Establishment of Bank Bumi Arta
Bank Bumi Arta which was originally named Bank Bumi Arta Indonesia was established in Jakarta on March 3, 1967 with the Operational Headquarter at Jalan Tiang Bendera III No. 24, West Jakarta.
Merger with Bank Duta Nusantara
On September 18, 1976, Bank Bumi Arta obtained the permission from the Minister of Finance of the Republic of Indonesia to merge its business with Bank Duta Nusantara. The merger aimed to strengthen the capital structure, the Bank's management, and expand the network of the Bank's operations. Eight branches of Bank Duta Nusantara in Jakarta, Bandung, Semarang, Surakarta, Surabaya, Yogyakarta and Magelang became the branch offices of Bank Bumi Arta. The branch offices in Yogyakarta and Magelang were then transferred to Medan and Bandar Lampung up to this day.
Exchange Bank
Subsequently, along with Government policy within the October Package (PAKTO) of 1988 in which banks were given greater opportunities to expand their businesses, and due to the long preparations and instructions from the manager of the Bank, on August 20, 1991 with the approval of Bank Indonesia, Bank Bumi Arta was upgraded to a foreign exchange bank. Bank Bumi Arta started to independently perform foreign exchange transactions at the Operational Headquarter at Jalan Roa Malaka Selatan since December 2, 1991 and up to this day the network of international correspondent banks of Bank Bumi Arta embraces approximately 130 banks in different continents around the world.
Change of Name
On June 10, 1992, the Operational Headquarter of Bank Bumi Arta moved from Jalan Roa Malaka Selatan No. 12-14, Jakarta Barat to Jalan Wahid Hasyim No. 234, Jakarta Pusat. To facilitate the introduction of our Bank to the community, on September 14, 1992 with the permission of the Minister of Justice of the Republic of Indonesia, the name Bank Bumi Arta Indonesia was changed to Bank
Bumi Arta.
Bank Bumi Arta Goes Public
To strengthen the capital structure, the Bank's operations and with a more professional and transparent bank management, based on the principle of Good Corporate Governance and Risk Management, on June 1, 2006 Bank Bumi Arta carried out an Initial Public Offering (IPO) by listing its shares in The Jakarta Stock Exchange amounted to as many as 210,000,000 shares or 9.10% of the issued shares, hence since then Bank Bumi Arta became a publicly listed company. Bank Bumi Arta BNBA
Bank Bumi Arta which was originally named Bank Bumi Arta Indonesia was established in Jakarta on March 3, 1967 with the Operational Headquarter at Jalan Tiang Bendera III No. 24, West Jakarta.
Merger with Bank Duta Nusantara
On September 18, 1976, Bank Bumi Arta obtained the permission from the Minister of Finance of the Republic of Indonesia to merge its business with Bank Duta Nusantara. The merger aimed to strengthen the capital structure, the Bank's management, and expand the network of the Bank's operations. Eight branches of Bank Duta Nusantara in Jakarta, Bandung, Semarang, Surakarta, Surabaya, Yogyakarta and Magelang became the branch offices of Bank Bumi Arta. The branch offices in Yogyakarta and Magelang were then transferred to Medan and Bandar Lampung up to this day.
Exchange Bank
Subsequently, along with Government policy within the October Package (PAKTO) of 1988 in which banks were given greater opportunities to expand their businesses, and due to the long preparations and instructions from the manager of the Bank, on August 20, 1991 with the approval of Bank Indonesia, Bank Bumi Arta was upgraded to a foreign exchange bank. Bank Bumi Arta started to independently perform foreign exchange transactions at the Operational Headquarter at Jalan Roa Malaka Selatan since December 2, 1991 and up to this day the network of international correspondent banks of Bank Bumi Arta embraces approximately 130 banks in different continents around the world.
Change of Name
On June 10, 1992, the Operational Headquarter of Bank Bumi Arta moved from Jalan Roa Malaka Selatan No. 12-14, Jakarta Barat to Jalan Wahid Hasyim No. 234, Jakarta Pusat. To facilitate the introduction of our Bank to the community, on September 14, 1992 with the permission of the Minister of Justice of the Republic of Indonesia, the name Bank Bumi Arta Indonesia was changed to Bank
Bumi Arta.
Bank Bumi Arta Goes Public
To strengthen the capital structure, the Bank's operations and with a more professional and transparent bank management, based on the principle of Good Corporate Governance and Risk Management, on June 1, 2006 Bank Bumi Arta carried out an Initial Public Offering (IPO) by listing its shares in The Jakarta Stock Exchange amounted to as many as 210,000,000 shares or 9.10% of the issued shares, hence since then Bank Bumi Arta became a publicly listed company. Bank Bumi Arta BNBA
Vision
Becoming the most reliable bank based on the principle of prudance in providing the best service so that it can provide added value to stakeholder.
Mission
Becoming the most reliable bank based on the principle of prudance in providing the best service so that it can provide added value to stakeholder.
Mission
- Developing the banking business optimally by various resources within the acceptable risk limit.
- Carrying out bank activities under the principle of Good Corporate Governance and Risk Management.
- Professionally functioning the organization by sustainably developing human resources in order to be able to provide consistent best service in the national and international business activity. Bank Bumi Arta BNBA
Value
Bank Bumi Arta has corporate culture in compliance with its vision and mission and has been disseminated to all employees to create conducive working atmosphere and productive working ethics.
Bank Bumi Arta has corporate culture in compliance with its vision and mission and has been disseminated to all employees to create conducive working atmosphere and productive working ethics.
Each employee of Bank Bumi Arta must work Calmly, Orderly,Diligently,Accurately and Correctly so that each work produced will be Effective and Efficie Bank Bumi Arta BNBA
Work Ethic
In order to support the achievement of positive and productive performance, any employee of Bank Bumi Arta must work under the working ethos "WARM" as follows :
Work Ethic
In order to support the achievement of positive and productive performance, any employee of Bank Bumi Arta must work under the working ethos "WARM" as follows :
Welcome OUR Customers
Every time we meet with customers and co-workers, we must behave politely, polite and heartfelt that greeted them with a smile, make eye contact, greetings, using the name if we already know and always proactive in offering assistance.
Acknowledge OUR Customer Needs
Every customer and co-workers have different needs, therefore we must know their specific needs. communicate well and anticipate their every need to control the entire knowledge of products, services and work processes in the Bank Bumi Arta. In addition, provide options and alternatives to fit their needs.
Solve OUR Customer Problems
Every customer and fellow co-workers often have the problem that we have to help solve them. For every problem that needs help, we should ask him to clarify the problems, took over, finishing and making sure that we provide appropriate solutions to the existing problems.
Make OUR Customers Satisfy
Make sure every service that we provide to customers and co-workers to satisfy them by always doing something unusual with remarkable way and provide services that exceed their expectations. Bank Bumi Arta BNBA
Every time we meet with customers and co-workers, we must behave politely, polite and heartfelt that greeted them with a smile, make eye contact, greetings, using the name if we already know and always proactive in offering assistance.
Acknowledge OUR Customer Needs
Every customer and co-workers have different needs, therefore we must know their specific needs. communicate well and anticipate their every need to control the entire knowledge of products, services and work processes in the Bank Bumi Arta. In addition, provide options and alternatives to fit their needs.
Solve OUR Customer Problems
Every customer and fellow co-workers often have the problem that we have to help solve them. For every problem that needs help, we should ask him to clarify the problems, took over, finishing and making sure that we provide appropriate solutions to the existing problems.
Make OUR Customers Satisfy
Make sure every service that we provide to customers and co-workers to satisfy them by always doing something unusual with remarkable way and provide services that exceed their expectations. Bank Bumi Arta BNBA
Go Public Proudly on June 1, 2006, P.T. Bank Bumi Arta, Tbk. listed its shares on the Jakarta Stock Exchange and now officially becomes P.T. Bank Bumi Arta, Tbk.
Golden Trophy 2006 Golden Trophy 2006 award from InfoBank Magazine, based on the ‘Very Good’ Financial Performance for the period of 2001-2005 out of 131 Banks in Indonesia.
Golden Trophy 2007 Golden Trophy 2007 award from InfoBank Magazine, based on the ‘Very Good’ Financial Performance for the period of 2002-2006 out of 130 Banks in Indonesia.
InfoBank Award 2012 InfoBank Award 2012 from InfoBank Magazine, based on the ‘Very Good’ Financial Performance for the year 2011 out of 120 Banks in Indonesia.
Anugerah Citra Indonesia 2013 On the accomplishment and hard work, Bank Bumi Arta was awarded with Anugerah Citra Indonesia 2013 for the category of The Best Improvement Bank Of The Year.
Best Banks 2013 from the Investor Magazine Award from the Investor Magazine, as the Best Bank in the Category of Commercial Bank with Asset of over IDR 1 Trillion - IDR 25 Trillion.
InfoBank Award 2014 InfoBank Award 2014 from InfoBank Magazine, presented the title of 'Very Good' for financial performance in 2013. Bank Bumi Arta BNBA
Golden Trophy 2006 Golden Trophy 2006 award from InfoBank Magazine, based on the ‘Very Good’ Financial Performance for the period of 2001-2005 out of 131 Banks in Indonesia.
Golden Trophy 2007 Golden Trophy 2007 award from InfoBank Magazine, based on the ‘Very Good’ Financial Performance for the period of 2002-2006 out of 130 Banks in Indonesia.
InfoBank Award 2012 InfoBank Award 2012 from InfoBank Magazine, based on the ‘Very Good’ Financial Performance for the year 2011 out of 120 Banks in Indonesia.
Anugerah Citra Indonesia 2013 On the accomplishment and hard work, Bank Bumi Arta was awarded with Anugerah Citra Indonesia 2013 for the category of The Best Improvement Bank Of The Year.
Best Banks 2013 from the Investor Magazine Award from the Investor Magazine, as the Best Bank in the Category of Commercial Bank with Asset of over IDR 1 Trillion - IDR 25 Trillion.
InfoBank Award 2014 InfoBank Award 2014 from InfoBank Magazine, presented the title of 'Very Good' for financial performance in 2013. Bank Bumi Arta BNBA
BBA SAVINGS
BBA Savings is a product created for the convenience in transaction, accompanied with a BBA Cash ATM card that function as an ID card for Debit transaction by ATM. BBA Savings provide an easy way for banking transaction starting with withdrawal, deposit, and fund transfer as well as a way to pay for goods and service
Only with an initial deposit of IDR 100,000,- you can immediately have a Tabungan BBA account
Appealing interest rate
Opening an account, depositing and withdrawing savings can be done online at all branches of Bank Bumi Arta
Advantages
BBA Savings is a product created for the convenience in transaction, accompanied with a BBA Cash ATM card that function as an ID card for Debit transaction by ATM. BBA Savings provide an easy way for banking transaction starting with withdrawal, deposit, and fund transfer as well as a way to pay for goods and service
Only with an initial deposit of IDR 100,000,- you can immediately have a Tabungan BBA account
Appealing interest rate
Opening an account, depositing and withdrawing savings can be done online at all branches of Bank Bumi Arta
Advantages
| - | Only with an initial deposit of IDR 100,000,- you can immediately have a Tabungan BBA account | |
| - | Appealing interest rate | |
| - | Opening an account, depositing and withdrawing savings can be done online at all branches of Bank Bumi Arta | |
| - | You will receive a Bank Bumi Arta ATM Cash card that functions as cash withdrawals, balance inquiries and transfer to all of the Bank in Indonesia | |
| - | You can use ATM machines at all ATM machines of Participating PRIMA Network or ATM Bersama across all of Indonesia | |
| - | Bank Bumi Arta ATM Cash card can be used as a Debit Card at merchants bearing the Debit PRIMA logo or ATM Bersama logo Bank Bumi Arta BNBA | |
Kesras Savings
Tabungan Kesra is a Saving that offer the simplicity of transaction with added benifit of prize lottery every 6 (six) months. BBA CASH ATM card is also included in Tabungan Kesra account, used for either ATM transaction or Debut transaction. Tabungan Kesra
provide an easy way for banking transaction starting with withdrawal,
deposit, and fund transfer as well as a way to pay for goods and
services.
| Advantages | ||
| - | Each multiple balance of IDR 100,000,- earns a 1 point chance in the lottery program which is drawn every 6 months, with the following details: | |
| Total | Prize Nominal | |
| 1st Prize | 1 | 1 Unit Honda Mobilio RS |
| 2nd Prize | 1 | 1 Unit Honda Brio Satya |
| 3rd Prize | 5 | @ IDR 10,000,000,- |
| 4th Prize | 10 | @ IDR 1,000,000,- |
| - | Receive a direct reward for each new Kesra account opening | |||||||||||
| - | Attractive Interest Rates | |||||||||||
| - | Opening an account, depositing and withdrawing savings can be made online at all branches of Bank Bumi Arta | |||||||||||
| - | You will receive a Bank Bumi Arta ATM Cash card that functions as cash withdrawals, balance inquiries and online transfer to all of the Bank in Indonesia | |||||||||||
| - | You can use ATM machines at all ATM machines of Participating PRIMA Network or ATM Bersama across all of Indonesia | |||||||||||
| - | Bank Bumi Arta ATM Cash card can be used as a Debit Card at merchants bearing the Debit PRIMA logo or ATM Bersama logo | |||||||||||
| Convenient Transaction | ||||||||||||
| Bank Bumi Arta SMS Banking Facility and Bank Bumi Arta Phone Banking add convenience for your transaction anywhere and anytime hence you can utilize your time more freely | ||||||||||||
| Requirements | ||||||||||||
| - | A new Customer (CIF) who has never opened an account at Bank Bumi Arta | |||||||||||
| - | Initial Deposit of IDR 500,000,- | |||||||||||
| - | The subsequent minimum deposit of IDR 10,000,- | |||||||||||
| - | Minimum withdrawal of IDR 125,000,- | |||||||||||
| - | At each withdrawal (Cash / Debit Account) at the Branch Office, Savers must indicate the Passbook | |||||||||||
| Documents Required | ||||||||||||
| Fill out and Sign : | ||||||||||||
| 1. | Customer Data Form | |||||||||||
| 2. | Application Form of Account Opening | |||||||||||
| 3. | General Conditions of Account Opening | |||||||||||
| 4. | Card Sample of Signature | |||||||||||
| Terms and Conditions | ||||||||||||
| 1. | If there is no transaction in 6 (six) months, the account will be considered as Inactive Account and will be charged with a fee. | |||||||||||
| 2. | For Inactive Account and which data cannot be updated will be charged with a fee. | |||||||||||
| 3. | Bank account with total balances below the minimum balance will be close by the Bank. | |||||||||||
| Attached Documents | ||||||||||||
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1. Individual (citizen or foreigners) Identity cards (ID cards, driver's license, passport, Temporary Living Permit (KIMS), Temporary Stay Permit (KITAS), Student Card) |
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BBA US Dollar
Tabungan BBA US Dollar is a saving in USD that can be used in business, travelling, and also for investing.
| Advantages | ||
| - | There is no monthly administration fee | |
| - | Cash can be withdrawn as USD Bank Note without any charges up to the amount of withdrawal of USD 10,000 | |
| - | Safe, practical, and profitable | |
| Requirements | ||
| - | Individual Customer | |
| - | The initial deposit of USD 100 | |
| - | Minimum balance of USD 100 | |
| - | Minimum subsequent deposit of USD 10 | |
| - | At each withdrawal (cash / debit account), Savers must indicate the Passbook | |
| - | Transactions of BBA US Dollar Savings can be made online except for cash withdrawals in USD Bank Note which can only be done at the Branch / Branch helper of the initial account opening | |
| Documents Required | ||
| Fill out and Sign : | ||
| 1. | Customer Data Form | |
| 2. | Account Opening Application Form | |
| 3. | General Conditions Account Opening | |
| 4. | Sample Signature Card | |
| Terms and Conditions | ||
| 1. | Withdrawal exceeded USD 10.000,- in one month will be charge with Provisional fee | |
| 2. | Withdrawal USD in Cash can only be done Account Application Office. | |
| Attached Documents | ||
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1. Individuals Identity Card (ID card, driver's license, passport, Temporary Living Permit (KIMS), Temporary Stay Permit (KITAS)) |
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2. Joint Account Identity Card of each account holder Bank Bumi Arta BNBA | |
Retirement Savings
Retirement Savings is a saving account targeted for retired government employees and military force for pension.
| Advantages | ||
| - | Fitted with attractive interest | |
| - | Without any initial deposit | |
| - | Free administrative fees | |
| Requirements | ||
| - | Tabungan Pensiun is opened for customers or heirs (successors), on pension received from PT. TASPEN or PT. ASABRI each month | |
| - | With a minimum balance of IDR 2,500,- | |
| Terms and Condition | ||
| 1. | If there is no transaction in 6 (six) months, the account will be considered as Inactive Account and will be charged with a fee. | |
| 2. | If there is no receiver for the pension, the fund will be returned to PT. TASPEN or PT. ASABRI. | |
| Documents Required | ||
| 1. | Opening of Tabungan Pensiun Account for PT. TASPEN MUST fill out and sign : | |
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- Opening Form of Tabungan Pensiun - Salary Retirement Decision card - A copy of ID card - Statement Form of payment through the account (SP3R) of PT. TASPEN and submitted to the Office of PT.TASPEN |
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| 2. | Opening of Tabungan Pensiun account for PT. ASABRI MUST fill out and sign: | |
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- Form of Opening a Tabungan Pensiun - Data Card of Pension Recipient - Statement Form of Retirement Payments through the account (SP3R) of PT. ASABRI and submitted to the office of PT.ASABRI Bank Bumi Arta BNBA | |
My Savings
My Savings a personal saving account with low requirement. My Savings
is organized by all the Bank in Indonesia, with the purpose of growing
the habit of saving as well as improving the welfare. There is no
monthly administration fee for My Savings.
| Advantages | ||
| - | Mild initial deposit | |
| - | Free administrative fees | |
| - | Deposits and withdrawals of savings can be made at any time | |
| - | Cash withdrawal and transfer can be done online over the counter at the whole office network of the Bank Bumi Arta | |
| Requirements | ||
| - | Initial deposit of Rp. 20,000,- | |
| - | Minimum balance of Rp. 20,000,- | |
| - | Minimum subsequent deposit of Rp. 10,000,- | |
| - | Minimum withdrawal of Rp. 100,000,- | |
| - | For each cash withdrawal, the customer must indicate the Passbook | |
| - | 1 Customer may only open one TabunganKu Account | |
| - | Joint Account is prohibited | |
| - | Savers under guardianship must use the name of the parents, that is by using "QQ" | |
| Terms and Conditions | ||
| 1. | If there is no transaction in 6 (six) months, the account will be considered as Inactive Account and will be charged with a fee. | |
| 2. | For Inactive Account and which data cannot be updated will be charged with a fee. | |
| 3. | Bank account with total balances below the minimum balance will be close by the Bank. | |
| Documents Required | ||
| - |
Fill Out and Sign : 1. Customer Data Form 2. Application Form of Opening the TabunganKu Savings Account 3. General Conditions of Account Opening 4. Sample Card of Signature |
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| - | A copy of ID (ID Card/Driver’s License) | |
| - | Students under 17 years old may use a student card or a statement from school accompanied by an identity document and a letter of consent from a parent or other person responsible for the student Bank Bumi Arta BNBA | |
Multi Purpose Savings BBA (TaMu BBA)
TaMu is savings with prizes in which customers can
choose the amount of investments that are tailored to the prize and
selection of the period stipulated by the Bank
| Advantages | ||
| - | Tabungan MultiGuna has several types of gift options that can be directly selected by savers | |
| - | At the end of the investment period the customer will obtain a return on investment as planned | |
| - | Free to determine the period of savings and investment types that corresponds to the Bank offers | |
| - | Free administrative fees and the fee of closing the account | |
| - | Customers may open more than one account | |
| - | Attractive fixed interest rate | |
| Requirements | ||
| 1. | Specialized for Indonesian citizens of at least 17 years | |
| 2. | Opening a joint account or an account representative (QQ) is prohibited | |
| 3. | Must have BBA Savings Account / BBA Tabungan Kesra as the primary account | |
| 4. | Main account should not be closed as long as the BBA TaMu account is active | |
| 5. | The BBA TaMu account cannot be used for customer transactions | |
| 6. | At maturity the entire outstanding balance of the BBA TaMu Savings will be credited to the main account | |
| Terms and Conditions | ||
| - | If the cashing happens before the due date, the account will be charge with a fee. | |
| Documents Required | ||
| - |
Fill out and Sign : 1. Customer Data Form 2. Application Form of Opening the TaMu Savings Account 3. Sample Card of Signature |
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| - | A copy of ID (ID Card/Driver’s License) Bank Bumi Arta BNBA | |
Super Term Savings BBA (TangKaS BBA)
BBA TangKaS is a savings deposit in which the
customer can choose the initial deposit, monthly deposits and term
options that have been set by the Bank
| Advantages | ||
| - | Tabungan Berjangka Super has several types of options that can be directly selected by savers | |
| - | At the end of the investment period the customer will obtain a return on investment as planned | |
| - | Free to determine the period of savings and investment types that corresponds to the Bank offers | |
| - | Free administrative fees and the fee of closing the account | |
| - | Free to choose the date of the monthly auto debit | |
| - | Customers may open more than one account | |
| - | Appealing fixed interest rate | |
| Requirements | ||
| 1. | Specialized for Indonesian citizens of at least 17 years | |
| 2. | Opening a joint account or an account representative (QQ) is prohibited | |
| 3. | Must have BBA Savings Account / BBA Tabungan Kesra as the primary account | |
| 4. | Main account should not be closed as long as the BBA TangkaS account is active | |
| 5. | The BBA TangkaS account cannot be used for customer transactions. Monthly deposit to be deposited into the main account | |
| 6. | At maturity the entire outstanding balance of the BBA TangkaS Savings will be credited to the main account | |
| Terms and Conditions | ||
| 1. | If the cashing happens before the due date, the account will be charge with a fee equals to the starting balance. | |
| 2. | If there is no deposit in 2 (two) months, Tangkas BBA account will be closed and charged with a penalty fee. | |
| 3. | Return Policy : | |
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a. Bank will help to exchange the returned item if the claim is within 1 (one) work day after the receiving date. | |
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b. After the 1 (one) work day, the return can be done by Service Center. | |
| Documents Required | ||
| - |
Fill out and Sign : 1. Customer Data Form 2. Application Form of Account Opening 3. Sample Card of Signature |
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| - | A copy of ID (ID Card/Driver’s License) Bank Bumi Arta BNBA | |
IDR Term Deposit
IDR Term Deposit can be adjusted to your economic planning with specific tenor.
| Advantages | ||
| - | Competitive interest rate | |
| - | Principal deposit will automatically be renewed upon maturity | |
| - | Can be used as loan collateral at Bank Bumi Arta | |
| - | Available with a choice of periods of 1, 3, 6, or 12 months | |
| - | Payment of interest is paid at maturity, with methods that can be chosen by the Customer : | |
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| Facilities | ||
| - | Receive a Deposit Slip as proof of saving | |
| - | Receive advise as proof of valid ARO deposit extension | |
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There are two types of extensions : a. Normal Term Deposit (Non-ARO) |
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Term Deposit that matures at the end of the agreed period of time | |
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b. Automated Roll Over (ARO) Term Deposit | |
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Deposit will automatically extend for the same period of time without notice to the depositor and the interest will increase the nominal principal at each extension | |
| Requirements | ||
| 1. | Minimum Deposit of IDR 8,000,000,- | |
| 2. | Deposit slip is non-transferable | |
| Terms and Condition | ||
| 1. | If the cashing happens before the due date, the account will be charge with a fee equals to the starting balance. The exception is if the due date is on public holiday, therefore the cashing can be done at the next work day. | |
| 2. | There will be fluctuation in Interest Rate according to the market rate. | |
| 3. | Please store the deposit slip in a safe place to prevent problem at the due date. | |
| Required Documents | ||
| 1. |
Fill in and Sign : - Customer Data Form - Application Form of Account Opening - General requirements of Opening an Account - Card Sample of Signature |
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| 2. |
Individual (citizen or foreigners) - Identity card (ID cards, driver's license, passport, Temporary Living Permit (KIMS), Temporary Stay Permit (KITAS)) |
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| 3. | Company - Deed of Establishment and the amendments - NPWP, SIUP and TDP - Identity Card of the company manager |
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| 4. | Join Account - Identity card of each account owner Bank Bumi Arta BNBA | |
USD Term Deposit
| Advantages | ||
| - | Competitive interest rate | |
| - | Principal deposit will automatically be renewed upon maturity | |
| - | Can be used as loan collateral at Bank Bumi Arta | |
| - | Available with a choice of periods of 1, 3, 6, or 12 months | |
| - | Payment of interest is paid at maturity, with methods that can be chosen by the Customer : | |
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| Facilities | ||
| - | Receive a Deposit Slip as proof of saving | |
| - | Receive advise as proof of valid ARO deposit extension | |
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There are two types of extensions : a. Normal Term Deposit (Non-ARO) |
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Term Deposit that matures at the end of the agreed period of time | |
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b. Automated Roll Over (ARO) Term Deposit | |
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Deposit will automatically extend for the same period of time without notice to the depositor and the interest will increase the nominal principal at each extension | |
| Requirements | ||
| 1. | Minimum Deposit of USD 1,000 | |
| 2. | Deposit slip is non-transferable | |
| 3. | Transfer to the Bank Bumi Arta account and SKN (National Clearing System) to Other Banks in Rupiah currency will be converted using the applicable TT exchange rate of the Bank | |
| 3. | Deposit in USD currency of more than USD 25,000 must attach a statement & underlying letter | |
| Required Documents | ||
| 1. |
Fill in and Sign : - Customer Data Form - Application Form of Account Opening - General requirements of Opening an Account - Card Sample of Signature |
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| 2. |
Individual (citizen or foreigners) - Identity card (ID cards, driver's license, passport, Temporary Living Permit (KIMS), Temporary Stay Permit (KITAS)) |
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| 3. | Company - Deed of Establishment and the amendments - NPWP, SIUP and TDP - Identity Card of the company manager |
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| 4. | Join Account - Identity card of each account owner Bank Bumi Arta BNBA | |
Deposito On Call
Deposito On Call is a reliable way for investing which give an attractive interest rate with time limit of below 1 (one) month
| Advantages | ||
| - | Only for deposit below 1 (one) month. | |
| - | Nominal, placement, and Interest Rate depends on the agreement between Bank and Customer. | |
| - | Withdrawal of Deposito On Call must be reported to Bank minimal 1 (one) day before the withdrawal. | |
| Facility | ||
| - | Receive a deposit slip as a proof of saving | |
| Requirements | ||
| 1. | Minimum Deposit of Rp. 500.000.000,- | |
| 2. | Deposit slip is non-transferable | |
| Terms and Condition | ||
| 1. | If the cashing happens before the due date, the account will be charge with a fee equals to the starting balance. The exception is if the due date is on public holiday, therefore the cashing can be done at the next work day. | |
| 2. | Please store the deposit slip in a safe place to prevent problem at the due date. | |
| Required Documents | ||
| 1. |
Fill in and Sign : - Customer Data Form - Application Form of Account Opening - General requirements of Opening an Account - Card Sample of Signature |
|
| 2. |
Individual (citizen or foreigners) - Identity card (ID cards, driver's license, passport, Temporary Living Permit (KIMS), Temporary Stay Permit (KITAS)) |
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| 3. | Company - Deed of Establishment and the amendments - NPWP, SIUP and TDP - Identity Card of the company manager |
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| 4. | Join Account - Identity card of each account owner Bank Bumi Arta | |
Deposito Plus
Deposito Plus is the opening of a deposit account
and Tabungan Kesra all at once so that is give twice the advantage to
the customer.
| Balance | Min. Tabungan Kesra | |
| IDR 10 million up to < IDR 25 million | + | Rp. 5,000,000,- |
| IDR 25 million up to < IDR 50 million | + | Rp. 10,000,000,- |
| ≥ IDR 50 million up to < IDR 100 million | + | Rp. 15,000,000,- |
| ≥ IDR 100 million up to < IDR 250 million | + | Rp. 20,000,000,- |
| ≥ IDR 250 million up to < IDR 500 million | + | Rp.25,000,000,- |
| *) Update 06 March 2018 | ||
| Advantages | ||
| - | The interest rate is higher than the counter interest rate | |
| - | No savings blocking | |
| - | Secure due to the non-transferability | |
| - | Available with a choice of periods of 1, 3, 6, or 12 months | |
| Requirements | ||
| 1. | Valid for new Customers (who does not have a Bank Bumi Arta account) | |
| 2. | The source of fund does not come from transfer / disbursement of other Bank Bumi Arta deposits (fresh fund) | |
| 3. | Valid for Joint Account (AND/OR) Trust account (QQ) | |
| 4. | The Placement of Deposit and Savings must be done within the same month | |
| 5. | 1 (one) customer may only be permitted to own 1 deposito plus account | |
| 6. | The name on the deposit account and tabungan kesra must be under the same name | |
| 7. | Deposit may not be broken / disbursed prior to maturity | |
| 8. | Payment of deposit interest must be credited monthly into the Savings account of the concerned | |
| Terms and Condition | ||
| 1. | Tabungan Kesra account will be blocked as part of the agreement as long as Deposito Plus is active. | |
| 2. | If the cashing happens before the due date, the account will be charge with a fee equals to the starting balance. The exception is if the due date is on public holiday, therefore the cashing can be done at the next work day. | |
| 3. | Please store the deposit slip in a safe place to prevent problem at the due date. | |
| 4. | If there is no transaction in 6 (six) months for Tabung Kesra, the account will be considered as Inactive Account and will be charged with a fee. | |
| 5. | For Inactive Account and which data cannot be updated will be charged with a fee. | |
| Required Documents | ||
| 1. |
Fill in and Sign : - Customer Data Form - Application Form of Account Opening - General requirements of Opening an Account - Card Sample of Signature |
|
| 2. |
Individual (citizen or foreigners) - Identity card (ID cards, driver's license, passport, Temporary Living Permit (KIMS), Temporary Stay Permit (KITAS)) |
|
| 3. | Company - Deed of Establishment and the amendments - NPWP, SIUP and TDP - Identity Card of the company manager |
|
| 4. | Join Account - identity card of each account owner Bank Bumi Arta BNBA | |
Deposito Premium
Deposito Premium is a deposit that has a higher Interest Rate than the other deposit.
| Advantages | ||
| - | The interest rate is higher than the counter interest rate | |
| - | Secure due to the non-transferability | |
| - | Can be used as loan collateral at Bank Bumi Arta | |
| - | Available with a choice of periods of 1, 3, 6, or 12 months | |
| Requirements | ||
| 1. | Minimum placement in deposito premium is IDR 500 million | |
| 2. | Valid for old and new customers | |
| 3. | The use of "AND" or "OR" may be included in this promo program | |
| 4. | Deposit may not be broken / disbursed prior to maturity | |
| Terms and Condition | ||
| 1. | If the cashing happens before the due date, the account will be charge with a fee equals to the starting balance. The exception is if the due date is on public holiday, therefore the cashing can be done at the next work day. | |
| 2. | Please store the deposit slip in a safe place to prevent problem at the due date. | |
| Required Documents | ||
| 1. |
Fill in and Sign : - Customer Data Form - Application Form of Account Opening - General requirements of Opening an Account - Card Sample of Signature |
|
| 2. |
Individual (citizen or foreigners) - Identity card (ID cards, driver's license, passport, Temporary Living Permit (KIMS), Temporary Stay Permit (KITAS)) |
|
| 3. | Company - Deed of Establishment and the amendments - NPWP, SIUP and TDP - Identity Card of the company manager |
|
| 4. | Join Account - Identity card of each account owner Bank Bumi Arta bana |
|
Deposito Premium
Deposito Premium is a deposit that has a higher Interest Rate than the other deposit.
| Advantages | ||
| - | The interest rate is higher than the counter interest rate | |
| - | Secure due to the non-transferability | |
| - | Can be used as loan collateral at Bank Bumi Arta | |
| - | Available with a choice of periods of 1, 3, 6, or 12 months | |
| Requirements | ||
| 1. | Minimum placement in deposito premium is IDR 500 million | |
| 2. | Valid for old and new customers | |
| 3. | The use of "AND" or "OR" may be included in this promo program | |
| 4. | Deposit may not be broken / disbursed prior to maturity | |
| Terms and Condition | ||
| 1. | If the cashing happens before the due date, the account will be charge with a fee equals to the starting balance. The exception is if the due date is on public holiday, therefore the cashing can be done at the next work day. | |
| 2. | Please store the deposit slip in a safe place to prevent problem at the due date. | |
| Required Documents | ||
| 1. |
Fill in and Sign : - Customer Data Form - Application Form of Account Opening - General requirements of Opening an Account - Card Sample of Signature |
|
| 2. |
Individual (citizen or foreigners) - Identity card (ID cards, driver's license, passport, Temporary Living Permit (KIMS), Temporary Stay Permit (KITAS)) |
|
| 3. | Company - Deed of Establishment and the amendments - NPWP, SIUP and TDP - Identity Card of the company manager |
|
| 4. | Join Account - Identity card of each account owner Bank Bumi Arta BNBA |
|
Individual IDR Giro
Giro Rupiah is a flexible product and a way to facilitate customer's business that allows easier way for transaction.
| Advantages | ||
| - | Ease of daily business transactions | |
| - | Obtain competitive Giro Services | |
| - | Equipped with transaction security | |
| - | May receive transfer of fund through ATM PRIMA network | |
| - | Obtain Check and Giro Slips that may be used as payments to third parties | |
| - | Online transactions throughout Bank Bumi Arta office | |
| Requirements | ||
| 1. | Initial deposit of Rp. 500,000,- | |
| 2. | Minimum balance of Rp. 500,000,- | |
| 3. | Account holder MUST have sufficient fund prior to transactions by using Check/Giro Slips | |
| Terms and Condition | ||
| 1. | If the daily balance is below the minimum balance given, the account will be charge with an additional fee. | |
| 2. | If there is 3 (three) times of check/Giro slip cashing OR 1 (one) time of check/Giro slip cashing with funds more than Rp. 500.000.000,- rejected cause by unsufficient fund, the account will be registered in National Blacklist. | |
| 3. | When the account's holder name is registered in National Blacklist by the other Bank(s), that individual account in Bank Bumi Arta will be closed by the Bank. Check/Giro Slip must be returned and the Customer must provide sufficient fund equals to the total of outstanding Check/Giro Slip. | |
| 4. | Inactive Account with 0 (zero) balance will be closed by the Bank. | |
| Required Documents | ||
| 1. |
Fill in and Sign : - Customer Data Form - Application Form of Account Opening - General requirements of Opening an Account - Card Sample of Signature |
|
| 2. |
Individual (citizen or foreigners) - Identity card (ID cards, driver's license, passport, Temporary Living Permit (KIMS), Temporary Stay Permit (KITAS)) - NPWP - If no NPWP is available, attach a Statement Letter of having no NPWP or a Statement Letter of the NPWP is in process |
|
| 3. | If necessary : - General Power of Attorney - Power of Attorney of Giro Account - Power of Attorney for Debet - Power of Attorney to conduct Transfer Bank Bumi Arta BNBA | |
Company IDR Giro
Giro Rupiah is a flexible product and a way to facilitate customer's business that allows easier way for transaction.
| Advantages | ||
| - | Ease of daily business transactions | |
| - | Obtain competitive Giro Services | |
| - | Equipped with transaction security | |
| - | May receive transfer of fund through ATM PRIMA network | |
| - | Obtain Check and Giro Slips that may be used as payments to third parties | |
| - | Online transactions throughout Bank Bumi Arta office | |
| Requirements | ||
| 1. | Initial deposit of Rp. 1,000,000,- | |
| 2. | Minimum balance of Rp. 1,000,000,- | |
| 3. | Account holder must have sufficient fund prior to transactions by using Check/Giro Slips | |
| Terms and Condition | ||
| 1. | If the daily balance is below the minimum balance given, the account will be charge with an additional fee. | |
| 2. | If there is 3 (three) times of check/Giro slip cashing OR 1 (one) time of check/Giro slip cashing with funds more than Rp. 500.000.000,- rejected cause by unsufficient fund, the account will be registered in National Blacklist. | |
| 3. | When the account's holder name is registered in National Blacklist by the other Bank(s), that individual account in Bank Bumi Arta will be closed by the Bank. Check/Giro Slip must be returned and the Customer must provide sufficient fund equals to the total of outstanding Check/Giro Slip. | |
| 4. | Inactive Account with 0 (zero) balance will be closed by the Bank. | |
| Required Documents | ||
| 1. |
Fill in and Sign : - Customer Data Form - Application Form of Account Opening - General requirements of Opening an Account - Card Sample of Signature |
|
| 2. |
Company (citizen or foreigners) - Deed of Establishment / Articles of Association / Amendments - Business permit (SIUP, SITU, TDP) - NPWP - If no NPWP is available, attach a Statement Letter of having no NPWP or a Statement Letter of the NPWP is in process - Identity card of management |
|
| 3. | If necessary : - General Power of Attorney - Power of Attorney of Giro Account - Power of Attorney for Debet - Power of Attorney to conduct Transfer Bank Bumi Arta BNBA | |
Joint Account IDR Giro
Giro Rupiah is a flexible product and a way to facilitate customer's business that allows easier way for transaction.
| Advantages | ||
| - | Ease of daily business transactions | |
| - | Obtain competitive Giro Services | |
| - | Equipped with transaction security | |
| - | May receive transfer of fund through ATM PRIMA network | |
| - | Obtain Check and Giro Slips that may be used as payments to third parties | |
| - | Online transactions throughout Bank Bumi Arta office | |
| Terms and Condition | ||
| 1. | If the daily balance is below the minimum balance given, the account will be charge with an additional fee. | |
| 2. | If there is 3 (three) times of check/Giro slip cashing OR 1 (one) time of check/Giro slip cashing with funds more than Rp. 500.000.000,- rejected cause by unsufficient fund, the account will be registered in National Blacklist. | |
| 3. | When the account's holder name is registered in National Blacklist by the other Bank(s), that individual account in Bank Bumi Arta will be closed by the Bank. Check/Giro Slip must be returned and the Customer must provide sufficient fund equals to the total of outstanding Check/Giro Slip. | |
| 4. | Inactive Account with 0 (zero) balance will be closed by the Bank. | |
| Requirement and Required Documents | ||
| - | Signature authorization arranged by the Customer. | |
| - | In case of 2 Personal Account, the Personal Account requirements are applied. | |
| - | In case of 2 Company Account, the Personal Account requirements are applied. | |
| - | In case of combination between Personal and Company Account, both requirements from Personal and Company are applied. Bank Bumi Arta BNBA | |
Individual USD Giro
| Advantages | ||
| - | Ease of conducting business transactions using USD currency | |
| - | Obtain competitive Giro Services | |
| - | Equipped with transaction security | |
| - | Online transactions throughout Bank Bumi Arta office | |
| Requirements | ||
| 1. | Initial deposit of USD 500 | |
| 2. | Minimum balance of USD 5 | |
| 3. | Deposit in USD currency of more than USD 25,000 must have a statement & underlying letter | |
| Required Documents | ||
| 1. |
Fill in and Sign : - Customer Data Form - Application Form of Account Opening - General requirements of Opening an Account - Card Sample of Signature |
|
| 2. |
Individual (citizen or foreigners) - Identity card (ID cards, driver's license, passport, Temporary Living Permit (KIMS), Temporary Stay Permit (KITAS)) - NPWP - If no NPWP is available, attach a Statement Letter of having no NPWP or a Statement Letter of the NPWP is in process |
|
| 3. | If necessary : - General Power of Attorney - Power of Attorney of Giro Account - Power of Attorney for Debet - Power of Attorney to conduct Transfer Bank Bumi Arta BNBA | |
Company USD Giro
| Advantages | ||
| - | Ease of conducting business transactions using USD currency | |
| - | Obtain competitive Giro Services | |
| - | Equipped with transaction security | |
| - | Online transactions throughout Bank Bumi Arta office | |
| Requirements | ||
| 1. | Initial deposit of USD 1,000 | |
| 2. | Minimum balance of USD 5 | |
| 3. | Account holder MUST have sufficient fund prior to transactions by using Check/Giro Slips | |
| 4. | Deposit in USD currency of more than USD 25,000 must have a statement & underlying letter | |
| Required Documents | ||
| 1. |
Fill in and Sign : - Customer Data Form - Application Form of Account Opening - General requirements of Opening an Account - Card Sample of Signature |
|
| 2. |
Company (citizen or foreigners) - Deed of Establishment / Articles of Association / Amendments - Business permit (SIUP, SITU, TDP) - NPWP - If no NPWP is available, attach a Statement Letter of having no NPWP or a Statement Letter of the NPWP is in process - Identity card of management |
|
| 3. | If necessary : - General Power of Attorney - Power of Attorney of Giro Account - Power of Attorney for Debet - Power of Attorney to conduct Transfer Bank Bumi Arta BNBA | |
USD Giro for Joint Account
| Requirements dan Documents | ||
| 1. | The signature of the Power of Attorney is set by the Customer | |
| 2. | If on behalf of 2 individual Customers, the requirement applies for individual Customer | |
| 3. | If on behalf of 2 company Customers, the requirement applies for company Customer | |
| 4. | If on behalf of a combination of individual and company, the requirement also applies for the combination between the individual and company Bank Bumi Arta BNBA | |
Account Loan
Account Loan is a credit facility that provide the customer
with the importance in money-rotation in the business, where Debtor can
withdraw in advance via Account Loan with the upper limit agreed for each loan, with one year due date.
| Advantages | ||
| 1. | The customer can determine the amount of the loan according to the needs of the business working capital | |
| 2. | The loan interest is calculated only from the credit facility being used at that time | |
| 3. | Competitive loan rates | |
| 4. | The use of the credit facility can be made at any time without prior notice to the Bank | |
| Requirements and Documents (Individual Debtor) | ||
| 1. | Indonesian citizen | |
| 2. | ID of Debtor / Husband / Wife / Guarantor and valid ID of Spouse of Guarantor | |
| 3. | Not in the Black List and the List of Bad Debts | |
| 4. | NPWP, SIUP, and TDP; Family card and birth certificate | |
| 5. | Family card and birth certificate | |
| 6. | Current account for the last 3 months (if already owned) | |
| 7. | Marriage Certificate (If married in Civil Registry / KUA) | |
| 8. | Last child's birth certificate (If it’s unregistered marriage) | |
| 9. | Letter of Name Change (For those who have changed their names) | |
| 10. | Divorce Certificate and Asset Distribution Agreement (For those who are divorced) | |
| Requirements and Documents (Company Debtor) | ||
| 1. | Company / Legal entity in question has been approved by the Ministry of Justice | |
| 2. | A valid identity card from the authorized management | |
| 3. | Not in the Black List and the List of Bad Debts | |
| 4. | NPWP, SIUP, and TDP | |
| 5. | Deed of Establishment (must be in accordance with Law No. 40 of 2007) and Articles of Association up to the last revision, and the announcement in the State Gazette | |
| 6. | Financial statements | |
| 7. | Current account for the last 3 months (if already owned) | |
| 8. | Data of administrators | |
| 9. | Data of shareholders | |
| 10. | Certificate of domicile | |
| 11. | Disorder Act (If the company is engaged in manufacturing) | |
| Warranty : | ||
| 1. |
Land and Building : - Certificates (SHM and HGB) - Deed of Sale and Purchase (AJB) - Building Permit (IMB) and Photo of the Situation and Evidence of Building Implementation - Pictures of Building Plan (Blue Print) and a copy of the latest Land - The latest Building Tax (PBB)along with the copy of STTS (Deposit Receipt) - Insurance policy |
|
| 2. |
Kiosk : - SIPTU (Permit to Use Business Premises) - Kiosk Block Statement from the Local General Trade Market - Insurance policy |
|
| 3. |
Deposits : - Deposit Bilyet and its extension - Power of Attorney for the Disbursement of Deposit |
|
| 4. |
Mobil : - BPKB (Proof of Ownership of Motor Vehicles) - Invoice - Certificate of NIK (Vehicle Identification Number) - 3 Blank Sheet Receipt + 1 piece seal - Friction of the frame and engine numbers - Insurance policy - Blocking Statement of the BPKB from Polda Metro Jaya - Statement of the Show Room to review the BPKB if it has been completed (for a review of the new BPKB car) - Vehicle Order documents (for a review of new cars) Bank Bumi Arta BNBA |
|
Fixed Loan
Fixed Loan is a loan with one-time cash advance in Rupiah or
USD and signed with acceptance. The loan must be repayed in full and can
be repay within the due time.
| Advantages | ||
| 1. | Meet the needs of the business capital of the Customer | |
| 2. | Disbursement of loans made at once in advance | |
| 3. | Customer each month just need to do the payment of interest on the loan while the principal will be repaid when the loan matures | |
| 4. | The use of the credit facility can be made at any time without prior notice to the Bank | |
| Requirements and Documents (Individual Debtor) | ||
| 1. | Indonesian citizen | |
| 2. | ID of Debtor / Husband / Wife / Guarantor and valid ID of Spouse of Guarantor | |
| 3. | Not in the Black List and the List of Bad Debts | |
| 4. | NPWP, SIUP, and TDP | |
| 5. | Family card and birth certificate | |
| 6. | Current account for the last 3 months (if already owned) | |
| 7. | Marriage Certificate (If married in Civil Registry / KUA) | |
| 8. | Last child's birth certificate (If it’s unregistered marriage) | |
| 9. | Letter of Name Change (For those who have changed their names) | |
| 10. | Divorce Certificate and Asset Distribution Agreement (For those who are divorced) | |
| Requirements and Documents (Company Debtor) | ||
| 1. | Company / Legal entity in question has been approved by the Ministry of Justice | |
| 2. | A valid identity card from the authorized management | |
| 3. | Not in the Black List and the List of Bad Debts | |
| 4. | NPWP, SIUP, and TDP | |
| 5. | Deed of Establishment (must be in accordance with Law No. 40 of 2007) and Articles of Association up to the last revision, and the announcement in the State Gazette | |
| 6. | Financial statements | |
| 7. | Current account for the last 3 months (if already owned) | |
| 8. | Data of administrators | |
| 9. | Data of shareholders | |
| 10. | Certificate of domicile | |
| 11. | Disorder Act (If the company is engaged in manufacturing) | |
| Warranty : | ||
| 1. |
Land and Building : - Certificates (SHM and HGB) - Deed of Sale and Purchase (AJB) - Building Permit (IMB) and Photo of the Situation and Evidence of Building Implementation - Pictures of Building Plan (Blue Print) and a copy of the latest Land - The latest Building Tax (PBB) along with the copy of STTS (Deposit Receipt) - Insurance policy |
|
| 2. |
Kiosk : - SIPTU (Permit to Use Business Premises) - Kiosk Block Statement from the Local General Trade Market - Insurance policy |
|
| 3. |
Deposits : - Deposit Bilyet and its extension - Power of Attorney for the Disbursement of Deposit |
|
| 4. |
Cars : - BPKB (Proof of Ownership of Motor Vehicles) - Invoice - Certificate of NIK (Vehicle Identification Number) - 3 Blank Sheet Receipt + 1 piece seal - Friction of the frame and engine numbers - Insurance policy - Blocking Statement of the BPKB from Polda Metro Jaya - Statement of the Show Room to review the BPKB if it has been completed (for a review of the new BPKB car) - Vehicle Order documents (for a review of new cars) Bank Bumi Arta BNBA | |
Demand Loan
Demand Loan is a type of loan with multiple advance
withdrawal which can be withdraw according to the customer's needs and
signed with acceptance.
| Advantages | ||
| 1. | Flexible loan adjusted with the demand and necessity of the customer | |
| 2. | Competitive interest rate | |
| 3. | Provision fees shall only be charged when the available loan facility is used by the Customer | |
| 4. | Loan disbursement as required by the customer can only be made after prior notification to the Bank | |
| 5. | Loan repayment can be made at any time within the loan term | |
| Requirements and Documents (Individual Debtor) | ||
| 1. | Indonesian citizen | |
| 2. | ID of Debtor / Husband / Wife / Guarantor and valid ID of Spouse of Guarantor | |
| 3. | Not in the Black List and the List of Bad Debts | |
| 4. | NPWP, SIUP, and TDP | |
| 5. | Family card and birth certificate | |
| 6. | Current account for the last 3 months (if already owned) | |
| 7. | Marriage Certificate (If married in Civil Registry / KUA) | |
| 8. | Last child's birth certificate (If it’s unregistered marriage) | |
| 9. | Letter of Name Change (For those who have changed their names) | |
| 10. | Divorce Certificate and Asset Distribution Agreement (For those who are divorced) | |
| Requirements and Documents (Company Debtor) | ||
| 1. | Company / Legal entity in question has been approved by the Ministry of Justice | |
| 2. | A valid identity card from the authorized management | |
| 3. | Not in the Black List and the List of Bad Debts | |
| 4. | NPWP, SIUP, and TDP | |
| 5. | Deed of Establishment (must be in accordance with Law No. 40 of 2007) and Articles of Association up to the last revision, and the announcement in the State Gazette | |
| 6. | Financial statements | |
| 7. | Current account for the last 3 months (if already owned) | |
| 8. | Data of administrators | |
| 9. | Data of shareholders | |
| 10. | Certificate of domicile | |
| 11. | Disorder Act (If the company is engaged in manufacturing) | |
| Warranty : | ||
| 1. |
Land and Building : - Certificates (SHM and HGB) - Deed of Sale and Purchase (AJB) - Building Permit (IMB) and Photo of the Situation and Evidence of Building Implementation - Pictures of Building Plan (Blue Print) and a copy of the latest Land - The latest Building Tax (PBB) along with the copy of STTS (Deposit Receipt) - Insurance policy |
|
| 2. |
Kiosk : - SIPTU (Permit to Use Business Premises) - Kiosk Block Statement from the Local General Trade Market - Insurance policy |
|
| 3. |
Deposits : - Deposit Bilyet and its extension - Power of Attorney for the Disbursement of Deposit |
|
| 4. |
Cars : - BPKB (Proof of Ownership of Motor Vehicles) - Invoice - Certificate of NIK (Vehicle Identification Number) - 3 Blank Sheet Receipt + 1 piece seal - Friction of the frame and engine numbers - Insurance policy - Blocking Statement of the BPKB from Polda Metro Jaya - Statement of the Show Room to review the BPKB if it has been completed (for a review of the new BPKB car) - Vehicle Order documents (for a review of new cars) Bank Bumi Arta BNBA | |
Term Loan
Term Loan is the type of loan with repayment in form of basic installment and interest every month for the period of loan.
| Advantages | ||
| 1. | Installment loans to meet the needs of business development of the customer | |
| 2. | Competitive loan rates. | |
| Requirements and Documents (Individual Debtor) | ||
| 1. | Indonesian citizen | |
| 2. | ID of Debtor / Husband / Wife / Guarantor and valid ID of Spouse of Guarantor | |
| 3. | Not in the Black List and the List of Bad Debts | |
| 4. | NPWP, SIUP, and TDP | |
| 5. | Family card and birth certificate | |
| 6. | Current account for the last 3 months (if already owned) | |
| 7. | Marriage Certificate (If married in Civil Registry / KUA) | |
| 8. | Last child's birth certificate (If it’s unregistered marriage) | |
| 9. | Letter of Name Change (For those who have changed their names) | |
| 10. | Divorce Certificate and Asset Distribution Agreement (For those who are divorced) | |
| Requirements and Documents (Company Debtor) | ||
| 1. | Company / Legal entity in question has been approved by the Ministry of Justice | |
| 2. | A valid identity card from the authorized management | |
| 3. | Not in the Black List and the List of Bad Debts | |
| 4. | NPWP, SIUP, and TDP | |
| 5. | Deed of Establishment (must be in accordance with Law No. 40 of 2007) and Articles of Association up to the last revision, and the announcement in the State Gazette | |
| 6. | Financial statements | |
| 7. | Current account for the last 3 months (if already owned) | |
| 8. | Data of administrators | |
| 9. | Data of shareholders | |
| 10. | Certificate of domicile | |
| 11. | Disorder Act (If the company is engaged in manufacturing) | |
| Warranty : | ||
| 1. |
Land and Building : - Certificates (SHM and HGB) - Deed of Sale and Purchase (AJB) - Building Permit (IMB) and Photo of the Situation and Evidence of Building Implementation - Pictures of Building Plan (Blue Print) and a copy of the latest Land - The latest Building Tax (PBB) along with the copy of STTS (Deposit Receipt) - Insurance policy |
|
| 2. |
Kiosk : - SIPTU (Permit to Use Business Premises) - Kiosk Block Statement from the Local General Trade Market - Insurance policy |
|
| 3. |
Deposits : - Deposit Bilyet and its extension - Power of Attorney for the Disbursement of Deposit |
|
| 4. |
Cars : - BPKB (Proof of Ownership of Motor Vehicles) - Invoice - Certificate of NIK (Vehicle Identification Number) - 3 Blank Sheet Receipt + 1 piece seal - Friction of the frame and engine numbers - Insurance policy - Blocking Statement of the BPKB from Polda Metro Jaya - Statement of the Show Room to hand in the BPKB if it has been completed (for a new BPKB car) - Vehicle Order documents (for new cars) Bank Bumi Arta BNBA | |
Export Financing Loan
Export Financing Loan is loan, withdrawn for payment of raw material in Export Activity.
| Advantages | ||
| Meet the needs of the customers to pay for the raw materials of export activities that are evidenced by the issuance of Letter of Credit (L/C) | ||
| Requirements and Documents (Individual Debtor) | ||
| 1. | Indonesian citizen | |
| 2. | ID of Debtor / Husband / Wife / Guarantor and valid ID of Spouse of Guarantor | |
| 3. | Not in the Black List and the List of Bad Debts | |
| 4. | NPWP, SIUP, and TDP | |
| 5. | Family card and birth certificate | |
| 6. | Current account for the last 3 months (if already owned) | |
| 7. | Marriage Certificate (If married in Civil Registry / KUA) | |
| 8. | Last child's birth certificate (If it’s unregistered marriage) | |
| 9. | Letter of Name Change (For those who have changed their names) | |
| 10. | Divorce Certificate and Asset Distribution Agreement (For those who are divorced) | |
| Requirements and Documents (Company Debtor) | ||
| 1. | Company / Legal entity in question has been approved by the Ministry of Justice | |
| 2. | A valid identity card from the authorized management | |
| 3. | Not in the Black List and the List of Bad Debts | |
| 4. | NPWP, SIUP, and TDP | |
| 5. | Deed of Establishment (must be in accordance with Law No. 40 of 2007) and Articles of Association up to the last revision, and the announcement in the State Gazette | |
| 6. | Financial statements | |
| 7. | Current account for the last 3 months (if already owned) | |
| 8. | Data of administrators | |
| 9. | Data of shareholders | |
| 10. | Certificate of domicile | |
| 11. | Disorder Act (If the company is engaged in manufacturing) | |
| Warranty : | ||
| 1. |
Land and Building : - Certificates (SHM and HGB) - Deed of Sale and Purchase (AJB) - Building Permit (IMB) and Photo of the Situation and Evidence of Building Implementation - Pictures of Building Plan (Blue Print) and a copy of the latest Land - The latest Building Tax (PBB) along with the copy of STTS (Deposit Receipt) - Insurance policy |
|
| 2. |
Kiosk : - SIPTU (Permit to Use Business Premises) - Kiosk Block Statement from the Local General Trade Market - Insurance policy |
|
| 3. |
Deposits : - Deposit Bilyet and its extension - Power of Attorney for the Disbursement of Deposit |
|
| 4. |
Cars : - BPKB (Proof of Ownership of Motor Vehicles) - Invoice - Certificate of NIK (Vehicle Identification Number) - 3 Blank Sheet Receipt + 1 piece seal - Friction of the frame and engine numbers - Insurance policy - Blocking Statement of the BPKB from Polda Metro Jaya - Statement of the Show Room to hand in the BPKB if it has been completed (for a new BPKB car) - Vehicle Order documents (for new cars) Bank Bumi Arta BNBA | |
Import Financing Loan
Import Financing Loan is type of loan, withdrawn to fulfill the due Import Activity.
| Advantages | ||
| Meet the needs of customers for import activities in the form of: Post Import Financing (PIF) for the expiation of import documents that are due after all documents payment of customs duties have been met | ||
| Requirements and Documents (Individual Debtor) | ||
| 1. | Indonesian citizen | |
| 2. | ID of Debtor / Husband / Wife / Guarantor and valid ID of Spouse of Guarantor | |
| 3. | Not in the Black List and the List of Bad Debts | |
| 4. | NPWP, SIUP, and TDP | |
| 5. | Family card and birth certificate | |
| 6. | Current account for the last 3 months (if already owned) | |
| 7. | Marriage Certificate (If married in Civil Registry / KUA) | |
| 8. | Last child's birth certificate (If it’s unregistered marriage) | |
| 9. | Letter of Name Change (For those who have changed their names) | |
| 10. | Divorce Certificate and Asset Distribution Agreement (For those who are divorced) | |
| Requirements and Documents (Company Debtor) | ||
| 1. | Company / Legal entity in question has been approved by the Ministry of Justice | |
| 2. | A valid identity card from the authorized management | |
| 3. | Not in the Black List and the List of Bad Debts | |
| 4. | NPWP, SIUP, and TDP | |
| 5. | Deed of Establishment (must be in accordance with Law No. 40 of 2007) and Articles of Association up to the last revision, and the announcement in the State Gazette | |
| 6. | Financial statements | |
| 7. | Current account for the last 3 months (if already owned) | |
| 8. | Data of administrators | |
| 9. | Data of shareholders | |
| 10. | Certificate of domicile | |
| 11. | Disorder Act (If the company is engaged in manufacturing) | |
| Warranty : | ||
| 1. |
Land and Building : - Certificates (SHM and HGB) - Deed of Sale and Purchase (AJB) - Building Permit (IMB) and Photo of the Situation and Evidence of Building Implementation - Pictures of Building Plan (Blue Print) and a copy of the latest Land - The latest Building Tax (PBB) along with the copy of STTS (Deposit Receipt) - Insurance policy |
|
| 2. |
Kiosk : - SIPTU (Permit to Use Business Premises) - Kiosk Block Statement from the Local General Trade Market - Insurance policy |
|
| 3. |
Deposits : - Deposit Bilyet and its extension - Power of Attorney for the Disbursement of Deposit |
|
| 4. |
Cars : - BPKB (Proof of Ownership of Motor Vehicles) - Invoice - Certificate of NIK (Vehicle Identification Number) - 3 Blank Sheet Receipt + 1 piece seal - Friction of the frame and engine numbers - Insurance policy - Blocking Statement of the BPKB from Polda Metro Jaya - Statement of the Show Room to hand in the BPKB if it has been completed (for a new BPKB car) - Vehicle Order documents (for new cars) Bank Bumi Arta BNBA |
|
Investment Loan
Investment Loan is a loan granted for the
purchase of capital goods and services needed for the rehabilitation,
modernization, expansion and relocation projects or new business
establishment
| Advantages | ||
| Meet the needs of the customer by arranging the period of loan with the investment's goal. | ||
| Requirements | ||
| - | The period of loan given is to a maximum of 10 years | |
| Required Documents | ||
| 1. | Project Feasibility Study | |
| 2. | Use Allocation of the Loan Fund | |
| 3. |
Other Document for Individual Customers : - A copy of Identity Card of the debtor - A copy of Identity cards of the spouse - A copy of family card - A copy of Marriage Certificate (for Customers who are married) - A copy of Land and Building Tax / Proof of electricity bill / deed of house purchase - A copy of Tax Identification Number (NPWP) for loans above Rp. 50 million - Current / Savings Account of the debtor for the last 3 months - Original Salary Slip for the last 3 months (ESPECIALLY for Employee Customers) - Original letter of Company Remarks (ESPECIALLY for Employee Customers) - A copy of Practice License (ESPECIALLY for Professional Customers) - A copy of Business Permit (SIUP) and Company Registry Insignia (TDP) (ESPECIALLY for Self-employed Customers) |
|
| 2. |
Other documents for Company Customers : - A copy of NPWP, SIUP and TDP - Current Account for the last 3 months - A copy of the latest Statutes of Incorporation - A copy of the latest Deed of Endorsement from the Minister of Justice - A copy of Domicile Statement - A copy of Financial Statements for the last 2 years - A copy of the Management ID Bank Bumi Arta BNBA | |
Housing Loan
Housing loan is prioritized for customers of
Bank Bumi Arta (BBA) in need and is primarily intended for the purchase
of the general houses, flats, as well as home offices or home stores
| Advantages | ||
| - | Ease of Credit Application | |
| - | Competitive Interest Rate Loan | |
| - | Term of loan up to 15 years | |
| Requirements | ||
| - | Indonesian Citizen of at least 21 years old or married, and a maximum of 55 years old at the time of loan maturity for employees and a maximum of 65 years for the professional | |
| - | Having a steady job and earning sufficiently according to the Bank, either as an employee or self-employed | |
| - | The amount of installment is of a maximum of 1/3 of the gross salary of the debtor / combined income of husband and wife | |
| - | Debtor or the spouse of the Customer is treated as 1 (one) debtor or customer unless an agreement of notarized asset separation is attached, and / or a marriage certificate which states the separation of asset that has been agreed upon in writing and has been endorsed by the Employee of Marriage Registrar (according to Law of the Republic of Indonesia No. 1 of 1974 on Marriage, Article 29) | |
| - | NOT in the Customer of National Black List (DHN) and Bad Debt List | |
| Documents Required | ||
|
Individual Customer - A copy of Identity Card of the debtor - A copy of ID card of the spouse - A copy of family card - A copy of Marriage Certificate (for Customers who are married) - A copy of Tax Identification Number (NPWP) for loans above Rp. 50 million - Current / Savings Account of the debtor for the last 3 months - Statement from the prospective debtors or customers that at least contains information regarding the ongoing Public Housing Program (PPR) (outstanding) and/or which is in the application process, both at Bank Bumi Arta as well as at other Banks - Original Salary Slip for last 3 months (ESPECIALLY for Employee Customers) - Original Statement letter from the Company (ESPECIALLY for Employee Customers) - A copy of Practice License (ESPECIALLY for Professional Customers) - A copy of Business Permit (SIUP) and Company Registry Insignia (TDP) (ESPECIALLY for Self-employed Customers) Bank Bumi Arta |
||
Car Ownership Loan
Car Ownership Loan is prioritized for
customers of Bank Bumi Arta (BBA) in need and is primarily intended for
the purchase of four wheeled vehicles or better condition new and used
vehicles specifically made in Japan and Europe for non-productive
purposes
| Advantages | ||
| - | Ease of Credit Application | |
| - | Competitive Interest Rate Loan | |
| - | Term of loan up to 3 years | |
| Requirements | ||
| - | Indonesian Citizen of at least 21 years old or married and a maximum of 55 years for employees and a maximum of 60 years for the self-employed / professionals at the time of loan maturity | |
| - | Having a steady job and a reasonable income as an employee or self-employed | |
| - | The amount of installment is of a maximum of 1/3 of the total income that can be verified | |
| - | NOT in the Customer of National Black List (DHN) and Bad Debt List | |
| Documents Required | ||
| 1. |
Individual - A copy of Identity Card of the debtor - A copy of ID card of the spouse - A copy of family card - A copy of Marriage Certificate (for Customers who are married) - A copy of Land and Building Tax / Proof of electricity bill / deed of house purchase - A copy of Tax Identification Number (NPWP) for loans above Rp. 50 million - Current / Savings Account of the debtor for the last 3 months - Original Salary Slip for last 3 months (ESPECIALLY for Employee Customers) - Original Statement letter from the Company (ESPECIALLY for Employee Customers) - A copy of Practice License (ESPECIALLY for Professional Customers) - A copy of Business Permit (SIUP) and Company Registry Insignia (TDP) (ESPECIALLY for Self-employed Customers) |
|
| 2. |
Company - A copy of NPWP, SIUP and TDP - Current Account for the last 3 months - A copy of the latest Statutes of Incorporation - A copy of the latest Deed of Endorsement from the Minister of Justice - A copy of Domicile Statement - A copy of Financial Statements for the last 2 years - A copy of the Management ID Bank Bumi Arta BNBA | |
Pension Loan
Pension loan is a loan product of PT. Bank Bumi Arta which is designed for retired customers to receive retirement loans
| Advantages | ||
| - | Flexible loan term ranging up to 15 years (180 months) | |
| - | Loan facility for customers who do not have a Tax Identification Number up to 50 Million Rupiah | |
| - | Loan facility for customers who have a Tax Identification Number up to 250 Million Rupiah | |
| Requirements | ||
| - | Customers with a maximum age limit of 75 years when the installment of pension loan ends | |
| - | Retirement loan is NOT PERMITTED to be a representative loan because the lender (recipient of the pension salary) is immature | |
| Documents required | ||
|
|
- Original SKEP - Original and copy of the Retirement Identity Card or other retirement identity card - Original last Salary Slip - Original and copy of ID card - Original and Copy of family card - Certificate / letter of recommendation from the paymaster / local Post Office HR if necessary - Declaration of Difference in Name if necessary Bank Bumi Arta BNBA | |
Multipurpose Financing
Multipurpose Personal Loans is a loan
installment given to individual debtors for the purpose of fulfilling
any kind of requirements of customers, except requirements that are
contrary to the laws and regulations in force, such as education fund,
home renovation fund, funding for weddings, hospital treatment fund ,
travel fund, etc
| Advantages | ||
| - | Loan up to IDR 5,000,000,000 (five billion rupiah) | |
| - | With the loan period of up to 10 years | |
| Requirements | ||
| - | Indonesian Citizen of at least 21 years of age or married and a maximum of 55 years upon the maturity of the credit for employees and a maximum 65 years for self-employed and professionals | |
| - | Having a steady job and earning sufficiently, either as an employee or self-employed | |
| - | The amount of installment is of a maximum of 1/3 of the gross salary of the debtor / combined income of husband and wife or an amount of which can still be approved by the credit committee | |
| - | Debtor or the spouse of the Customer is treated as 1 (one) debtor or customer unless an agreement of notarized asset separation is attached, and / or a marriage certificate which states the separation of asset that has been agreed upon in writing and has been endorsed by the Employee of Marriage Registrar (according to Law of the Republic of Indonesia No. 1 of 1974 on Marriage, Article 29) | |
| Documents Required | ||
|
Individual Customers: - A copy of Identity Card of the debtor - A copy of Identity cards of the spouse - A copy of family card - A copy of Marriage Certificate (for Customers who are married) - A copy of Tax Identification Number (NPWP) for loans above Rp. 50 million - Current / Savings Account of the debtor for the last 3 months - Original Salary Slip for last 3 months (ESPECIALLY for Employee Customers) - Original Statement letter from the Company (ESPECIALLY Employee Customers) - A copy of Practice License (ESPECIALLY Professional Customers) - A copy of Business Permit (SIUP) and Company Registry Insignia (TDP) (ESPECIALLY Self-employed Customers) Bank Bumi Arta BNBA | ||
Bank Guarantee
Bank Guarantee is a written statement issued by Bank
Bumi Arta at the Inquiry of customers to bear a particular risk
(indemnity) that arises when the insured party cannot meet its
obligations to the party receiving the collateral
| Advantages | ||
| 1. | Facilitate in the efficiency of the customer’s business | |
| 2. | Only charged by the calculated provision from the facility of the bank guarantee Bank Bumi Arta BNBA | |
| Facilities | ||
| 1. | Facilitate Customers and non-Customers to pay electricity bills | |
| 2. | Cooperation between Bank Bumi Arta and PLN in each city / branch | |
| 3. | Register by filling out a Debit Power of Attorney form in advance Bank Bumi Arta BNBA | |
| Facilities | ||
| 1. | Facilitate Customers and non-Customers to pay phone bills | |
| 2. | Cooperation between Bank Bumi Arta and Telkom in each city / branch | |
| 3. | Terms and Conditions of Payment | |
|
|
a. Application for transfer of payment of telephone bills to Bank Bumi Arta MUST be done
before the 20th of each month to prevent late payments to TELKOM |
|
|
|
b. Customer - shall in advance sign up by filling out a Debit Power of Attorney form. (Only applicable in KPO Tanah Abang, Kopi Branch, and Prince Jayakarta Branch) - Attach a copy of the last payment receipt from TELKOM |
|
|
|
b. For Non Customers - Depositing by cash at Kopi Branch - Attach a copy of the last payment receipt from Telkom Bank Bumi Arta BNBA | |
Bank Notes
Bank Bumi Arta as a foreign exchange bank provides currency exchange services in the currency of another country
| Facilities | ||
| 1. | Serving Sell / Buy of Bank Notes by cash or debit account | |
| 2. |
The available Foreign exchange is in the currencies : - USD (US Dollar) - EUR (Euro) - SGD (Singapore Dollar) - GBP (Poundsterling) - JPY (Japanese Yen) - AUD (Australian Dollar) - HKD (Hongkong Dollar) | |
Corporate Payroll
Salary payment of employees of your company may periodically (monthly) be conducted using the facilities of special instructions
| Terms and Conditions | ||
| - | Fill out the form of overbooking power of attorney | |
| - | Attach the data of account numbers and the amount of salary to be paid in the diskette no later than 4 working days prior to the payment of salaries Bank Bumi Arta BNBA | |
Bank Draft
| Advantages | ||
| 1. | Bank Draft is easier and safer to be received or sent rather than cash | |
| 2. | It can be used as a means of payment for international trade transactions | |
| 3. | It can be disbursed at any Bank Bumi Arta Correspondent Banks worldwide | |
| 4. | Cancellation of payments can be made if the Bank Draft is lost. Return of funds can be done immediately after receiving a confirmation from the Correspondent Bank that the fund has not been disbursed, with the administrative fee borne by the Customer Bank Bumi Arta BNBA | |
ATM
ATM (Automated Teller Machine) is a facility provided by the Bank to facilitate the customer's transaction without visiting the Bank office.
| Advantages | ||
| 1. | Can be used by Tabungan BBA dan Transactional Account holders | |
| 2. | Practical, because ATM transactions can be done at all participating PRIMA network and ATM Bersama ATM machines across all of Indonesia. | |
| 3. | Bank Bumi Arta ATM card can serve as cash withdrawal, balance inquiry and transfer, voucher purchases, and bill payment. | |
| 4. | Bank Bumi Arta ATM cards can also be used as a Debit Card. | |
| Requirements and Document | ||
| 1. | Cash Withdrawal at a maximum of Rp.10,000,000 per day | |
| 2. | Maximum disbursement of Rp. 10,000,000 per day | |
| 3. | BBA transfer at a maximum of Rp. 50,000,000 per day | |
| 4. | Transfers between Participating PRIMA Network banks at a maximum of Rp. 25,000,000 per day | |
| 5. | Holder individual BBA customers Savings and Transactional Account. | |
| 6. | Fill out and sign the Application Form ATM card facilities | |
| Terms and Condition | ||
| 1. | ATM Card Holder is required to maintain the confidentiality of the PIN (Personal Identification Number) issued by the Bank and not give away the PIN to anybody. | |
| 2. | Lost/Stolen ATM Card cannot be re-use and will be charge with Reissue fee. | |
| 3. | Transaction from non-Bank Bumi Arta ATM will be charge for withdrawal fee. Bank Bumi Arta BNBA | |
Mobile Banking
Mobile banking is a service facility provided to Bank Customers for the convenience and convenience of banking transactions via smartphones anytime and anywhere.
Mobile Banking Application registration is done at the nearest Customer Service Branch. The activation of Mobile Banking is done by downloading the mobile banking application through Play Store for Android users and App Store for iOS users.
| Advantages | ||
| 1. | Flexible : Services can be reached without knowing the place and time limits as long as they are connected to the internet. | |
| 2. | Savings : : Save time and costs for each banking transaction. | |
| 3. | Safe : : use 2 factors of security namely password and MPIN. | |
| 4. | Practical : simply download the BBA Mobile app through Play Store or App Store. | |
| 5. | Effective and Efficient : Having a variety of features in one application, which will facilitate your banking operations and transactions. | |
| 6. | Modern Technology : BBA Mobile adopts modern technology that will facilitate your transaction process in a safe and easy way | |
| Features | ||
| 1. |
Home • Money Meter |
|
| 2. |
Account (Registered account) • Account Balance Information (Savings, Current Accounts, Deposits, Loans) • Information on the 10 most recent transactions ( mini statement ) • Transaction History |
|
| 3. |
Transactions • Transfers -BBA Transfer, transfer on us within BBA Accounts. -Online transfers, transfers online into other accounts -SKN transfer, Transfer dengan tipe kliring. • Payment • Purchases • Transaction Management - Scheduled Transactions - Recurring Transactions |
|
| 4. |
Information • Promos and News • ATM Location • Rupiah exchange rate • Favorites • Call Center • Inbox |
|
| 5. |
Settings • Change Profile • Manage Source Account • Manage Destination Account • FAQ • Security • Mobile version • Language |
|
| Security Mobile Banking | ||
| Mobile Banking provides security guarantees through: | ||
| 1. | The registered mobile number becomes the customer's identity. | |
| 2. | The destination account number (for transfers) must be registered first. | |
| 3. | Using 2 factors of security, to enter the application using a password and each transaction uses MPIN. | |
| Need To Be Attention | ||
| 1. | The customer must keep the password and MPIN (Mobile Personal Identification Number) made by the customer and do not disclose the MPIN number to anyone. Bank Bumi Arta BNBA | |
e-BBA
e-BBA is an internet technology-based banking service
developed specifically for customers to expedite their business
transactions. This service allows customers to conduct banking
transactions without having to leave their seats.
| Advantages | ||
| 1. | Flexible : This service can be reached without knowing the place and time limits as long as it is connected to the internet. | |
| 2. | Savings : Save time and costs for each banking transaction. | |
| 3. | Secure : Protected with a multilevel transaction approval process flow, as well as a layered electronic security system. | |
| 4. | Practical : Does not require the installation of additional software, e-BBA can be run immediately. | |
| 5. | Effective and Efficient : Having a variety of features in one application, which will facilitate your operations and banking transactions. | |
| 6. | Modern Technology : e-BBA adopts modern technology that will facilitate your business processes in a safe and easy way. | |
| Features | ||
| 1. |
Account Information • Balance Inquiry • Transaction Inquiry • Account Statement |
|
| 2. |
Transfer Management • Predefined Beneficiary • In-House Transfer • Domestic Transfer |
|
| 3. |
Liquidity Management • Cash Pooling • Cash Distributor • Range Balance |
|
| 4. |
Collection Management • Auto Debet |
|
| 5. |
Cheque Management • Cheque Book Request • View Outgoing Cheque • View Incoming Cheque |
|
| 6. |
Mass Payment • Bulk Payment • Payroll |
|
| 7. |
Information Management • Forex Rate Inquiry • Interest Rate Inquiry • Transaction Amount Usage |
|
| e-BBA Guaranteed Safety | |
| The e-BBA system has protection from two sides, namely from the security side of the procedure and the technical side. | |
| 1. |
Procedure Safety • UserID dan Password, as each user's unique identity: - Administrator - User (Maker, Approver, Releaser) • Approval Matrix, a multilevel transaction approval process flow where each transaction must get approval from Approver and Releaser before it can be processed. • Personal Mobile Token as a security for the transaction approval process, for Users (Approver and Releaser). • Personal Identification Number (PIN) as a security from a Mobile Token. |
| 2. |
Technical Safety • Mobile Token with 3DES technology, to generate a random authentication code for each transaction agreement. • Secure Socket Layer (SSL) - 128 Bit from Cybertrust, to ensure the security of your connection with e-BBA. • Audit Trail, for recording all your transaction activities both financial and non-financial. • Multiple Firewalls, to protect your financial transactions from unwanted access. Bank Bumi Arta BNBA |
Bank Bumi Arta BNBA
Bumi Arta Bank