Bank Artha Graha Internasional INPC

Artha Graha

Bank Artha Graha Internasional domiciled in South Jakarta was originally established under the name PT Inter-Pacific Financial Corporation based on Deed No. 12 dated 7 September 1973, made before Bagijo, SH, successor to Eliza Pondaag, SH, at that time Notary in Jakarta, with the scope business as a non-bank financial institution, which was approved by the Minister of Justice of the Republic of Indonesia with Decree Number YA5 / 2/12 dated January 3, 1975, and was announced in the State Gazette of the Republic of Indonesia Number 6 dated January 21, 1975 Supplement Number 47.

On August 23, 1990, PT Inter-Pacific Financial Corporation listed its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange.

Based on Deed No. 67 dated May 19, 1992, made before Adam Kasdarmadji, SH, at that time the Notary in Jakarta, and was announced in State Gazette of the Republic of Indonesia Number 10 dated February 2, 1993 Supplement Number 591, PT Inter-Pacific Financial Corporation changed its name to PT Inter-Pacific Bank. On February 24, 1993, PT Inter-Pacific Bank obtained a business license as a commercial bank with Decree of the Minister of Finance of the Republic of Indonesia Number 176 / KMK.017 / 1993.

Based on Deed Number 44 dated June 13, 1997 in conjunction with Deed Number 8 dated January 15, 1998, both were made before Sri Nanning, SH, at that time a Notary in Jakarta, and was announced in State Gazette of the Republic of Indonesia Number 70 dated September 1, 1998 Supplement Number 5056, PT InterPacific Bank changed its name to PT Bank Inter-Pacific, Tbk.

On April 9, 1999, PT Bank Inter-Pacific, Tbk submitted a request for delisting of shares on the Surabaya Stock Exchange, and on April 19, 1999, the Surabaya Stock Exchange gave its approval for the application for the cancellation of the listing.

On April 14, 2005, PT Bank Inter-Pacific Tbk signed the Deed of Merger Number 17, made before Imas Fatimah, S.H., at that time a Notary in Jakarta, where PT Bank Artha Graha merged into PT Bank Inter-Pacific Tbk. The merger has received permission from Bank Indonesia Number 7/32 / KEP. GBI / 2005 dated June 15, 2005, and took effect on July 11, 2005.

Based on Deed No. 27 dated July 12, 2005, made before Imas Fatimah, S.H., at that time the Notary was in Jakarta, and had obtained a permit from Bank Indonesia by Decree of the Governor of Bank Indonesia Number 7/49 / KEP. GBI / 2005 dated 16 August 2005, PT Bank Inter-Pacific Tbk changed its name to Bank Artha Graha Internasional, which was announced in the Republic of Indonesia State Gazette Number 101 dated 19 December 2006, Supplement Number 13128.

Bank Artha Graha Internasional is committed to becoming a leading financial institution and always producing the best by providing excellent service providing comprehensive and innovative financial solutions according to market needs, developing human capital, creating optimal benefits for stakeholders, and being a good corporate citizen who cares about society and the environment.

Various products and services provided by the Bank that can be utilized by the public, including fund distribution products such as productive loans, consumer loans, and other credit facilities, funding products such as savings, current accounts and deposits, as well as convenience to enjoy banking services both conventional and electronic, including GrahaCash 3 in 1 ATMs, Internet Banking, 24 Hours GrahaCall, Gen 2 State Revenue Module (MPN), bill payments, ticket and pulse purchases, and other banking services. In addition to the various banking products and services, the operation of the Artha Graha International Bank office on Saturday to serve customers is one form of service excellence offered. The company now continues to grow through a variety of product innovations and business growth that benefits shareholders and stakeholders. Bank Artha Graha Internasional has always been committed to be a leading financial institution and always produces the best in line with the Vision of Bank Artha Graha International, "to be the best bank of choice for people who are admired by stakeholders". Bank Artha Graha Internasional INPC

Vision
To be the best bank chosen by the public that is admired by stakeholders. asdasdasdasd

Mission

  • Providing excellent service to the community is one of the keys to our success.
  • Providing comprehensive and innovative financial solutions according to market needs.
  • Developing Human Capital.
  • Creating optimal benefits for stakeholders.
  • Become a good corporate citizen who cares about the community and the environment. Bank Artha Graha Internasional INPC

Fund Relief Products

Productive Loan

Current Account Loans

Product Definition:

Current Account Loans are loans where the loan ceiling is stated in the debtor's checking account in accordance with the agreement between the Bank and the debtor based on the Credit / Debt Recognition Agreement. This type of loan is generally used to finance the working capital of debtors on a daily basis.

Advantages:

Debtors are free to withdraw or repay loans using checks, crossed checks or other transfer documents during the validity period of the credit agreement and the withdrawal does not cross the loan ceiling. And ceiling facilities that have not been drawn do not incur interest.

Feature:

  • Credit ceiling is appropriate for business feasibility and customer needs
  • Credit disbursement can be done by check / giro media
  • Maximum credit period of 1 year, can be extended
  • Collateral can be in the form of movable / immovable objects such as land and buildings and others that are considered sufficient by the Bank

Requirements :

  1. Identification document
  2. Company identity document
  3. Financial information document
  4. Completeness document / guarantee information Bank Artha Graha Internasional INPC
Revolving Loan

Product Definition:

Revolving Loans are loans for permanent working capital financing, the amount of which is reflected in the company's cash flow. Withdrawals of funds in accordance with the needs of the debtor using Promissory Notes / Promissory Notes, on condition that they do not exceed the agreed ceiling amount between the Bank and the debtor. The loan portion that has been repaid can be withdrawn according to the ceiling is still sufficient and the credit period is still valid (maximum 1 year and not closed for extended return).

Advantages:

Short-term loan period of 1 (one) year but can be extended again.

Feature:

  • Credit ceiling is appropriate for business feasibility and customer needs
  • The duration of each usage is at least 30 days
  • Credit disbursement can be done by checking / giro media in multiples of disbursement as follows:
  • Ceiling to Rp. 500 Million, in multiples of min. IDR 50 Million
  • Ceiling between Rp. 500 Million to Rp. 1 Billion, multiples of at least Rp. 100 Million
  • Ceiling above Rp 1 billion, in multiples of min. Rp. 200 million
  • Maximum credit period 1 year and can be extended
  • Can be in USD currency
  • Collateral can be in the form of movable / immovable objects such as land and buildings and others which are considered quite good by the Bank
Requirements :
  1. Identification document
  2. Company identity document
  3. Financial information document
  4. Completeness document / guarantee information Bank Artha Graha Internasional INPC

Business Capital Loans

Product Definition:

Meet liquidity or working capital requirements, in the form of short-term loans with a period of 1 (one) year and can be extended again.

Advantages:

Short-term loan period of 1 (one) year but can be extended again.

Feature:

Revolving Loan

Credit for working capital financing that is permanent, the amount of which is reflected in the company's cash flow.

Current Account Loans

Type of loan with a loan ceiling stated on the debtor's checking account.

Requirements :

Fixed Loans

Product Definition:

Fixed Loan is a loan facility provided to debtors to finance investment (purchase of fixed assets) of debtors or working capital whose use is seasonal / only one time use. Withdrawal of funds is done at once (a number of ceilings that have been agreed between the Bank and the debtor) using Promissory notes / promissory notes and repayments can be made periodically until the credit period. The loan portion that has been repaid cannot be withdrawn.

Advantages:
  • Long-term loan period with a maximum term of 15 (fifteen) years.
  • Loan principal payments can be given with a grace period.
  • Loan principal payments can be made periodically based on agreed cash flow at the beginning.
Feature:
  • Funds withdrawal is done at once
  • Repayments can be made periodically or at the same time at the end of the credit period
  • The maximum credit period is 15 (fifteen) years
  • Can be in USD currency
  • Collateral can be in the form of movable / immovable objects such as land & buildings and others that are considered sufficient by the Bank
Requirements :
  1. Identification document
  2. Company identity document
  3. Financial information document
  4. Completeness document / guarantee information Bank Artha Graha Internasional INPC

Funding Products

Prepare funds for your future plans by saving regularly every month from now on.


Smart Savings

Do you have future plans?

Year 1: Preparation for child birth / vacation abroad.

3rd year: Money going to school / continuing to study S-2.

5th year: DP home / car.

Year 6: Umrah / Holyland.

Year 10: Start a business / retirement preparation.

Why do you need to plan for future funds?

Funding planning needs to be done to anticipate various conditions that can prevent the realization of your future plans.

Why Smart Savings?

Giro

Banking services by providing comfort in your business

Ease of business transactions with individual / company current accounts.

  • Payment of business partnership using check / giro.
  • Billing information system services for clients.
  • Ease of identifying payments from clients using virtual acc.
  • Book-transfer transfers, LLG, RTGS through internet banking.
  • Account statements use e-statements.

The advantage
Account options in 6 currency options (IDR, USD, SGD, AUD, JPY, CNY) Bank Artha Graha Internasional INPC



Artha Savings

Use Artha Savings with various facilities that make transaction easy

Excellence

GPN ATM and Debit Card:

  • Cash withdrawals at any ATM throughout Indonesia
  • Debit cards for shopping transactions at all merchants in Indonesia.

AGI Mobile:

  • at the portfolio and mutation of savings accounts, current accounts,Look deposits.
  • Transfer funds to an account at Artha Graha Bank or Other Bank.
  • Payment of telephone bills, electricity, credit cards, loans, etc.
  • Purchase pulses, electricity tokens, etc. using AGI Mobile.

Transaction notification via sms / email:

  • Debit transaction
  • Credit transaction
  • Debit and credit transactions

The advantage
Free ATM cash withdrawal fees at Artha Graha Bank and Other Banks *)
No debit card transaction fees.
Light administrative and notification fees.
Attractive savings rates. Bank Artha Graha Internasional INPC


Wira Savings


The right choice for those of you who need transaction flexibility

Excellence

  • Comfortable, without having to come to the branch
  • Secure, debit / credit mutation service information (via sms / email)
  • Flexible, check the entire portfolio in AGI Mobile
  • Free Cash Withdrawals through ATMs, ATM Prima networks
  • Cash-less, all GPN Merchants
  • Ease of Payment, from Telephone Accounts, PLN, Credit Cards, Loans and to the purchase of pulses, electricity tokens
  • Practically, account statements use e-statements
The advantage

Whatever you get at Tabungan Wira\
  • Transactions are easier and more profitable
  • Savings interest rates are equivalent to deposits.
  • Free administration fees for an average balance of min. Rp.25 million. Bank Artha Graha Internasional INPC

Deposit

The right choice of investing your funds with attractive interest rates

Excellence

  • Funds, provide optimal benefits.
  • Comfortable, individual customers / companies.
  • Flexible, Choice of terms of 1, 3, 6 and 12 months or on call.
  • Safe, Monitor portfolio, interest rates, maturity using AGI Mobile

The advantage

  • Competitive interest rates
  • Options in IDR and foreign currency

Automatic Roll Over (ARO) Bank Artha Graha Internasional INPC


Prega Savings

Realize your children's dreams from now on

Excellence

  • Minor, Saving from IDR 50,000
  • Interesting, Savings with children's names.
  • ATM / Debit Card, with the child's name.
  • Flexible, account statements using a savings book / e-statement.
  • Safe, see the development of savings from internet / mobile banking.

The advantage

Student Deposits

Realizing the young generation achieve their goals early on

Excellence
  • Practical, banking services in the form of education
  • Convenient, pick-up service and field trip can be done
  • Free, Administration fee
The advantage

Basic Account Savings


Excellence

My savings

Excellence

  • Free, savings administration fees
  • Light, deposit fees
  • Small, account closing costs

The advantage

Head Office
Gedung Artha Graha
Kawasan Niaga Terpadu Sudirman (SCBD)
Jl. Jend. Sudirman Kav. 52 - 53 Jakarta Selatan -12190
Telp: (021) 515-2168 (Hunting)
Fax : (021) 515-3892
Bank Artha Graha Internasional INPC

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Bank Artha Graha Internasional INPC