PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk, (JMA Syariah) was established on August 15, 2014 with deed No. 22 from a notary and has been approved along with the deed of the latest amendment with no 102 on June 26, 2015.
JMA Syariah has also received approval from the Financial Services Authority (OJK) with no. KEP-96 / D.05 / 2015 to operate as a sharia life insurance in September 2015.
Vision
To be the Pride of Indonesian Sharia Insurance
Mission
Providing All Community Needs in Insurance.
Contributing to the Sharia Insurance Industry in Indonesia.
Providing Better Benefit Value for All Stakeholders
Corporate governance
The Company consistently strives to be the best while prioritizing the principles of Good Corporate Governance (GCG), which include the principles of openness, responsibility, accountability, equality and independence. The implementation of GCG is an important thing to do in facing the development of business risks and increasing business challenges. Through the implementation of GCG, the Company can strengthen its position in facing business competition, increase efficiency and effectiveness in managing resources and risks, maximize corporate value and increase stakeholder trust, so that the Company can carry out long-term business growth.
In implementing Good Corporate Governance, the Company has 2 (two) Independent Commissioners, a Board of Directors consisting of 1 Non-Affiliated Director, Company Secretary, Audit Committee, Nomination and Remuneration Committee and Internal Audit. The Internal Audit function will review and provide recommendations to the Board of Commissioners regarding the preparation of financial reporting and information disclosure, systems for internal control and systems for risk management.
The Company strives to apply GCG principles in every business activity at all levels of the organization. The implementation of GCG in the Company refers to the regulations in force in the Capital Market as well as the guidelines that have been prepared by a number of institutions that handle corporate governance. The implementation of GCG is carried out, among others, through the following:
Fulfillment of shareholder rights;
To comply with the provisions referred to in OJK Regulation No. 35 / POJK.04 / 2014 dated 8 December 2014 concerning the Corporate Secretary of Issuers or Public Companies ("POJK No. 35/2014"), the Company has appointed Mawar Arsiani Djunaid as Corporate Secretary, as of 5 May 2017 based on the Decree of the Board of Directors No. . 06 / SK-DIR / PPJBT / V / 2017 dated 5 May 2017.
Previously Mawar Arsiani Djunaid had work experience from 2013-2014 as Assistant Director at KARIM Consulting Indonesia and May 2016 - May 2017 as HR & GA Manager at PT Asuransi Jiwa Syariah Jasa Mitra with the following responsibilities:
In implementing Good Corporate Governance, the Company has 2 (two) Independent Commissioners, a Board of Directors consisting of 1 Non-Affiliated Director, Company Secretary, Audit Committee, Nomination and Remuneration Committee and Internal Audit. The Internal Audit function will review and provide recommendations to the Board of Commissioners regarding the preparation of financial reporting and information disclosure, systems for internal control and systems for risk management.
The Company strives to apply GCG principles in every business activity at all levels of the organization. The implementation of GCG in the Company refers to the regulations in force in the Capital Market as well as the guidelines that have been prepared by a number of institutions that handle corporate governance. The implementation of GCG is carried out, among others, through the following:
Fulfillment of shareholder rights;
- Implementation of duties and responsibilities of the Board of Directors, Board of Commissioners and Board of Commissioners of Sharia;
- Completeness and implementation of the duties of the Audit Committee;
- Implementation of compliance, internal and external auditors;
- Application of risk management, including the internal control system;
- The Company's strategic plan; and
- Implementation of transparency of the Company's financial and non-financial conditions.
To comply with the provisions referred to in OJK Regulation No. 35 / POJK.04 / 2014 dated 8 December 2014 concerning the Corporate Secretary of Issuers or Public Companies ("POJK No. 35/2014"), the Company has appointed Mawar Arsiani Djunaid as Corporate Secretary, as of 5 May 2017 based on the Decree of the Board of Directors No. . 06 / SK-DIR / PPJBT / V / 2017 dated 5 May 2017.
Previously Mawar Arsiani Djunaid had work experience from 2013-2014 as Assistant Director at KARIM Consulting Indonesia and May 2016 - May 2017 as HR & GA Manager at PT Asuransi Jiwa Syariah Jasa Mitra with the following responsibilities:
- Keeping abreast of developments in the capital market, especially the regulations in force in the capital market.
- Provide input to the Board of Directors and Board of Commissioners of the Company to comply with the provisions of laws and regulations in the Capital Market sector.
- Assist the Board of Directors and the Board of Commissioners in implementing corporate governance, which includes:
- Information disclosure to the public, including the availability of information on the Company's website;
- Timely submission of reports to OJK; holding and documentation of the GMS;
- Organizing and documenting the meetings of the Board of Directors and / or the Board of Commissioners; and
- Implementation of the Company's orientation program for the Board of Directors and / or the Board of Commissioners.
4. As a liaison or contact person between the Company and the
shareholders of the Company, OJK, and other stakeholders.
Various Protection Solutions For Your Needs
JMA
Individual
JMA Syariah products that present sharia financial planning solutions for individuals through various protection and investment products that not only provide peace of life, but also create friendship and mutual sharing between you and other customers.
Individual
JMA Syariah products that present sharia financial planning solutions for individuals through various protection and investment products that not only provide peace of life, but also create friendship and mutual sharing between you and other customers.
JMA ILMA
- Insurance products that provide scholarship benefits (education funds) to your children according to your needs up to college level
- Compensation fund for policyholders when the baby dies.
JMA MUMTAZA
- Individual Life Insurance products that contain a savings element by providing a pattern of retirement stages tailored to the needs of old age funds.
- Financial protection against various life and health risks.
JMA ASYIFA
Individual Health Insurance Products that provide reimbursement of inpatient care costs at the hospital, if participants experience illness during the insurance period.
Easy Ways to Help Others.
Simple, Easy, Economical and Immediate Micro Insurance.
If the Participant dies not or because of an accident during the contract period, the heirs will get insurance benefits.
Simple, Easy, Economical and Immediate Micro Insurance.
If the Participant dies not or because of an accident during the contract period, the heirs will get insurance benefits.
Investment Fund Insurance that provides death benefits, either due to accidents or ordinary death in the insurance contract period of 1 year and can be extended in the following year.
JMA Set
JMA Syariah products that offer various life insurance products and health insurance products designed specifically for group participants (companies, government agencies, non-governmental organizations, and communities), so as to provide peace and happiness for employees, employees, organizational members, and volunteers in work.
JMA Syariah products that offer various life insurance products and health insurance products designed specifically for group participants (companies, government agencies, non-governmental organizations, and communities), so as to provide peace and happiness for employees, employees, organizational members, and volunteers in work.
If a participant dies either due to an accident or not due to an accident during the insurance period, he will get insurance benefits in the amount of the remaining loan or the remaining financing, excluding installments arrears, where this financing insurance product decreases in an annuity, the amount of which is calculated based on the last annuity.
If the participant dies either accidentally or not due to an accident during the insurance period, he will get insurance benefits equal to the initial insurance benefit without taking into account the installments arrears and fines (if any).
Micro, small and medium business debtors. With a maximum annual financing margin of 25%.
Micro, small and medium business debtors. With a maximum annual financing margin of 25%.
If the participant dies either due to an accident or not due to an accident during the insurance period, he will get an Insurance Benefit in the amount of the remaining principal / remaining principal financing excluding arrears, fines, interest or other costs. Where the amount of reduction in the remaining principal is fixed (proportional) throughout the insurance period.
Sharia life and personal accident insurance products from JMA Syariah, which are specially designed for educational institutions to provide insurance benefits to students and / or teachers / administrative staff if they experience a disaster:
- Died not because of an accident / illness.
- Died in an accident.
- Injury / injury due to accidents.
- Total / partial permanent disability due to accident.
- Have been hospitalized either because of illness or accident.
An insurance program that is specifically designed to prepare pension funds / severance pay for employees according to the company's needs.
A group health insurance product that provides reimbursement for inpatient, outpatient, dental care, childbirth, and purchasing of glasses for participants during the insurance period. Asuransi Jiwa Syariah Jasa Mitra Abadi T JMAS