PT. Harapan Aman Pratama Insurance (Company) was established on May 28, 1982 based on Notarial Deed of Trisnawati Mulia, SH No.76 which was approved by the Minister of Justice of the Republic of Indonesia in Decree No. C2-1325.HT.01.01.Th.82 on September 21, 1982.
The Company's Articles of Association have been amended several times, most recently by Notarial Deed Fathiah Helmi, SH No.1 dated 1 July 2004 regarding the distribution of bonus shares originating from agio share capitalization until 2003 and increasing the Company's authorized capital to Rp 50 billion consisting of for 1 (one) billion shares with a minimum value of Rp 50 per share. The amendment to the authorized capital was reported to the Ministry of Justice and Human Rights on October 7, 2004.
In accordance with Article 3 of the Company's Articles of Association, the scope of its activities is to establish and run a loss insurance business, including a loss reinsurance business.
The company is headquartered in Jakarta and has branches in Bandung and Surabaya and marketing offices in South Jakarta, Central Jakarta, Semarang and Medan.
The company started its commercial operations as a loss insurance company since 1983 based on a Busin
The Company's Articles of Association have been amended several times, most recently by Notarial Deed Fathiah Helmi, SH No.1 dated 1 July 2004 regarding the distribution of bonus shares originating from agio share capitalization until 2003 and increasing the Company's authorized capital to Rp 50 billion consisting of for 1 (one) billion shares with a minimum value of Rp 50 per share. The amendment to the authorized capital was reported to the Ministry of Justice and Human Rights on October 7, 2004.
In accordance with Article 3 of the Company's Articles of Association, the scope of its activities is to establish and run a loss insurance business, including a loss reinsurance business.
The company is headquartered in Jakarta and has branches in Bandung and Surabaya and marketing offices in South Jakarta, Central Jakarta, Semarang and Medan.
The company started its commercial operations as a loss insurance company since 1983 based on a Busin
Vision
Become the Most Trusted Insurance Company in Indonesia.
Become the Most Trusted Insurance Company in Indonesia.
Mission
Providing Excellent Products and Services.
Developing the quality of Professional HR.
Building Strong and Competitive Institutions.
Contributing to the Welfare of the Indonesian Community Asuransi Harta Aman Pratama AHAP
Developing the quality of Professional HR.
Building Strong and Competitive Institutions.
Contributing to the Welfare of the Indonesian Community Asuransi Harta Aman Pratama AHAP
CORPORATE VALUES
CUSTOMER FOCUS
Wholehearted attention and service to meet customer needs and expectations.
INTEGRITY
Attitudes uphold honesty and ethics in working with the aim of building a trusted institution.
TEAMWORK
Enthusiastic and professional interaction and synergy to achieve organizational goals.
INNOVATION
Creating updates to add value to all stakeholders. Asuransi Harta Aman Pratama AHAP
Wholehearted attention and service to meet customer needs and expectations.
INTEGRITY
Attitudes uphold honesty and ethics in working with the aim of building a trusted institution.
TEAMWORK
Enthusiastic and professional interaction and synergy to achieve organizational goals.
INNOVATION
Creating updates to add value to all stakeholders. Asuransi Harta Aman Pratama AHAP
INDONESIAN MOTORIZED VEHICLE INSURANCE
The car is a treasure that serves for your mobility in the activity. To keep your activities protected, we have prepared "MOTOR VEHICLE INSURANCE", a motor vehicle insurance product from PT. Asuransi Harta Aman Pratama Tbk.
"MOTOR VEHICLE INSURANCE" is the right solution for the protection of your motorized vehicle from all risks and losses that can not be expected and come suddenly.
"MOTOR VEHICLE INSURANCE" is the right solution for the protection of your motorized vehicle from all risks and losses that can not be expected and come suddenly.
TRANSPORTATION TYPE
Sedans, jeeps, station wagons and the like
Bus and touring car
Truck, light truck and tronton
Bus and touring car
Truck, light truck and tronton
SCOPE OF MOTOR VEHICLE INSURANCE ASSURANCE
Comprehensive (COMBINED)
TLO (Total Loss Only)
- Collision, impact, upside down, slip, or fall;
- Evil deeds;
- Theft, including theft that was preceded or accompanied or followed by violence or threats of violence as referred to in Article 362, 363 paragraph (3), (4), (5) and Article 365 of the Criminal Code;
- Fires, including:
- Fire due to fire of other adjacent objects or storage facilities for Motorized Vehicles;
- Fire due to lightning strikes ;:
- Damage due to water and / or other tools used to prevent or extinguish fires;
- Destruction of all or part of Motorized Vehicles by order of the authorities in an effort to prevent the spread of fire.
- Loss and or damage caused by the above event as long as the Motorized Vehicle is on board the ship for crossing which is under the supervision of the Directorate General of Land Transportation, including loss and or damage caused by the related ship having an accident.
- Legal responsibility to third parties s / d. Rp. 20,000,000 per incident.
- Driver / passenger / owner personal accident Rp. 10,000,000 per person.
- Medical expenses up to 5,000,000 per incident.
- Riots, riots.
- Looting.
- Talk about nature.
- Crane Fee
TLO (TOTAL LOSS ONLY)
- Damage and or loss due to an event mentioned in the Comprehensive Guarantee (combined) where the cost of repairs, replacement or recovery to its original state shortly before the loss and or damage is equal to or higher than 75% (seventy-five percent) of the actual price; or
- Lost due to theft, and not found within 60 (sixty) days of the theft. Asuransi Harta Aman Pratama AHAP
Property Insurance
REAL PROPERTY
Losses can befall buildings and their contents as a result of fire, flood, earthquake, riots or riots. As a solution, you need AMAN HARTA's protection from PT. Asuransi Harta Aman Pratama Tbk.
2 (two) types of guarantee packages are available:
2 (two) types of guarantee packages are available:
PACKAGE PROPERTY ALL RISK
Guaranteed risks:
- Fire, Lightning, Explosion, Plane and Smoke Fall
- Riots and looting
- Riot
- Hit by a vehicle
- Floods, Typhoons, Storms
- Other losses caused by events that occur suddenly and unexpectedly.
General Exceptions:
- War, invasion, actions of foreign enemies, warlike hostilities or operations (whether war is declared or not) or civil war; riots, strikes, worker deterrence, evil acts, looting, insubordination, riots, military awakening, people's awakening, insurrection, revolution, military force or expropriation of military power, confiscation, expropriation or nationalization, acts of terrorism. "Terrorism" means the use of violence for political purposes and includes the use of any violence with the aim of making the public or part of the public fearful
- Ionizing radiation or contamination by radioactivity from nuclear fuel or nuclear waste from burning nuclear fuel radioactive toxic explosives or other dangerous goods from homemade nuclear explosives or nuclear components
- Intentional actions or intentional negligence of the Insured or his representative
- Total or partial work stoppage
Types of risks that can be insured:
- Class 1 (one) construction
- The age of the building is not more than 25 years
- Minimum Amount of Sum Insured: Rp. 200,000,000
INDONESIAN FIRE INSURANCE STANDARD POLICY PACKAGE (P.S.A.K.I)
Guaranteed risks:
- Fire, Lightning, Explosion, Plane and Smoke Fall
Expansion of collateral with additional premiums:
- Riots, strikes and looting during riots
- Riots and looting during riots
- Floods, Typhoons, Storms
- Earthquake (separate policy)
- All types of residential buildings, offices, warehouses, shops, factories and etc
- Furniture / Equipment for Residential, Office
- Stock / Merchandise inventory
- Machines, etc. Asuransi Harta Aman Pratama AHAP
FIRE INSURANCE
REAL PROPERTY
Losses can befall buildings and their contents as a result of fire, flood, earthquake, riots or riots. As a solution, you need AMAN HARTA's protection from PT. Asuransi Harta Aman Pratama Tbk.
2 (two) types of guarantee packages are available:
2 (two) types of guarantee packages are available:
PACKAGE PROPERTY ALL RISK
Guaranteed risks:
- Fire, Lightning, Explosion, Plane and Smoke Fall
- Riots and looting.
- Riot
- Hit by a vehicle
- Floods, Typhoons, Storms
- Other losses caused by events that occur suddenly and unexpectedly.
General Exceptions:
- War, invasion, actions of foreign enemies, warlike hostilities or operations (whether war is declared or not) or civil war; riots, strikes, worker deterrence, evil acts, looting, insubordination, riots, military awakening, people's awakening, insurrection, revolution, military force or expropriation of military power, confiscation, expropriation or nationalization, acts of terrorism. "Terrorism" means the use of violence for political purposes and includes the use of any violence with the aim of making the public or part of the public fearful
- Ionizing radiation or contamination by radioactivity from nuclear fuel or nuclear waste from burning nuclear fuel radioactive toxic explosives or other dangerous goods from homemade nuclear explosives or nuclear components
- Intentional actions or intentional negligence of the Insured or his representative
- Total or partial work stoppage
- Class 1 (one) construction
- The age of the building is not more than 25 years
- Minimum Amount of Sum Insured: Rp. 200,000,000
INDONESIAN FIRE INSURANCE STANDARD POLICY PACKAGE (P.S.A.K.I)
- Fire, Lightning, Explosion, Plane and Smoke Fall
Expansion of collateral with additional premiums:
- Riots, strikes and looting during riots
- Riots and looting during riots
- Floods, Typhoons, Storms
- Earthquake (separate policy)
- All types of residential buildings, offices, warehouses, shops, factories and etc
- Furniture / Equipment for Residential, Office
- Stock / Merchandise inventory
- Machines, etc. Asuransi Harta Aman Pratama AHAP
Providing guarantees to a person or a group of people against losses due to accidents that can occur anywhere, anytime and is valid 24 hours a day, which results in:
- Death
- Permanent Disability
- Medical Expenses. Maximum 10% of Coverage of Death and Permanent Disability
An accident is an event or event that contains elements of violence both physical and chemical, which come suddenly, unwanted or planned, from the outside, visible, directly against the Insured which immediately results in bodily injury whose nature and place can be determined by Medical Sciences, including:
- Poisoning due to inhalation of poisonous gases or vapors, unless the Insured intentionally uses drugs or other substances that are known to have adverse effects including the use of illegal drugs,
- Contracting a virus or germ as a result of the Insured accidentally falling into water or some other liquid,
- Suffocate or drown.
Determination of the amount of premium ACCIDENT INSURANCE INSURANCE:
- Class / Class A: People who do work in the office or often live / are in the office such as: Directors, accountants, secretaries, administrative employees, etc.
- Class / Class B: People from class A who frequently travel / service outside, such as: the sales department, housewives, project leaders, managers or field employees who are not directly involved in work, and the like.
- Class / Class C: People who in their work need tools or other facilities to support their activities such as: dentists, surgeons, paramedics, drivers, mechanics, laboratory personnel or field managers who are directly involved in the work process, and the like
- Class D: People who carry out heavy and dangerous work related to their place of work, such as: miners, high-voltage electric current workers, workers in high-rise buildings, Offshore Workers, marine crews, drivers & crew members of public vehicles, and its kind.
REPLACEMENT OF LOSS DUE TO OTHER ACCIDENTS AS FOLLOWS
- Right arm starting from the shoulder joint 60%
- Left arm starting from the shoulder joint 50%
- Right arm starting from the top of the elbow joint 50%
- Left arm starting from the top of the elbow joint 40%
- Right hand starting from the top 40% wrist
- Left hand starting from the top 30% wrist
- One leg from the knee to the groin. 50%
- One foot from ankle to knee. 25%
- Right hand thumb 15%
- Left hand thumb 10%
- Right hand index finger 10%
- Left hand index finger 8%
- 8% right hand pinky finger
- Left little finger 6%
- Right hand or middle finger ring 5%
- Middle finger or left hand ring 4%
- One big toe 8%
- One other toe 5%
- 50% to the eye
- Hearing in both ears 50%
- Hearing in the one ear 25%
- Next to the auricle overall 5% Asuransi Harta Aman Pratama AHAP
Cargo Insurance
SAFE CARGO
Is the right solution for the protection of shipping goods both Export, Import, between cities, between islands using Marine Cargo, Aircraft (Air Transit), Train or land transportation (Land Transit).
MY RISK IS Guaranteed
Marine Cargo ICC "C" / Indonesian Freight Insurance Standard Insurance Policy Three
Loss or damage to goods as a result of:
Loss or damage to goods as a result of:
- Fire / explosion
- Ship stranded / foundered
- Conveyor at the port reversed or exited the rail
- Ship collision or ship collision with other objects in the sea (other than water)
- Demolition of goods at the emergency port
Loss or damage to goods as a result of:
- General Average Conditions
- Jettison Condition (Disposal of goods into the sea in an effort to save the danger conditions in order to continue the journey back)
ICC Marine Cargo "B" / Indonesian Freight Insurance Standard Insurance Policy Two
All guarantees guaranteed in ICC "C" are added to the Risk Guarantee:
All guarantees guaranteed in ICC "C" are added to the Risk Guarantee:
- Washing over board (Rising sea waves to the top of the Hatch so that it causes the sweeping of Goods on the Ship)
- Destruction of goods when loading and unloading
ICC Marine Cargo "A" / Indonesian Freight Insurance Standard Insurance Policy One
- Guarantees all types of risks except those excluded
OBJECTIVES TO BE OBTAINED
- Machinery, merchandise, raw material
- Freight (Freight)
- Expected Benefits (Imaginary Profit) Asuransi Harta Aman Pratama AHAP
ASURANSI CONTRACTOR'S ALL RISKS
Insurance that guarantees financial losses due to sudden and unexpected physical damage to all Civil Work, Equipment and machinery installed and construction equipment used that occurs during the construction period, including legal liability to third parties (Third Party Liability).
MY RISK IS Guaranteed
Fire / lightning / explosion / fall of aircraft
- Natural disasters / earthquakes / landslides / floods
- Theft, including theft with violence
- Sabotage / bad intentions of someone
- Carelessness / carelessness of workers
ACCOUNTABILITY OBJECT CAN BE ACCEPTED
- The main job
- Temporary work / preparatory work
- Materials supplied
- Legal liability to third parties
- Heavy equipment and machines that help carry out the work and others
FACTORS THAT INFLUENCE PREMIUM TRIBE
Project type
- Project location
- Project environmental conditions
- Duration of project completion
- Type of work to be performed
- Contractors working on the project Asuransi Harta Aman Pratama AHAP
SAFE TRAVEL
Is travel insurance and is one of the flagship products of PT. Asuransi Harta Aman Pratama Tbk, specially designed for those who want to travel out of town or abroad
This product provides a comprehensive guarantee ranging from reimbursement of medical costs to legal liability to third parties. This product also provides a large sum insured with a choice of premiums that can be adjusted to your liking.
This product provides a comprehensive guarantee ranging from reimbursement of medical costs to legal liability to third parties. This product also provides a large sum insured with a choice of premiums that can be adjusted to your liking.
EVACUATION FEES
Cover all costs required for Blue Dot Assistance to move the Insured to another place of treatment with more complete facilities or return to his place of residence in Indonesia due to injury due to an accident or illness due to illness (only injury due to an accident guaranteed for Domestic Travel).
FEES OF REPATRIATION
Cover all costs required for Blue Dot Assistance if the Insured needs to be repatriated to get further treatment in Indonesia or even repatriate the body of the Insured back to his residence in Indonesia due to injury / death due to an accident or illness due to illness (only injury due to an accident guaranteed for Domestic Travel ).
HOSPITAL DAILY REST
Provide a daily cash allowance if the Insured must be treated for more than 24 hours as an inpatient in the Hospital due to injury due to an accident or illness due to illness (only injury due to an accident guaranteed for Domestic Travel).
SELF-ACCIDENT
Provide financial guarantees against the risk of death or permanent disability due to accidents that occur during the trip.
Cancellation of Journey
Provide compensation for the loss of advance payment (deposit) that has been paid in advance if the Insured is forced to cancel his trip due to the things listed in the Policy Overview.
TRAVEL REDUCTION
Provide compensation for incurred additional travel and accommodation costs, or loss of costs that have been paid upfront but not used because the Insured is forced to shorten his trip as a result of an event guaranteed by the policy.
DELAY FLIGHTS
Give USD 50.00 for every 12 consecutive hours of delay due to bad weather, aircraft damage or strikes.
DELAY OF LUGGAGE
Provide reimbursement based on proof of purchase for items of emergency purchase such as clothes and toiletries / cosmetics due to shipping errors after the Insured arrives 12 hours or more during his trip abroad.
LOSS OF LUGGAGE
Provide compensation for lost or damaged baggage and personal belongings contained in it. The limit of each type of goods: USD 250.00 (valid for International Travel), or Rp. 150,000, - (valid for Domestic Travel).
AIRCRAFT IMPROVEMENT
Give cash in the amount of USD 100.00 (valid for International Travel), or Rp. 250,000 (valid for Domestic Travel) per day in the event of hijacking or hostage taking for more than 12 full consecutive hours of the aircraft being boarded.
LEGAL LIABILITY
Provide reimbursement for costs incurred due to lawsuits of third parties in connection with errors or negligence of the Insured during the trip.
TRAVEL ASSISTANCE FOR 24 HOURS FULL
Blue Dot Assistance will provide full information and assistance to the Insured if the Insured needs assistance in an emergency at any time and anywhere for 24 hours straight. Asuransi Harta Aman Pratama AHAP
