Founded in 1957, we are present in the midst of Indonesian society and grow to become one of the largest banks in Indonesia. For more than 60 years we have never stopped offering a variety of banking solutions that answer the financial needs of customers from various walks of life.
Through a variety of quality and targeted products and services, BCA's financial solutions support personal financial planning and business customer development. Supported by the strength of the inter-branch network, the vast ATM network, and other electronic banking networks, anyone can enjoy the convenience and convenience of transactions offered by BCA.
In accordance with the commitment "Always by Your Side", we will continue to strive to maintain the trust and expectations of customers and stakeholders. Winning the trust to provide the best solution for the financial needs of customers is an honor and pride for BCA.
In accordance with the Decree of the Minister of Finance of the Republic of Indonesia no.42855 / U.M.II dated March 14, 1957 concerning licenses to conduct bank business. Bank Central Asia BCA
Through a variety of quality and targeted products and services, BCA's financial solutions support personal financial planning and business customer development. Supported by the strength of the inter-branch network, the vast ATM network, and other electronic banking networks, anyone can enjoy the convenience and convenience of transactions offered by BCA.
In accordance with the commitment "Always by Your Side", we will continue to strive to maintain the trust and expectations of customers and stakeholders. Winning the trust to provide the best solution for the financial needs of customers is an honor and pride for BCA.
In accordance with the Decree of the Minister of Finance of the Republic of Indonesia no.42855 / U.M.II dated March 14, 1957 concerning licenses to conduct bank business. Bank Central Asia BCA
Sudono Salim or Liem Sioe Liong (Traditional Hanzi: Simplified Hanzi : Pinyin : Lín Shàoliáng) (born in Fuqing, China, 19 July 1916 - died in Singapore, 10 June 2012 at the age of 95) was an Indonesian businessman. He is the founder of the Salim Group. Salim Group ownership includes Indofood, Indomobil, Indocement, Indosiar, BCA, Indomaret, Indomarco, PT Mega, Bank Windu Kencana, PT Hanurata, and PT Waringin Kencana and others. In addition, together with Djuhar Sutanto, Sudwikatmono and Ibrahim Risjad (known as The Gangs of Four) founded the largest wheat flour company in Indonesia, PT Bogasari Flour Mills.
When riots hit Jakarta in 1998, his home in Gunung Sahari, Central Jakarta, became a victim of vandalism and looting. After the incident, he began to transfer his business management to his son Anthony Salim, then moved and lived in Singapore [1] until he died.
He is widely known to be close to the former Indonesian President Soeharto. His efforts continued by his son, Anthony Salim and his son-in-law Franciscus Welirang. Bank Central Asia BCA
Bank Central Asia began in 1955 as the Trading Company and Industry
Semarang Knitting Factory. Banking operations started on 21 February
1957 with a head office in Jakarta. Around 1980, BCA expanded its branch network aggressively, in
association with deregulation of the banking sector in Indonesia. BCA
developed many products, services and information technology by applying
online system for branch network and launched Tabungan Hari Depan
(Tahapan) BCA.
In 1990, BCA developed an alternative branch network through ATM
(Automated Teller Machine). Around 1991, BCA placed 50 units ATM in
various places in Jakarta. The development of the ATM’s networks and
features were done intensively. BCA collaborated with a well-known
institution, such as PT Telkom for phone bill payment through ATM BCA.
BCA also collaborated with CitiBank so that BCA’s customers, who held
CityBank’s credit card, can pay their bill through ATM BCA.
In 2002, Farindo Investment (Mauritius) Limited took over 51% of
BCA’s total shares through a strategic placement tender process. In
2004, BPPN divested 1,4% of BCA shares to domestic investors through
limited offer and in 2005, the Government of Indonesia through PT
Perusahaan Pengelolaan Aset (PPA) divested all of BCA’s remaining 5.02%
shares.
In the 2000s BCA strengthened and expanded its products and
services, especially electronic banking, by introducing Debit BCA, Tunai
BCA, internet banking KlikBCA, mobile banking m-BCA, EDCBIZZ, and
others. BCA established the Disaster Recovery Center facility in
Singapore. BCA increased its competence in lending, including through
expansion into car finance through its subsidiary, BCA Finance. In 2007,
BCA became a pioneer in offering home mortgage products with fixed
interest rates. BCA launched a prepaid card, Flazz Card, and began
offering Weekend Banking services to continue to build excellence in
transaction banking. BCA managed its lending and liquidity positions
proactively during the global crisis, while still strengthening its core
competencies as a transaction bank. In 2008 & 2009, BCA completed
IT system mirroring to strengthen business continuity and minimize
operational risk. BCA opened Solitaire services for high net worth individual customers.
PT Bank Central Asia Tbk, commonly known as Bank Central Asia (BCA) is an Indonesian bank founded on February 21, 1957. In 2016, BCA overtook DBS Bank of Singapore as Southeast Asia's biggest lender by value, with a market capitalisation of US$24.5 billion (S$34.2 billion). The Asian financial crisis in 1997 had a tremendous impact on Indonesia's entire banking system.
In particular, it affected BCA's cash flow and even threatened its
survival. A bank rush forced BCA to seek assistance from the Indonesian
government. The Indonesia Bank Restructuring took over control of the bank in 1998. Full recovery was accomplished
later in the same year. In December 1998, third-party funds were back at
the pre-crisis level. BCA's assets stood at Rp 67.93 trillion, as
opposed to Rp 53.36 trillion in December 1997. Public confidence in BCA
was fully restored, and BCA was released by IBRA to BI in 2001.
Subsequently, BCA took a major step by going public. The Intial Public Offering (IPO) took place in 2000, selling 22.55% of BCA's shares that were being
divested by IBRA. After the IPO, the agency still controlled 70.3% of
BCA's total shares. The second public offering took place in June and
July 2001, with IBRA divesting an additional 10% of its interest in BCA.
In 2002, IBRA divested 51% of its BCA shares through a strategic
private placement tender. The Mauritius -based Farindo Investment won the tender.
There is a BCA representative office in Singapore. Bank Central Asia (BCA)
Vision
The bank of choice for the mainstay of society, which plays a role as an important pillar of the Indonesian economy.
Mission
Menara BCA, Grand Indonesia
Jl. MH Thamrin No. 1, Jakarta 10310
Telephone : (021) 235 88000
Vision
The bank of choice for the mainstay of society, which plays a role as an important pillar of the Indonesian economy.
Mission
- Membangun institusi yang unggul di bidang penyelesaian pembayaran dan solusi keuangan bagi nasabah bisnis dan perorangan.
- Memahami beragam kebutuhan nasabah dan memberikan layanan finansial yang tepat demi tercapainya kepuasan optimal bagi nasabah.
- Meningkatkan nilai francais dan nilai stakeholders BCA. Bank Central Asia BCA
Menara BCA, Grand Indonesia
Jl. MH Thamrin No. 1, Jakarta 10310
Telephone : (021) 235 88000
Facsimile : (021) 235 88300
Bank Central Asia BCA
Home Ideal
Housing is a basic need of every human being that cannot be replaced. Many choices can be taken: live with parents, rent a boarding house, occupy a rented house, or have a private residence.
Whatever your current condition, having an ideal residence is everyone's dream. Criteria for ideal occupancy vary for each individual, ranging from the type, size, to the location of residential factors. Bank Central Asia BCA
Buy My Residence
As a bank that understands the needs of its customers, BCA provides financing solutions for those who want to realize the dream of buying a dream home.
To facilitate you in financing installments per month, we provide a choice of installment types that are tailored to your needs, namely Fixed Installments or Flexible Installments.
To facilitate you in financing installments per month, we provide a choice of interest rates and terms as needed. Bank Central Asia BCA
Future Investment Solutions
Very Conservative Risk Profile
You prefer the integrity of the principal value of the investment and do not mind to release the potential for greater profits. You cannot tolerate the risk of losing the principal value of the investment so you tend to choose investments in the form of savings / deposits and Money Market Mutual Funds that can be disbursed at any time.
Conservative Risk Profile
You expect a steady growth in investment value and periodic acceptance of investment returns. You are only willing to tolerate minimal risk and are likely to disburse your investment funds if an investment / loss is impaired.
Bank Central Asia BCA
Moderate Risk Profile
You invest with the aim of earning periodic income and capital growth in the medium to long term. You can accept the risk of impairment in investment in the short term to obtain the potential for higher capital growth in the medium to long term. You are less likely to withdraw your investment if there is an impairment, but you will be more monitoring your investment.
Aggressive Risk Profile
You aim to develop the principal of the investment in the long run with a maximum rate of return. You are willing to take higher risks to obtain higher investment value growth in the long run. You are less likely to withdraw your investment even if there is a decline in the value of your investment.Profil Risiko Agresif
Short Term (<1 Year)
Banking Products and Services for You
Savings :
Stages
Stages BCA is a BCA savings product that was created for the convenience of your life.
Bank Central Asia BCA
Home Ideal
Housing is a basic need of every human being that cannot be replaced. Many choices can be taken: live with parents, rent a boarding house, occupy a rented house, or have a private residence.
Whatever your current condition, having an ideal residence is everyone's dream. Criteria for ideal occupancy vary for each individual, ranging from the type, size, to the location of residential factors. Bank Central Asia BCA
Buy My Residence
As a bank that understands the needs of its customers, BCA provides financing solutions for those who want to realize the dream of buying a dream home.
To facilitate you in financing installments per month, we provide a choice of installment types that are tailored to your needs, namely Fixed Installments or Flexible Installments.
Fixed installments
Benefits of Fixed Installments:
Certainty monthly installments
Easier to manage finances
Choice of interest rates:
First 1 year fix
Fix the first 2 years
Fix the first 3 years
Fix the first 5 years
Fix n Cap with certainty of interest up to 5 years
Benefits of Fixed Installments:
Certainty monthly installments
Easier to manage finances
Choice of interest rates:
First 1 year fix
Fix the first 2 years
Fix the first 3 years
Fix the first 5 years
Fix n Cap with certainty of interest up to 5 years
Benefits of a 1 or 2 year fixed rate:
- Provide certainty of interest rates for the first 1 or 2 years.
- After the fix interest period ends, a floating interest rate will be applied which is reviewed periodically until the credit period ends.
- Free penalty for accelerated repayment.
- Also pay attention to the stability of the prevailing floating interest rates.
- The lower and stable the floating interest rate, the safer, more comfortable and more economical you will be. Bank Central Asia BCA
Dream Vehicle
Having a private vehicle can support your daily mobility, from traveling to work to taking your family for recreation. At present, it is very easy to have a dream vehicle with alternative financing for both cars and motorcycles. Dream Vehicle
Car Financing
- As a bank that understands the needs of its customers, BCA provides financing solutions for those of you who want to realize the ideal vehicle.
- To facilitate you in financing installments per month, we provide a choice of interest rates and terms as needed.
Motorcycle Financing
To help you get the ideal motorcycle, KSM (Motorcycle Credit) can help you make it happen.
And get the following benefits:
To help you get the ideal motorcycle, KSM (Motorcycle Credit) can help you make it happen.
And get the following benefits:
- Competitive installments
- Fast process
- Choice of time period according to your needs.
- Car Financing
To facilitate you in financing installments per month, we provide a choice of interest rates and terms as needed. Bank Central Asia BCA
Future Investment Solutions
Very Conservative Risk Profile
You prefer the integrity of the principal value of the investment and do not mind to release the potential for greater profits. You cannot tolerate the risk of losing the principal value of the investment so you tend to choose investments in the form of savings / deposits and Money Market Mutual Funds that can be disbursed at any time.
Short-term
- Investment options in the near future (1-12 months).
- Type of investment with a relatively stable rate of return.
Conservative Risk Profile
You expect a steady growth in investment value and periodic acceptance of investment returns. You are only willing to tolerate minimal risk and are likely to disburse your investment funds if an investment / loss is impaired.
Short Term (<1 Year)
- Investment options in the near future (1-12 months)
- Type of investment with a relatively stable rate of return
Bank Central Asia BCA
Moderate Risk Profile
You invest with the aim of earning periodic income and capital growth in the medium to long term. You can accept the risk of impairment in investment in the short term to obtain the potential for higher capital growth in the medium to long term. You are less likely to withdraw your investment if there is an impairment, but you will be more monitoring your investment.
Short Term (<1 Year)
- Investment options in the near future (1-12 months)
- Type of investment with a relatively stable rate of return Bank Central Asia BCA
You aim to develop the principal of the investment in the long run with a maximum rate of return. You are willing to take higher risks to obtain higher investment value growth in the long run. You are less likely to withdraw your investment even if there is a decline in the value of your investment.Profil Risiko Agresif
Short Term (<1 Year)
- Investment options in the near future (1-12 months)
- Type of investment with a relatively stable rate of return
Banking Products and Services for You
Savings :
Stages
Stages BCA is a BCA savings product that was created for the convenience of your life.
Xpresi Stages
Tahapan Xpresi looks new with a variety of card designs, especially for you who are creative, dynamic, and character.
Futures Stages
Futures Stages is an individual savings product that is present to make your dreams come true
Gold stage
Gold stage is here to help smooth the business while protecting the credibility of your business transactions.
Tapres
If you want to get more benefits for the money saved in savings, Tapres provides more interest.
Student Savings
This BCA SimPel Savings is present as a form of BCA participation that cares about the development of Indonesia's young generation
My Savings Account is a savings specifically for individuals with easy and lightweight requirements.
LAKU
By registering with LAKU agents, saving is now easier because you don't have to go to the bank.
BCA Dollar
For those of you who have the need to transact in foreign currencies (USD or SGD), you can take advantage of BCA Dollar savings.
Time deposit
For those of you who intend to invest, the BCA Deposit can be one of your choices. Bank Central Asia BCA
E - Banking
Convenience in Transaction Bank Central Asia BCA
E - Banking
Convenience in Transaction Bank Central Asia BCA
