plan the best education for him.
Protect your little hero life, prepare for tomorrow's success in
achieving your goals!
Get the life protection (passing away due to illness or accident) as
well as the opportunity for flexible investment with SMiLe Link 88. SMiLe Link 88, minimum risk, maximum profit.
BENEFIT
100% sum assured plus the policy value (investment fund
value) is payable if the insured passes away within the valid insurance
period
Policy value (investment fund value) is payable if the
insured survives until the end of insurance contract period and the
insurance is still valid.
Additional benefit will be provided by taking rider.
Sum assured:
Single Premium Payment will receive a minimum sum assured
of IDR 15,000,000/USD 1,500 or 125% of basic single premium (whichever
amount is greater).
Regular Premium Payment will receive a minimum sum
assured of IDR 7,500,000/USD 750 or 500% annual basic premium (whichever
amount is greater). Asuransi Jiwa Sinarmas MSIG LIFE
SMiLe Link 99
SMiLe Link 99 provides two advantages, namely life coverage due to
accident and non-accident up to 99 years, as well as the development of
investment value that you entrusted us.
100% sum assured plus the policy value (investment fund
value) is payable if the insured passes away within the valid insurance
period.
Policyholder will receive policy value (investment fund
value) if the insured survives until the end of insurance contract
period and the insurance is still valid. Asuransi Jiwa Sinarmas MSIG LIFE
SMiLe Link Pro 100
Get the life insurance as well as maximum investment feature from SMiLe
Link Pro 100 to build a bright future that you dreamed of !
The Sharia Business Unit of Asuransi Jiwa Sinarmas MSIG
presents Power Save Syariah. Marketed by the Sharia Business Unit of
Bank Sinarmas, Power Save Syariah is an investment product combined with
life protection against the risk of accidents and very suitable for you
who care about your family.
Power Save Syariah may also serve as a
saving instrument since you will not only get the protection, but also
get the cash reserve which can be used any time for your loved ones.
Through SMiLe Link 88 Syariah, collect the blessings for your family
through life protection, both due to accident or otherwise, complimented
with the investment with maximum yields.
BENEFIT
If the participant passes away within the valid
insurance period, the appointed party will receive the insurance benefit
and policy value (investment fund value).
If the participant survives until the end of insurance
contract, the policyholder will receive the policy value (investment
fund value).
Additional benefit will be provided if a rider has been taken
Insurance coverage:
Single contribution payment will receive a minimum
insurance benefit of IDR 15,000,000/USD 1,500 or 125% of basic single
contribution (whichever amount is greater).
Regular contribution payment will receive a minimum
insurance benefit of IDR 7,500,000/USD 750 or 500% annual basic
contribution (whichever amount is greater). Asuransi Jiwa Sinarmas MSIG LIFE
Head Office
Sinarmas MSIG Tower, Lantai 3A
Jl.Jend.Sudirman Kav. 21, Setiabudi Jakarta Selatan 12930
Customer Service Hours : 8.15 a.m. - 4.30 p.m. Western Indonesian Time
Call Center :
(021) 5060 9999 Call Center Service Hours: 8.00 a.m. - 5 a.m. Western Indonesian Time
